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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
3 Bed, 2 Bath Detached Home in Sault Ste Marie
About 38 Cedar Street
Spacious two-storey home in a central location, offering three bedrooms and flexible options for first-time buyers or investors. The main floor features a full bathroom, while the upstairs primary bedroom includes a convenient two-piece ensuite. With newer furnace (2020), on-demand hot water (2021), and new electrical panel (2025). This property has a solid start and plenty of potential for someone ready to add their own updates. Consider renting or making it a comfortable home for the whole family.
3 bedrooms, 2 bathrooms. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 38 Cedar St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Basement
Crawl Space
Features & systems
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
38 Cedar St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14158552$189,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 38 Cedar St Compares to the Sault Ste Marie Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$929
/mo
based on the purchase price of $189,000
$37,800 cash
$151,200 financed
$127,350 total interest
Principal54%$151,200
Interest46%$127,350
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Book a tour of 38 Cedar St with a licensed buyer's agent
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Zara · AI virtual agent
Ask about 38 Cedar St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
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Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Sault Ste Marie
Other 2–5 bed homes for sale in Sault Ste Marie around $189K.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings364Homes for sale here right now.
Median vs prior 90 days+2.8%Compared with May 10 – Aug 8, 2026: prices up.
Based on 384 sales from Aug 8 – Nov 6, 2026 (305 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 38 Cedar St
How much is 38 Cedar St listed for?
38 Cedar St is listed at $189,000 (MLS® X14158552). Summitly updates the price as soon as the MLS® record changes.
Has the price of 38 Cedar St changed?
No — 38 Cedar St is still listed at its original asking price of $189,000.
How many bedrooms and bathrooms does 38 Cedar St have?
38 Cedar St has 3 bedrooms and 2 bathrooms. It is a detached home in Sault Ste Marie.
How much would the monthly mortgage be on 38 Cedar St?
About $929 a month — principal and interest on $189,000 with 20% down ($37,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 38 Cedar St compare with other homes in Sault Ste Marie?
Its asking price of $189,000 is about 42% below the median sold price in Sault Ste Marie over the last 90 days, $326,500, across 384 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 38 Cedar St been sold before?
Summitly has no earlier MLS® sale or lease of 38 Cedar St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 38 Cedar St?
38 Cedar St is in Sault Ste Marie, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 38 Cedar St been on the market?
1 day — 38 Cedar St was listed on November 5, 2026.
Does 38 Cedar St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
What is the lot size of 38 Cedar St?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 38 Cedar St?
About $1,615 in Ontario land transfer tax at the asking price of $189,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 38 Cedar St or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
