DetachedListed today

35 Cedar Bay Rd, Kawartha Lakes

Name: 35 Cedar Bay Road
SKU: X14170690
Price: 799900 CAD
Availability: InStock

Kawartha Lakes, ON · · MLS® X14170690Updated November 11, 2026

$799,900Est. $3,930/mo mortgage

Bedrooms: 3
Bathrooms: 3
Living space: 1500–2000sq ft
Parking spaces: 12

Type Detached
Lot 25.995 acres
Garage Yes
Basement Finished, Full

What you should know

35 Cedar Bay Rd is a 3-bedroom, 3-bathroom detached home in Kawartha Lakes, listed for $799,900. It has 1500-2000 sq ft of living space.

Inside, a bright open-concept design reveals hardwood flooring, generous principal rooms and breathtaking water views.
The inviting great room features a cozy fireplace and walkouts to the deck, while the beautifully appointed kitchen impresses with quartz countertops, a generously-sized island and sleek Samsung appliances.
The primary suite offers a private ensuite and deck walkout, where glorious sunrises greet each morning!

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1 Upcoming Open House at 35 Cedar Bay Rd

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Sunday, November 2212:00 PM – 2:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

3 Bed, 3 Bath Detached Home in Kawartha Lakes

About 35 Cedar Bay Road

Exceptional waterfront living on beautiful canal lake! Discover an extraordinary four-season retreat offering over half an acre of picturesque grounds and 103 feet of direct frontage on Canal Lake, part of the renowned Trent-Severn Waterway! Blending comfort, elegance and lakeside adventure, this extensively updated 3+1 bedroom, 3-bathroom home makes every day feel like a getaway. Inside, a bright open-concept design reveals hardwood flooring, generous principal rooms and breathtaking water views. The inviting great room features a cozy fireplace and walkouts to the deck, while the beautifully appointed kitchen impresses with quartz countertops, a generously-sized island and sleek Samsung appliances. A formal dining room sets the stage for memorable gatherings. The primary suite offers a private ensuite and deck walkout, where glorious sunrises greet each morning! The finished lower level (2025) adds exceptional versatility with a recreation room, fourth bedroom, dedicated office and fitness area. An attached double garage, converted into heated bonus/guest space, is complemented by an additional detached garage/workshop and a large driveway with ample parking. Outside, enjoy a level approach to the shoreline, private dock, firepit and endless opportunities for boating, fishing, swimming and winter skating. Cruise the interconnected lakes of the Trent-Severn Waterway or savour quiet evenings beneath the stars. Tucked along a peaceful street with school bus access, this remarkable property captures the magic of waterfront living in every season. Your canal lake escape awaits! Upgrades include a Generac generator (2022) and 200-amp electrical service & so much more! --> Website: https://35CedarBayRd.com/idx

3 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $533 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 35 Cedar Bay Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1500-2000 sq ftas stated on the listing
Parking: 12 spacesYes garage
Basement: Finished, Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 12

Interior

Basement: Finished · Full

Lot & land

Lot size (sqft): 0.571

Listing & possession

Property style: Bungalow
Property class: Detached

35 Cedar Bay Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 11, 2026For saleListedThis listingMLS® X14170690$799,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 35 Cedar Bay Rd Compares to the Kawartha Lakes Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Good Deal· based on 831 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Kawartha Lakes market, last 90 days

Median sold price: $595,000
Average sold price: $657,228
Average days on market: 46
Homes sold: 497

Closed sales on the TRREB MLS®.

Full Kawartha Lakes market report

Recently sold nearby in Kawartha Lakes

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home35 Cedar Bay Road 3 bd · 3 ba · 1,500 sqft	$799,900asking	$533	—	—
16 Lawrence Street 3 bd · 1 ba · 1,500 sqft
40 Greenwood Crescent 2 bd · 2 ba · 700 sqft
12 Hillcroft Way 4 bd · 2 ba · 2,000 sqft
9 Riverside Drive 2 bd · 1 ba · 700 sqft
7 Colborne Street 3 bd · 2 ba · 1,500 sqft
13 Rosemary Drive 2 bd · 2 ba · 700 sqft

16 Lawrence Street
3 bd · 1 ba · 1,500 sqft
40 Greenwood Crescent
2 bd · 2 ba · 700 sqft
12 Hillcroft Way
4 bd · 2 ba · 2,000 sqft
9 Riverside Drive
2 bd · 1 ba · 700 sqft
7 Colborne Street
3 bd · 2 ba · 1,500 sqft
13 Rosemary Drive
2 bd · 2 ba · 700 sqft

Living in Kawartha Lakes: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 35 Cedar Bay Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,930; 20% down · 25 years · 5.5% assumed
Property tax: $440; 0.66% mill rate · ON
Total per month: $4,370; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,930

/mo

based on the purchase price of $799,900

Down payment20%

$159,980 cash

Amortization25 yr

$639,920 financed

Rate5.50%

$538,981 total interest

Principal54%$639,920

Interest46%$538,981

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: RE/MAX ALL-STARS REALTY INC., BrokerageMLS® X14170690 · Listing data last updated November 11, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 10· $533/sq ft

Estimated monthly mortgage$3,930/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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