37 Spencer St is a 3-bedroom, 2-bathroom detached home in Bracebridge, listed for $618,000. It has 1100-1500 sq ft of living space.
1Welcome to your ultimate Muskoka haven!
2The spacious primary bedroom serves as a private oasis with its own ensuite, complete with a soaker tub and a separate walk-in shower, while main floor laundry hook-up adds ultimate everyday convenience.
3BasementFull, Unfinished, as described in the listing.
Welcome to your ultimate Muskoka haven! Perfectly located in the heart of charming Bracebridge, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of modern sophistication, natural beauty, and thoughtful design for anyone looking to retire in comfort or enter the real estate market with a low-maintenance, easy-to-maintain home. Inside, a sun-drenched, open-concept layout features a beautiful refresh, where large windows flood the living spaces with beautiful natural light to highlight the seamless flow between the kitchen, dining, and living areas. The spacious primary bedroom serves as a private oasis with its own ensuite, complete with a soaker tub and a separate walk-in shower, while main floor laundry hook-up adds ultimate everyday convenience. Situated on a desirable level lot, with a generous and private backyard, the exterior is designed for maximum enjoyment and minimal effort, showcasing a picturesque perennial rock garden and a Generac generator for absolute peace of mind. A standout attribute of this property is its exceptional, but discreet, built-in accessibility features, including an exterior ramp, an exterior lift, and a remote-operated door, making it a rare find for anyone looking to effortlessly age in place. Located just minutes from downtown Bracebridge's boutique shops, vibrant dining, and scenic waterfalls, this property beautifully blends the peace of Muskoka living with urban conveniences, offering a rare opportunity to start living the Muskoka dream today.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $562 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 37 Spencer St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spaces
Basement
Full, Unfinished
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
37 Spencer St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,036
/mo
based on the purchase price of $618,000
$123,600 cash
$494,400 financed
$416,415 total interest
Principal54%$494,400
Interest46%$416,415
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Bracebridge
Other 3–5 bed homes for sale in Bracebridge around $618K.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio94.8%On average, homes sold below asking.
Active listings230Homes for sale here right now.
Median vs prior 90 days+11.8%Compared with Apr 16 – Jul 15, 2026: prices up.
Based on 161 sales from Jul 15 – Oct 13, 2026 (70 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 37 Spencer St
How much is 37 Spencer St listed for?
37 Spencer St is listed at $618,000 (MLS® X13462856). Summitly updates the price as soon as the MLS® record changes.
Is $618,000 a good price for 37 Spencer St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Bracebridge. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 37 Spencer St changed?
Yes — it was first listed at $649,000 and is now $618,000, a drop of $31,000 (4.8%).
How many bedrooms and bathrooms does 37 Spencer St have?
37 Spencer St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Bracebridge.
How much would the monthly mortgage be on 37 Spencer St?
About $3,036 a month — principal and interest on $618,000 with 20% down ($123,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 37 Spencer St compare with other homes in Bracebridge?
Its asking price of $618,000 is about 5% below the median sold price in Bracebridge over the last 90 days, $649,000, across 161 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 37 Spencer St been sold before?
Summitly has no earlier MLS® sale or lease of 37 Spencer St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 37 Spencer St?
37 Spencer St is in Bracebridge, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 37 Spencer St been on the market?
117 days — 37 Spencer St was listed on June 18, 2026.
What is the price per square foot of 37 Spencer St?
About $412 to $562 per square foot: the asking price of $618,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 37 Spencer St have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 37 Spencer St have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.
