38 Niagara St #612 is a 1-bedroom, 1-bathroom condo in Toronto, listed for $419,000. It has 500-599 sq ft of living space.
1All You Need, From A to Zed.
2Zed Lofts is peacefully set back from the vibrant hustle of King West. 9-foot ceilings and strong concrete lines give this space a New York vibe, while floor-to-ceiling windows flood the loft with light.
3The layout works for living, entertaining and working from home.
All You Need, From A to Zed. Zed Lofts is peacefully set back from the vibrant hustle of King West. 9-foot ceilings and strong concrete lines give this space a New York vibe, while floor-to-ceiling windows flood the loft with light. The layout works for living, entertaining and working from home. Pop out to Victoria Memorial Square and watch the pups and people stroll by, or unwind on the balcony with a coffee and a friend. King West is an energetic neighbourhood - every bar and restaurant you could hope to explore is steps away. Amenities include a terrace with BBQ and seating, a party room and a media room for entertaining.
1 bedroom, 1 bathroom, about 500 sq ft, works out to roughly $838 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 38 Niagara St #612
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
500-599 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
38 Niagara St #612 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,058
/mo
based on the purchase price of $419,000
$83,800 cash
$335,200 financed
$282,326 total interest
Principal54%$335,200
Interest46%$282,326
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 1–2 bed homes for sale in Toronto around $419K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio5149.6%On average, homes sold at or above asking.
Active listings12,655Homes for sale here right now.
Median vs prior 90 days−0.6%Compared with May 14 – Aug 12, 2026: prices down.
Based on 9,206 sales from Aug 12 – Nov 10, 2026 (7,279 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
1 for rent at 38 Niagara St — plus its sale and lease history.
38 Niagara St #612 is listed at $419,000 (MLS® C14165742). Summitly updates the price as soon as the MLS® record changes.
Is $419,000 a good price for 38 Niagara St #612?
Summitly rates it Good Deal: the asking price is 3% to 10% below Zara's estimate, an estimate built from recent sales in Toronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 38 Niagara St #612 changed?
No — 38 Niagara St #612 is still listed at its original asking price of $419,000.
How many bedrooms and bathrooms does 38 Niagara St #612 have?
38 Niagara St #612 has 1 bedroom and 1 bathroom, with about 500–599 square feet of living space. It is a condo in Toronto.
How much would the monthly mortgage be on 38 Niagara St #612?
About $2,058 a month — principal and interest on $419,000 with 20% down ($83,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 38 Niagara St #612 compare with other homes in Toronto?
Its asking price of $419,000 is about 50% below the median sold price in Toronto over the last 90 days, $840,000, across 9,206 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 38 Niagara St #612 been sold before?
Yes — Summitly has 1 earlier MLS® listing of 38 Niagara St #612 on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 38 Niagara St #612?
38 Niagara St #612 is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 38 Niagara St #612 been on the market?
38 Niagara St #612 was listed today (November 10, 2026).
What is the price per square foot of 38 Niagara St #612?
About $699 to $838 per square foot: the asking price of $419,000 over the 500–599 sq ft the listing gives as its size range.
Does 38 Niagara St #612 have a basement, and is it finished?
The listing says 38 Niagara St #612 has no basement.
What is the land transfer tax on 38 Niagara St #612?
About $9,710 at the asking price of $419,000: $4,855 Ontario land transfer tax plus $4,855 Toronto municipal land transfer tax. First-time buyers can get up to $4,000 back from Ontario and up to $4,475 from Toronto. Legal fees and other closing costs are extra.
