Basement Finished with Walk-Out, Separate Entrance
What you should know
38 Habitant Cres is a 3-bedroom, 2-bathroom semi-detached home in Whitby, listed for $575,000. It has 1100-1500 sq ft of living space.
1Welcome To 38 Habitant Crescent In Beautiful Whitby, Ontario!
2Offering Plenty Of Potential, This Home Features A Finished Walk-Out Basement With A Separate Entrance, Providing Additional Living Space And Direct Access To A Beautiful, Private Backyard.
3An Attached Single-Car Garage And Ample Driveway Parking Add To The Convenience.
Welcome To 38 Habitant Crescent In Beautiful Whitby, Ontario! Ideally Situated In A Well-Established, Family-Friendly Neighbourhood, This 3-Bedroom, 2-Washroom Semi-Detached Home Is Perfectly Located Close To Excellent Schools, Parks, Shopping And Everyday Amenities, With Easy Access To Highways 410, 412 And 407. Offering Plenty Of Potential, This Home Features A Finished Walk-Out Basement With A Separate Entrance, Providing Additional Living Space And Direct Access To A Beautiful, Private Backyard. An Attached Single-Car Garage And Ample Driveway Parking Add To The Convenience. Whether You're A First-Time Buyer, Growing Family Or Someone Looking For An Opportunity To Create A Home That Truly Reflects Your Own Style, This Property Is Full Of Possibilities. Bring Your Ideas, Let Your Imagination Run Wild And Make This Home Your Own! Opportunities Like This Don't Come Along Often In Such An Established And Desirable Whitby Neighbourhood. Don't Miss Your Chance To Make It Yours!
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $523 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 38 Habitant Cres
Every detail from the listing, in one place.
Type
Semi-Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished with Walk-Out, Separate Entrance
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished with Walk-Out · Separate Entrance
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Semi-Detached
38 Habitant Cres Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14141388$575,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 38 Habitant Cres Compares to the Whitby Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,825
/mo
based on the purchase price of $575,000
$115,000 cash
$460,000 financed
$387,441 total interest
Principal54%$460,000
Interest46%$387,441
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Whitby
Other 3-bed homes for sale in Whitby around $575K.
Average days on market27Homes sold in about 27 days on average.
Sale-to-list ratio98.8%On average, homes sold below asking.
Active listings515Homes for sale here right now.
Median vs prior 90 days−1.2%Compared with May 7 – Aug 5, 2026: prices down.
Based on 586 sales from Aug 5 – Nov 3, 2026 (433 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 38 Habitant Cres
How much is 38 Habitant Cres listed for?
38 Habitant Cres is listed at $575,000 (MLS® E14141388). Summitly updates the price as soon as the MLS® record changes.
Is $575,000 a good price for 38 Habitant Cres?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Whitby. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 38 Habitant Cres changed?
No — 38 Habitant Cres is still listed at its original asking price of $575,000.
How many bedrooms and bathrooms does 38 Habitant Cres have?
38 Habitant Cres has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a semi-detached home in Whitby.
How much would the monthly mortgage be on 38 Habitant Cres?
About $2,825 a month — principal and interest on $575,000 with 20% down ($115,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 38 Habitant Cres compare with other homes in Whitby?
Its asking price of $575,000 is about 34% below the median sold price in Whitby over the last 90 days, $865,250, across 586 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 38 Habitant Cres been sold before?
Summitly has no earlier MLS® sale or lease of 38 Habitant Cres on record from the last two years. Older records aren't shown under TRREB rules.
Where is 38 Habitant Cres?
38 Habitant Cres is in Whitby, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 38 Habitant Cres been on the market?
1 day — 38 Habitant Cres was listed on November 2, 2026.
What is the price per square foot of 38 Habitant Cres?
About $383 to $523 per square foot: the asking price of $575,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 38 Habitant Cres have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 38 Habitant Cres have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out, Separate Entrance.
