DetachedOn market 45 daysPrice drop · $14,000 off (-3.3%)

348 Charles St N, Gananoque

Name: 348 Charles Street N
SKU: X13838656
Price: 415000 CAD
Availability: InStock

Gananoque, ON · · MLS® X13838656Updated November 5, 2026

$415,000Est. $2,039/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 3

Type Detached
Garage Yes
Basement Unfinished

What you should know

348 Charles St N is a 3-bedroom, 1-bathroom detached home in Gananoque, listed for $415,000. It has 1100-1500 sq ft of living space.

The large living room area flows into the eat-in kitchen that features a built-in dining bench, pantry and a pellet stove.
Outside, you'll fall in love with the impressive fully fenced backyard that offers endless possibilities for kids, pets, gardening, entertaining, or simply just relaxing in your own private outdoors space.
The attached garage provides convenient storage or workshop potential.

Ask Zara:

3 Bed, 1 Bath Detached Home in Gananoque

About 348 Charles Street North

Welcome to 348 Charles Street North, Gananoque! Whether you're searching for your first home, looking for more space for your growing family, or adding to your investment portfolio, this charming 3-bedroom home is packed with potential and perfectly positioned in one of Gananoque's most convenient locations. Step inside to find a 3-season sunroom to kick off your shoes and hang your coats before entering the front door. The large living room area flows into the eat-in kitchen that features a built-in dining bench, pantry and a pellet stove. Upstairs features three comfortable bedrooms and a 4-peice bathroom. Outside, you'll fall in love with the impressive fully fenced backyard that offers endless possibilities for kids, pets, gardening, entertaining, or simply just relaxing in your own private outdoors space. The attached garage provides convenient storage or workshop potential. Updates include new roof shingles and a new fence, both completed in 2021, giving you added peace of mind. Location is everything, and this home delivers! Situated close to schools and within walking distance to Gananoque's charming downtown and waterfront, you'll enjoy easy access to local shops, restaurants, parks, and everything the 1000 islands has to offer. Affordable opportunities like this don't come around often. Whether you're looking to get into the market invest in a growing community, or find a family-friendly location, 348 Charles Street North is one you wont want to miss!

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $377 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 348 Charles St N

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

348 Charles St N Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13838656−$14,000 (3.3%)$415,000
Sep 29, 2026For saleListedThis listingMLS® X13838656$429,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 348 Charles St N Compares to the Gananoque Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 71 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Gananoque market, last 90 days

Median sold price: $469,250
Average sold price: $515,408
Average days on market: 55
Homes sold: 36

Closed sales on the TRREB MLS®.

Full Gananoque market report

Recently sold nearby in Gananoque

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home348 Charles Street N 3 bd · 1 ba · 1,100 sqft	$415,000asking	$377	—	—
525 Pine Street 2 bd · 2 ba · 700 sqft
601 MacDonald Drive 3 bd · 2 ba · 1,500 sqft
160 Elmwood Drive 4 bd · 2 ba · 1,500 sqft
355 Oak Street 3 bd · 1 ba · 1,100 sqft
450 Charles Street 3 bd · 1 ba · 700 sqft
367 Georgiana Street 3 bd · 1 ba · 700 sqft

525 Pine Street
2 bd · 2 ba · 700 sqft
601 MacDonald Drive
3 bd · 2 ba · 1,500 sqft
160 Elmwood Drive
4 bd · 2 ba · 1,500 sqft
355 Oak Street
3 bd · 1 ba · 1,100 sqft
450 Charles Street
3 bd · 1 ba · 700 sqft
367 Georgiana Street
3 bd · 1 ba · 700 sqft

Living in Gananoque: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 348 Charles St N

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,039; 20% down · 25 years · 5.5% assumed
Property tax: $228; 0.66% mill rate · ON
Total per month: $2,267; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,039

/mo

based on the purchase price of $415,000

Down payment20%

$83,000 cash

Amortization25 yr

$332,000 financed

Rate5.50%

$279,631 total interest

Principal54%$332,000

Interest46%$279,631

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Charles Street North? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 348 Charles St N with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 348 Charles St N day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: RE/MAX FINEST REALTY INC., BROKERAGEMLS® X13838656 · Listing data last updated November 5, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 28· $377/sq ft

Estimated monthly mortgage$2,039/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in Gananoque

Other 2–3 bed homes for sale in Gananoque around $415K.

See all 3-bedroom homes for sale in Gananoque

Homes for sale in Gananoque

Every active Gananoque MLS® listing, updated all day.

All Gananoque MLS® listings