3278 Credit Heights Dr, Mississauga

Name: 3278 Credit Heights Drive
SKU: W13820184
Price: 2420000 CAD
Availability: InStock

4 Bed, 3 Bath Detached Home in Mississauga

About 3278 Credit Heights Drive

Grandly renovated 4-bedroom detached home with walkout basement on a rare 75' x 229' ravine lot in Mississauga's prestigious Credit Woodlands, featuring a saltwater pool, pond, and gazebo backing directly onto the Credit River. This luxury family home is within walking distance to 222-acre Erindale Park and the scenic Culham Trail, minutes from Mississauga Golf and Country Club, and offers quick access to major highways and GO Transit for easy commuting to Toronto and Hamilton. A mature, tree-lined street leads to a deep double driveway accommodating 8 cars plus a 2-car garage. An interlocking stone walkway and covered front veranda overlook perennial gardens with sprinkler system. The backyard is a private oasis with a massive deck, covered terrace, terraced gardens, custom saltwater pool with waterfall, serene pond with sheer descent waterfall, private gazebo, and expansive green space framed by ravine views. Recent upgrades include freshly painted interior, deck and gazebo, new furnace, air conditioner, pool heater and cover, some updated main floor windows and new backyard fencing (2025), plus a newer roof. Inside, hardwood flooring, crown mouldings, pot lighting, upgraded trims, two fireplaces, and three walkouts enhance sophistication. The skylit oak staircase opens to elegant living and dining rooms, a family room with fireplace, and a chef's kitchen with custom cabinetry, stone counters, stainless steel appliances, large island, and oversized breakfast room with walkout to deck. Upstairs, a sitting room, 2 bathrooms, and 4 spacious bedrooms are available, including a refined primary suite with a spa-like 5-piece ensuite featuring a claw-foot tub and a glass shower. The finished walkout lower level includes a recreation room with fireplace, coffered ceiling and built-ins, media/entertainment area, modern 3-piece bath, and 2 walkouts to the terrace overlooking the Credit River ravine.

4 bedrooms, 3 bathrooms, about 3,000 sq ft, works out to roughly $807 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 3278 Credit Heights Dr

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 3000-3500 sq ftas stated on the listing
Parking: 10 spacesYes garage
Basement: Finished, Separate Entrance

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 10

Interior

Basement: Finished · Separate Entrance

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 16552.8

Listing & possession

Property style: 2-Storey
Property class: Detached

3278 Credit Heights Dr Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 23, 2026For saleListedThis listingMLS® W13820184$2,420,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 3278 Credit Heights Dr Compares to the Mississauga Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 3,813 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Mississauga market, last 90 days

Median sold price: $872,500
Average sold price: $952,158
Average days on market: 34
Homes sold: 2,167

Closed sales on the TRREB MLS®.

Full Mississauga market report

Market pulse · Mississauga

Mississauga market

Median sold price$872,500Last 90 days
Average days on market34Homes sold in about 34 days on average.
Sale-to-list ratio97.5%On average, homes sold below asking.
Active listings2,766Homes for sale here right now.
Median vs prior 90 days−0.9%Compared with May 13 – Aug 11, 2026: prices down.

Based on 2,167 sales from Aug 11 – Nov 9, 2026 (1,668 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Mississauga

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home3278 Credit Heights Drive 4 bd · 3 ba · 3,000 sqft	$2,420,000asking	$807	—	—
1016 Red Pine Crescent 4 bd · 3 ba · 2,500 sqft
7018 Cadiz Crescent 3 bd · 2 ba · 1,100 sqft
1617 Trotwood Avenue 4 bd · 5 ba · 3,500 sqft
3257 Sir Johns Homestead 4 bd · 2 ba · 1,500 sqft
6772 Dolmage Court 3 bd · 2 ba · 1,500 sqft
1149 Mesa Crescent 4 bd · 3 ba · 2,500 sqft

1016 Red Pine Crescent
4 bd · 3 ba · 2,500 sqft
7018 Cadiz Crescent
3 bd · 2 ba · 1,100 sqft
1617 Trotwood Avenue
4 bd · 5 ba · 3,500 sqft
3257 Sir Johns Homestead
4 bd · 2 ba · 1,500 sqft
6772 Dolmage Court
3 bd · 2 ba · 1,500 sqft
1149 Mesa Crescent
4 bd · 3 ba · 2,500 sqft

Living in Mississauga: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

Erindale GO StationMilton GO1.6 km19 min walk
Cooksville GO StationMilton GO4.2 km
Streetsville GO StationMilton GO4.7 km

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

Erindale GO Station (Milton GO)19 min walk
Cooksville GO Station (Milton GO)4.2 km
Streetsville GO Station (Milton GO)4.7 km

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

Erindale GO Station
1.6 km19 minClosest· Milton GO
Homes near Erindale GO Station
Cooksville GO Station
4.2 km· Milton GO
Homes near Cooksville GO Station
Streetsville GO Station
4.7 km· Milton GO
Homes near Streetsville GO Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 3278 Credit Heights Dr. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 3278 Credit Heights Dr

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $11,889; 20% down · 25 years · 5.5% assumed
Property tax: $1,331; 0.66% mill rate · ON
Total per month: $13,220; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$11,889

/mo

based on the purchase price of $2,420,000

Down payment20%

$484,000 cash

Amortization25 yr

$1,936,000 financed

Rate5.50%

$1,630,620 total interest

Principal54%$1,936,000

Interest46%$1,630,620

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Questions About 3278 Credit Heights Dr

How much is 3278 Credit Heights Dr listed for?

