DetachedListed yesterday

3551 Cardinal Dr, Niagara Falls

Name: 3551 Cardinal Drive
SKU: X14102928
Price: 2600000 CAD
Availability: InStock

Niagara Falls, ON · · MLS® X14102928Updated October 21, 2026

$2,600,000Est. $12,773/mo mortgage

Bedrooms: 3
Bathrooms: 4
Living space: 3000–3500sq ft
Parking spaces: 13

Type Detached
Lot 157.48 × 164
Garage Yes
Basement Full

What you should know

3551 Cardinal Dr is a 3-bedroom, 4-bathroom detached home in Niagara Falls, listed for $2,600,000. It has 3000-3500 sq ft of living space.

Fully renovated from top to bottom, the home has been finished to an exceptional standard, pairing timeless architecture with refined modern design.Soaring 11-foot ceilings set a grand tone throughout the main floor.
At its heart is a true chef's kitchen with marble countertops, a full suite of Wolf appliances, and a butler's pantry for seamless entertaining.
Oversized sliding doors frame sweeping escarpment views and bring the outdoors in.The fully finished lower level is designed for hosting on a grand scale.

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3 Bed, 4 Bath Detached Home in Niagara Falls

About 3551 Cardinal Drive

Mount Carmel's most distinguished address. Set on a double lot of over half an acre in prestigious Mount Carmel, this ledgerock fieldstone bungalow offers more than 6,000 sq. ft. of finished living space, with 3+2 bedrooms and a total of 3.5 bathrooms, backing onto a private ravine with no rear neighbours. Fully renovated from top to bottom, the home has been finished to an exceptional standard, pairing timeless architecture with refined modern design.Soaring 11-foot ceilings set a grand tone throughout the main floor. At its heart is a true chef's kitchen with marble countertops, a full suite of Wolf appliances, and a butler's pantry for seamless entertaining. Oversized sliding doors frame sweeping escarpment views and bring the outdoors in.The fully finished lower level is designed for hosting on a grand scale. It is anchored by an 18-foot granite bar, a double island, and a custom wine display. Two laundry rooms add everyday ease, and the 4 car garage is ready for the collector or anyone who values generous storage.Every detail has been considered, and every finish has been chosen with intention. This is an extraordinary home in one of Niagara's most coveted settings. Luxury Certified.

3 bedrooms, 4 bathrooms, about 3,000 sq ft, works out to roughly $867 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 3551 Cardinal Dr

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 3000-3500 sq ftas stated on the listing
Lot size: 157.48 x 164
Parking: 13 spacesYes garage
Basement: Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 13

Interior

Basement: Full

Lot & land

Lot dimensions: 157.48 x 164
Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

3551 Cardinal Dr Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 21, 2026For saleListedThis listingMLS® X14102928$2,600,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 3551 Cardinal Dr Compares to the Niagara Falls Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 722 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara Falls market, last 90 days

Median sold price: $568,500
Average sold price: $619,466
Average days on market: 43
Homes sold: 429

Closed sales on the TRREB MLS®.

Full Niagara Falls market report

Recently sold nearby in Niagara Falls

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home3551 Cardinal Drive 3 bd · 4 ba · 3,000 sqft	$2,600,000asking	$867	—	—
5583 Hillsdale Avenue 3 bd · 2 ba · 700 sqft
3627 Windermere Road 3 bd · 1 ba · 1,100 sqft
6687 St Michael Avenue 3 bd · 2 ba · 1,500 sqft
3752 Gunning Drive 3 bd · 2 ba · 700 sqft
6504 Monroe Street 2 bd · 1 ba · 700 sqft
7771 Wilson Crescent 3 bd · 2 ba · 700 sqft

5583 Hillsdale Avenue
3 bd · 2 ba · 700 sqft
3627 Windermere Road
3 bd · 1 ba · 1,100 sqft
6687 St Michael Avenue
3 bd · 2 ba · 1,500 sqft
3752 Gunning Drive
3 bd · 2 ba · 700 sqft
6504 Monroe Street
2 bd · 1 ba · 700 sqft
7771 Wilson Crescent
3 bd · 2 ba · 700 sqft

Living in Niagara Falls: Location & Amenities

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Costs, Mortgage & Rental Return for 3551 Cardinal Dr

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $12,773; 20% down · 25 years · 5.5% assumed
Property tax: $1,430; 0.66% mill rate · ON
Total per month: $14,203; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$12,773

/mo

based on the purchase price of $2,600,000

Down payment20%

$520,000 cash

Amortization25 yr

$2,080,000 financed

Rate5.50%

$1,751,906 total interest

Principal54%$2,080,000

Interest46%$1,751,906

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGEMLS® X14102928 · Listing data last updated October 21, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 20· $867/sq ft

Estimated monthly mortgage$12,773/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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