Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 31 days

    361 12th Street E

    Owen Sound·Owen Sound, ON·N4K 1W1·Near 12th St E & 4th Ave E

    • 4 beds
    Owen Sound real estate›X12557796
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    **Investor Alert - Solid 2.5-Storey All-Brick Income Property** This is a smart buy for anyone looking to expand their portfolio with a **flexible, cash-flow-ready duplex opportunity**. The home offers **two units**, **six total bedrooms**, and **two hydro meters**, streamlining management and keeping operating costs cleanly separated. With **one main entrance**, the layout is simple, secure, and easy to maintain. The **second floor is primed as a standalone rental unit**, giving you immediate potential for dual-income generation. Whether you're targeting long-term tenants, furnished rental strategies, or family-plus-tenant scenarios, the configuration adapts to your plan. Outside, you'll find a **low-maintenance yard**, patio, and gazebo - attractive to tenants and effortless for owners and adds even more value, especially in tighter rental markets. If you're after a **versatile, income-producing asset** with room to optimize rents and add long-term appreciation to your portfolio, this property checks the boxes. **It's priced to move - and the upside is real.**

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Nov 19, 2025ListedCurrentFor sale$375,000 —X12557796This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 361 12th Street E
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,842
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $299
    0.96% mill rate · ON
    The market

    How this home sits in the Owen Sound market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Owen Sound market right now

    Average sold price, days on market, and closed-transaction count for Owen Sound — sourced from MLS®.

    • Avg sold price
      $487,710
      Last 30 days
    • Median sold price
      $469,500
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      72
      MLS® transactions
    Full Owen Sound market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 361 12th Street E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 361 12th Street E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 361 12th Street E listed for?

      361 12th Street E is listed at $375,000 on the MLS® (listing X12557796). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 361 12th Street E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2000-2500 sqft
  3. Duplex
  4. Asking
    $375,000
    $0 / sqft · MLS® X12557796
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $575,498
    $529,458Confidence range$621,538
    Asking vs estimate
    ↓below
    −$200,498
    (-34.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Owen Sound sell in about 43 days — this one has been listed 31 days.

    Avg sold price
    $487,710
    Median sold
    $469,500
    Avg days on market
    43
    Recently sold
    72
    See comparable sales
    With **one main entrance**, the layout is simple, secure, and easy to maintain.
  6. Outside, you'll find a **low-maintenance yard**, patio, and gazebo - attractive to tenants and effortless for owners and adds even more value, especially in tighter rental markets.
  7. Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    1
    Driveway
    Private
  9. Interior

    4
    Basement
    Unfinished
    Family room
    N
    Kitchens
    2
    Total rooms
    12
  10. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  11. Lot & land

    1
    Zoning
    R5
  12. Listing & possession

    3
    Occupancy
    60 Days
    Property style
    2 1/2 Storey
    Property class
    Duplex
  13. Room-by-room · 17 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Foyer
      6.7 × 7.6 ft
    • Dining Room
      15.3 × 10.0 ft
    • Bathroom
      4 Pc Bath
      7.7 × 7.1 ft
    • Living Room
      14.3 × 12.4 ft
    • Bedroom
      10.9 × 11.3 ft
    • Kitchen
      12.0 × 9.9 ft

    Second level

    4 rooms
    • Kitchen
      12.5 × 11.5 ft
    • Bathroom
      4 Pc Bath
      10.8 × 8.2 ft
    • Living Room
      18.0 × 10.0 ft
    • Bedroom
      13.6 × 10.1 ft

    Third level

    2 rooms
    • Bedroom
      12.7 × 14.6 ft
    • Bedroom
      13.5 × 14.0 ft

    Basement level

    3 rooms
    • Utility Room
      10.6 × 6.3 ft
    • Other
      13.8 × 8.9 ft
    • Other
      29.0 × 18.6 ft

    Sub-Basement level

    2 rooms
    • Bedroom
      10.3 × 10.6 ft
    • Bedroom
      10.8 × 11.1 ft
    Combined estimate
    $2,141
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,842
    /mo
    based on the purchase price of $375,000
    $75,000 cash
    $300,000 financed
    $252,679 total interest
    Monthly payment$1,842/ month
    Principal54%$300,000
    Interest46%$252,679

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in Owen Sound

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 224 7th Street
      Sold
      Sign in for price
      224 7th Street
      Duplex
    • 502 & 504 9th Street
      Sold
      Sign in for price
      502 & 504 9th Street
      Duplex
    • 1379 3rd Avenue
      Sold
      Sign in for price
      1379 3rd Avenue
      Duplex
    • 353 6th Street
      Sold
      Sign in for price
      353 6th Street
      Duplex
    • 382 8th Street
      Sold
      Sign in for price
      382 8th Street
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    361 12th Street EThis home4 / 220,002,500$375,000ask———
    224 7th Street3 / 22,000—
    502 & 504 9th Street6 / 22,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in Owen Sound

    Active listings within ±20% of this asking price.

    • 1700 3rd Avenue
      $375,000
      1700 3rd Avenue
      Duplex 5 4
    • 1140 2nd Avenue
      $449,000
      1140 2nd Avenue
      Duplex 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of eXp Realty · displayed on Summitly per MLS® data-share rules

    361 12th Street E is a 4-bedroom, 2-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 361 12th Street E built?

    The year built for 361 12th Street E isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 361 12th Street E?

    The 'Property tax' tab in the History section shows the most recent annual tax for 361 12th Street E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 361 12th Street E?

    The affordability calculator on this page shows an estimated monthly mortgage for $375,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 361 12th Street E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 361 12th Street E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 361 12th Street E in?

    361 12th Street E is in Owen Sound, Owen Sound. The 'Neighbourhood' section below links to the live Owen Sound real estate hub with average sold price, days on market, and current inventory.

  23. Is Owen Sound a good place to live?

    Owen Sound is one of ON's actively-tracked Summitly markets. The full Owen Sound real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 1379 3rd Avenue
    5 / 2
    1,500
    —
    353 6th Street4 / 21,500—
    382 8th Street3 / 32,000—