3278 Credit Heights Dr is listed at $2,420,000 (MLS® W13820184). Summitly updates the price as soon as the MLS® record changes.

Is $2,420,000 a good price for 3278 Credit Heights Dr?

Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Mississauga. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 3278 Credit Heights Dr changed?

No — 3278 Credit Heights Dr is still listed at its original asking price of $2,420,000.

How many bedrooms and bathrooms does 3278 Credit Heights Dr have?

3278 Credit Heights Dr has 4 bedrooms and 3 bathrooms, with about 3,000–3,500 square feet of living space. It is a detached home in Mississauga.

Is 3278 Credit Heights Dr close to transit?

The nearest rapid-transit station is Erindale GO Station (Milton GO), about 1.6 km (about a 19-minute walk) in a straight line. Cooksville GO Station is about 4.2 km, and Streetsville GO Station is about 4.7 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 3278 Credit Heights Dr?

About $11,889 a month — principal and interest on $2,420,000 with 20% down ($484,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 3278 Credit Heights Dr compare with other homes in Mississauga?

Its asking price of $2,420,000 is about 177% above the median sold price in Mississauga over the last 90 days, $872,500, across 2,167 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 3278 Credit Heights Dr been sold before?

Summitly has no earlier MLS® sale or lease of 3278 Credit Heights Dr on record from the last two years. Older records aren't shown under TRREB rules.

Where is 3278 Credit Heights Dr?

3278 Credit Heights Dr is in Mississauga, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 3278 Credit Heights Dr been on the market?

47 days — 3278 Credit Heights Dr was listed on September 23, 2026.

What is the price per square foot of 3278 Credit Heights Dr?

About $691 to $807 per square foot: the asking price of $2,420,000 over the 3,000–3,500 sq ft the listing gives as its size range.

Does 3278 Credit Heights Dr have parking or a garage?

Yes — the listing gives 10 parking spaces. Garage: Yes.

3278 Credit Heights Dr, Mississauga

What you should know

4 Bed, 3 Bath Detached Home in Mississauga

About 3278 Credit Heights Drive

Inside 3278 Credit Heights Dr

Features & systems

3278 Credit Heights Dr Price & Sale History

How 3278 Credit Heights Dr Compares to the Mississauga Market

Mississauga market, last 90 days

Recently sold nearby in Mississauga

Living in Mississauga: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 3278 Credit Heights Dr

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Credit Heights Drive? See what yours is worth

Zara, any time

A licensed local agent

See 3278 Credit Heights Dr, Mississauga in person

Similar homes for sale nearby in Mississauga

Explore More Detached Homes in Mississauga

4 Bed, 3 Bath Detached Home in Mississauga

About 3278 Credit Heights Drive

Inside 3278 Credit Heights Dr

Features & systems

3278 Credit Heights Dr Price & Sale History

How 3278 Credit Heights Dr Compares to the Mississauga Market

Mississauga market, last 90 days

Market pulse · Mississauga

Recently sold nearby in Mississauga

Living in Mississauga: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 3278 Credit Heights Dr

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Credit Heights Drive? See what yours is worth

Zara, any time

A licensed local agent

See 3278 Credit Heights Dr, Mississauga in person

Questions About 3278 Credit Heights Dr

How much is 3278 Credit Heights Dr listed for?

Is $2,420,000 a good price for 3278 Credit Heights Dr?

Has the price of 3278 Credit Heights Dr changed?

How many bedrooms and bathrooms does 3278 Credit Heights Dr have?

Is 3278 Credit Heights Dr close to transit?

How much would the monthly mortgage be on 3278 Credit Heights Dr?

How does 3278 Credit Heights Dr compare with other homes in Mississauga?

Has 3278 Credit Heights Dr been sold before?

Where is 3278 Credit Heights Dr?

How long has 3278 Credit Heights Dr been on the market?

What is the price per square foot of 3278 Credit Heights Dr?

Does 3278 Credit Heights Dr have parking or a garage?

Similar homes for sale nearby in Mississauga

Explore More Detached Homes in Mississauga

Market pulse · Mississauga

Transit nearby

Transit

Questions About 3278 Credit Heights Dr

How much is 3278 Credit Heights Dr listed for?

Is $2,420,000 a good price for 3278 Credit Heights Dr?

Has the price of 3278 Credit Heights Dr changed?

How many bedrooms and bathrooms does 3278 Credit Heights Dr have?

Is 3278 Credit Heights Dr close to transit?

How much would the monthly mortgage be on 3278 Credit Heights Dr?

How does 3278 Credit Heights Dr compare with other homes in Mississauga?

Has 3278 Credit Heights Dr been sold before?

Where is 3278 Credit Heights Dr?

How long has 3278 Credit Heights Dr been on the market?

What is the price per square foot of 3278 Credit Heights Dr?

Does 3278 Credit Heights Dr have parking or a garage?