Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 337 daysIncreased +$100,999

    38 North Shore Road

    Northern Bruce Peninsula·Northern Bruce Peninsula, ON·N0H 1W0·Near Mckagune RD

    • 5 beds
    Northern Bruce Peninsula real estate›X12048210
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Premier Waterfront Home Chiseled from the Heart of Bruce Peninsula Stone Full Boat Access to Georgian Bay! Step into a property that feels like it was carved right from the Bruce Peninsula itself. This stunning 3-storey stone residence offers full virtual tour access, so you can experience the magic before you even arrive. Walk out onto the expansive decks, breathe in the crisp bay air, and take in panoramic views that will leave you speechless.This is not just a 10 out of 10its an 11 out of 10. Opportunities like this don't come often. Inside, you'll find: 5 spacious bedrooms ideal for family living or entertaining guests A modern, updated kitchen with premium finishes and direct walkout to a private deck perfect for coffee at sunrise or cocktails at sunset Floor-to-ceiling views of the Niagara Escarpment from every level. A premier docking facility for effortless boating adventures on Georgian Bay. Set on a cozy lakefront lot, this property blends luxury, privacy, and the rugged natural beauty of the Peninsula. For investors, it has also proven its income potential operated as an Airbnb for just three months of the year, it generated approximately $50,000 net income.Whether you're looking for a dream home, a vacation retreat, or a lucrative investment, this waterfront gem delivers on all fronts.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 12, 2026Price increasedCurrentIncreased$999,999+$100,999 (11.2%)X12048210This page
    Mar 27, 2025ListedCurrentFor sale$899,000 —X12048210This page
    Aug 18, 2024Previously listedTer$999,999 —X10845849View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 38 North Shore Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,913
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $305
    0.37% mill rate · ON
    The market

    How this home sits in the Northern Bruce Peninsula market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Northern Bruce Peninsula market right now

    Average sold price, days on market, and closed-transaction count for Northern Bruce Peninsula — sourced from MLS®.

    • Avg sold price
      $511,758
      Last 30 days
    • Median sold price
      $467,500
      Middle of the market
    • Days on market
      66 d
      Avg from list to close
    • Closed last 30d
      62
      MLS® transactions
    Full Northern Bruce Peninsula market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 38 North Shore Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 38 North Shore Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 38 North Shore Road listed for?

      38 North Shore Road is listed at $999,999 on the MLS® (listing X12048210). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 38 North Shore Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 31-50
  5. < .50 ac lot
  6. Asking
    $999,999
    $0 / sqft · MLS® X12048210
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $695,991
    $640,312Confidence range$751,670
    Asking vs estimate
    ↑↑well-above
    +$304,008
    (+43.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Northern Bruce Peninsula sell in about 66 days — this one has been listed 337 days.

    Avg sold price
    $511,758
    Median sold
    $467,500
    Avg days on market
    66
    Recently sold
    62
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • Premier Waterfront Home Chiseled from the Heart of Bruce Peninsula Stone Full Boat Access to Georgian Bay!
    • Step into a property that feels like it was carved right from the Bruce Peninsula itself.
    • Walk out onto the expansive decks, breathe in the crisp bay air, and take in panoramic views that will leave you speechless.This is not just a 10 out of 10its an 11 out of 10.
    • Set on a cozy lakefront lot, this property blends luxury, privacy, and the rugged natural beauty of the Peninsula.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    2
    Garage
    None
    Parking spaces
    4
  9. Interior

    7
    Basement
    Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Lower Level
    Elevator
    N
    Accessibility
    N
  10. Exterior & construction

    6
    Exterior
    Stone, Other
    Roof
    Asphalt Rolled
    Foundation
    Slab, Poured Concrete
    View
    Water
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    R2
  12. Listing & possession

    3
    Occupancy
    On Completion
    Property style
    3-Storey
    Property class
    Detached
  13. Combined estimate
    $5,218
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,913
    /mo
    based on the purchase price of $999,999
    $200,000 cash
    $799,999 financed
    $673,809 total interest
    Monthly payment$4,913/ month
    Principal54%$799,999
    Interest46%$673,809

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Northern Bruce Peninsula

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 11 Spry Shore Road
      Sold
      Sign in for price
      11 Spry Shore Road
      Detached
    • 1166 Dorcas Bay Road
      Sold
      Sign in for price
      1166 Dorcas Bay Road
      Detached
    • 27 Whiskey Harbour Road
      Sold
      Sign in for price
      27 Whiskey Harbour Road
      Detached
    • 253 Rush Cove Road
      Sold
      Sign in for price
      253 Rush Cove Road
      Detached
    • 47 Water Street
      Sold
      Sign in for price
      47 Water Street
      Detached
    • 292 Whiskey Harbour Road
      Sold
      Sign in for price
      292 Whiskey Harbour Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    38 North Shore RoadThis home5 / 315,002,000$999,999ask———
    11 Spry Shore Road5 / 22,000—
    1166 Dorcas Bay Road4 / 22,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Northern Bruce Peninsula

    Active listings within ±20% of this asking price.

    • 119 Pine Tree Harbour Road
      $919,000
      119 Pine Tree Harbour Road
      Detached 4 3
    • 117 East Road
      $899,900
      117 East Road
      Detached 4 2
    • 952 Dorcas Bay Road
      $825,000
      952 Dorcas Bay Road
      Detached 4 2
    • 41 Boyds Harbour Loop
      $1,100,000
      41 Boyds Harbour Loop
      Detached 4 4
    • 796 Dorcas Bay Road
      $999,900
      796 Dorcas Bay Road
      Detached 5 4
    • 107 Whiskey Harbour Road
      $1,149,900
      107 Whiskey Harbour Road
      Detached 6 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Atlas World Real Estate Corporation · displayed on Summitly per MLS® data-share rules

    38 North Shore Road is a 5-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 38 North Shore Road built?

    38 North Shore Road was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 38 North Shore Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 38 North Shore Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 38 North Shore Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $999,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 38 North Shore Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 38 North Shore Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 38 North Shore Road in?

    38 North Shore Road is in Northern Bruce Peninsula, Northern Bruce Peninsula. The 'Neighbourhood' section below links to the live Northern Bruce Peninsula real estate hub with average sold price, days on market, and current inventory.

  23. Is Northern Bruce Peninsula a good place to live?

    Northern Bruce Peninsula is one of ON's actively-tracked Summitly markets. The full Northern Bruce Peninsula real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 27 Whiskey Harbour Road
    4 / 1
    1,100
    —
    253 Rush Cove Road4 / 1700—
    47 Water Street4 / 22,000—
    292 Whiskey Harbour Road4 / 21,100—