Price reduction -lake simcoe! This charming four-season home/cottage sits on a desirable western exposure, offering stunning evening views you'll never tire of. Tucked along a paved road in a peaceful, close-knit community-with only 7 properties sharing the waterfront-you'll enjoy both privacy and a true sense of escape. A gently sloping lawn that leads effortlessly to the shoreline, makes water access easy and inviting. Whether you're hosting summer gatherings, lounging by the water, or heading out for a spontaneous boat ride, this property is designed for making memories. The sheltered bay offers added protection for your watercraft, while the included three-section aluminum Submersible Dock (complete with boat cleats and 45-inch leg posts) gives you a clear sense of depth and convenience right at the water's edge. Imagine starting your day with a peaceful cruise and ending it with a spectacular sunset from your own dock-this could be your everyday reality. Inside, the home provides a comfortable blend of style and space, perfect for relaxing weekends or year-round living. Set on a generous rectangular lot (approximately 90 ft at the road, 140 ft along the shoreline, and 240 ft deep), this is a rare opportunity to secure a prime waterfront property just in time to enjoy spring and summer on the lake. Power of Sale. Property is being sold as-is, where-is, with no representations or warranties.
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $1,273 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 3778 Harrys Lane W
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
1100-1500 sq ftas stated on the listing
Parking
10 spaces
Basement
Finished
Features & systems
Parking & garage
Parking spaces
10
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
3778 Harrys Lane W Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,877
/mo
based on the purchase price of $1,399,900
$279,980 cash
$1,119,920 financed
$943,267 total interest
Principal54%$1,119,920
Interest46%$943,267
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Ramara
Other 2–5 bed homes for sale in Ramara around $1.4M.
Average days on market48Homes sold in about 48 days on average.
Sale-to-list ratio94.6%On average, homes sold below asking.
Active listings220Homes for sale here right now.
Median vs prior 90 days−17.3%Compared with May 10 – Aug 8, 2026: prices down.
Based on 66 sales from Aug 8 – Nov 6, 2026 (53 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 3778 Harrys Lane W
How much is 3778 Harrys Lane W listed for?
3778 Harrys Lane W is listed at $1,399,900 (MLS® S12883782). Summitly updates the price as soon as the MLS® record changes.
Is $1,399,900 a good price for 3778 Harrys Lane W?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Ramara. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 3778 Harrys Lane W changed?
Yes — it was first listed at $1,599,900 and is now $1,399,900, a drop of $200,000 (12.5%).
How many bedrooms and bathrooms does 3778 Harrys Lane W have?
3778 Harrys Lane W has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Ramara.
How much would the monthly mortgage be on 3778 Harrys Lane W?
About $6,877 a month — principal and interest on $1,399,900 with 20% down ($279,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 3778 Harrys Lane W compare with other homes in Ramara?
Its asking price of $1,399,900 is about 117% above the median sold price in Ramara over the last 90 days, $645,000, across 66 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 3778 Harrys Lane W been sold before?
Summitly has no earlier MLS® sale or lease of 3778 Harrys Lane W on record from the last two years. Older records aren't shown under TRREB rules.
Where is 3778 Harrys Lane W?
3778 Harrys Lane W is in Ramara, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 3778 Harrys Lane W been on the market?
238 days — 3778 Harrys Lane W was listed on March 13, 2026.
What is the price per square foot of 3778 Harrys Lane W?
About $933 to $1,273 per square foot: the asking price of $1,399,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 3778 Harrys Lane W have parking or a garage?
Yes — the listing gives 10 parking spaces.
Does 3778 Harrys Lane W have a basement, and is it finished?
