DetachedOn market 45 days

37 Lock St, St. Catharines

Name: 37 Lock Street
SKU: X13753032
Price: 624900 CAD
Availability: InStock

St. Catharines, ON · · MLS® X13753032Updated September 8, 2026

$624,900Est. $3,070/mo mortgage

Bedrooms: 2
Bathrooms: 1
Living space: 700–1100sq ft

Type Detached
Basement Unfinished

What you should know

37 Lock St is a 2-bedroom, 1-bathroom detached home in St. Catharines, listed for $624,900. It has 700-1100 sq ft of living space.

Welcome to 37 Lock Street, nestled in historic Port Dalhousie!
Start your morning in the cozy front sitting room, soaking in spectacular views of Lake Ontario while enjoying a peaceful cup of coffee or logging into your first meeting of the day.
At the heart of the home is a spacious kitchen island that anchors the open-concept layout perfect for casual dining and effortless entertaining.

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2 Bed, 1 Bath Detached Home in St. Catharines

About 37 Lock Street

Welcome to 37 Lock Street, nestled in historic Port Dalhousie! Start your morning in the cozy front sitting room, soaking in spectacular views of Lake Ontario while enjoying a peaceful cup of coffee or logging into your first meeting of the day. Located just steps from Lakeside Park, the beach, Port Dalhousie Marina, the Port Pier, and a vibrant array of world-class shops and restaurants, this location truly cant be beat.This charming, cottage-like 2-bedroom, 1-bathroom home has been fully updated from top to bottom. Bright, warm finishes and an abundance of natural light create a welcoming and stylish atmosphere throughout. At the heart of the home is a spacious kitchen island that anchors the open-concept layout perfect for casual dining and effortless entertaining. Step directly from the main living area into the backyard, ideal for summer BBQs and gatherings with family and friends. Additional features include: Full interior waterproofing, Professional insulation upgrade, Modern vinyl windows and new front door, Sump pump with backup system, Approval in place for driveway installation, and much more. Whether you are looking for a year-round residence, AirB&B opportunity, or a weekend retreat, 37 Lock Street offers comfort, charm, and unbeatable access to the best of lakeside living.

2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $893 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 37 Lock St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 700-1100 sq ftas stated on the listing
Basement: Unfinished

Features & systems

Parking & garage

Parking spaces: 0

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

37 Lock St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 8, 2026For saleListedThis listingMLS® X13753032$624,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 37 Lock St Compares to the St. Catharines Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 1,050 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Catharines market, last 90 days

Median sold price: $550,000
Average sold price: $602,082
Average days on market: 38
Homes sold: 557

Closed sales on the TRREB MLS®.

Full St. Catharines market report

Recently sold nearby in St. Catharines

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home37 Lock Street 2 bd · 1 ba · 700 sqft	$624,900asking	$893	—	—
7 Pinehill Road 3 bd · 2 ba · 700 sqft
15 Catherine Street 2 bd · 1 ba · 1,100 sqft
110 Riverview Boulevard 4 bd · 3 ba · 1,500 sqft
93 Westgate Park Drive 3 bd · 2 ba · 1,500 sqft
46 Dundonald Street 2 bd · 2 ba · 700 sqft
74 St. Patrick Street 3 bd · 2 ba · 700 sqft

7 Pinehill Road
3 bd · 2 ba · 700 sqft
15 Catherine Street
2 bd · 1 ba · 1,100 sqft
110 Riverview Boulevard
4 bd · 3 ba · 1,500 sqft
93 Westgate Park Drive
3 bd · 2 ba · 1,500 sqft
46 Dundonald Street
2 bd · 2 ba · 700 sqft
74 St. Patrick Street
3 bd · 2 ba · 700 sqft

Living in St. Catharines: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 37 Lock St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 37 Lock St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,070; 20% down · 25 years · 5.5% assumed
Property tax: $344; 0.66% mill rate · ON
Total per month: $3,414; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,070

/mo

based on the purchase price of $624,900

Down payment20%

$124,980 cash

Amortization25 yr

$499,920 financed

Rate5.50%

$421,064 total interest

Principal54%$499,920

Interest46%$421,064

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: ROYAL LEPAGE NRC REALTY, BrokerageMLS® X13753032 · Listing data last updated September 8, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 7· $893/sq ft

Estimated monthly mortgage$3,070/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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