Custom built by owners in 2004 for retirement & designed with family & entertaining in mind, this 1.5 storey home features Insulated Concrete Form foundation and walls, heated floors throughout the entire main level, environmentally efficient, & a low maintenance property. The home sits on 1.8 acres, has privacy & gorgeous views of trees and a small creek running through the back of the property & rolling farmland behind. The main floor is accessible with features including 36" wide doors, no step access from attached 2 car garage (heated epoxy floors) into the laundry (incl. w/d)/ office area with built-ins. A large spacious kitchen with custom maple cabinets, engineered hardwood floors, granite countertops, lots of storage, a xlarge island with seating & is open to the dining area with space for a big dining table, has french doors out to a patio area (with gas hook up) & a beautiful staircase up to the 2nd floor with antique banister. The main floor also features a 2pc powder room, huge living room with gas fireplace & beautiful views of the back yard. The primary bedroom with ensuite has an antique claw foot tub, vanity, dressing room & a separate water closet with walk-in tiled shower & toilet. A large bonus space located on the other side of the house is currently used as a man cave & has a 3 pc bathroom with accessible step-in tub. In-law suite potential! The 3 season sunroom is off the man cave room and features glass sliding doors & glass panels on 2 sides to enjoy the warm weather without the bugs. The room also features a sauna and has a separate entrance and access to the garage. There are 2 accesses to the 2nd floor; one from inside & one from the garage with a chair lift. Upstairs there's the 2nd & 3rd bedrooms with custom woodwork storage built-in to the knee walls, 3pc bath, storage/craft room, a 2 pc powder room, 4th bedroom, an additional unfinished storage room over the garage. A custom gem! Approx. 12 minutes to Colonial Talbot 401 exit.
4 bedrooms, 3 bathrooms, about 3,500 sq ft, works out to roughly $371 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 35640 Talbot Line
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
3500-5000 sq ftas stated on the listing
Parking
12 spacesYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
12
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
35640 Talbot Line Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14126306$1,299,999
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 35640 Talbot Line Compares to the Southwold Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,387
/mo
based on the purchase price of $1,299,999
$260,000 cash
$1,039,999 financed
$875,952 total interest
Principal54%$1,039,999
Interest46%$875,952
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Southwold
Other 3–5 bed homes for sale in Southwold around $1.3M.
Average days on market84Homes sold in about 84 days on average.
Sale-to-list ratio98.3%On average, homes sold below asking.
Active listings75Homes for sale here right now.
Median vs prior 90 days−27.0%Compared with May 1 – Jul 30, 2026: prices down.
Based on 22 sales from Jul 30 – Oct 28, 2026 (18 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 35640 Talbot Line
How much is 35640 Talbot Line listed for?
35640 Talbot Line is listed at $1,299,999 (MLS® X14126306). Summitly updates the price as soon as the MLS® record changes.
Is $1,299,999 a good price for 35640 Talbot Line?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Southwold. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 35640 Talbot Line changed?
No — 35640 Talbot Line is still listed at its original asking price of $1,299,999.
How many bedrooms and bathrooms does 35640 Talbot Line have?
35640 Talbot Line has 4 bedrooms and 3 bathrooms, with about 3,500–5,000 square feet of living space. It is a detached home in Southwold.
How much would the monthly mortgage be on 35640 Talbot Line?
About $6,387 a month — principal and interest on $1,299,999 with 20% down ($260,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 35640 Talbot Line compare with other homes in Southwold?
Its asking price of $1,299,999 is about 108% above the median sold price in Southwold over the last 90 days, $625,000, across 22 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 35640 Talbot Line been sold before?
Summitly has no earlier MLS® sale or lease of 35640 Talbot Line on record from the last two years. Older records aren't shown under TRREB rules.
Where is 35640 Talbot Line?
35640 Talbot Line is in Southwold, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 35640 Talbot Line been on the market?
35640 Talbot Line was listed today (October 28, 2026).
What is the price per square foot of 35640 Talbot Line?
About $260 to $371 per square foot: the asking price of $1,299,999 over the 3,500–5,000 sq ft the listing gives as its size range.
Does 35640 Talbot Line have parking or a garage?
Yes — the listing gives 12 parking spaces. Garage: Yes.
Does 35640 Talbot Line have a basement, and is it finished?
The listing says 35640 Talbot Line has no basement.
