DetachedListed 2 days ago

3812 Garner Rd, Niagara Falls

Name: 3812 Garner Road
SKU: X14108052
Price: 1320000 CAD
Availability: InStock

Niagara Falls, ON · · MLS® X14108052Updated October 22, 2026

$1,320,000Est. $6,485/mo mortgage

Bedrooms: 5
Bathrooms: 3
Living space: 3000–3500sq ft
Parking spaces: 14

Type Detached
Garage Yes
Basement Finished with Walk-Out

What you should know

3812 Garner Rd is a 5-bedroom, 3-bathroom detached home in Niagara Falls, listed for $1,320,000. It has 3000-3500 sq ft of living space.

Welcome to a truly exceptional Resort Style property, where space, privacy, and lifestyle come together!
Featuring 5 spacious bedrooms, 4 bathrooms, and a fully finished walk-up basement, this home is designed for both comfortable family living and unforgettable entertaining.
Step outside to your own private retreat featuring a sparkling swimming pool, private tennis court, two storage sheds, and an impressive custom entertainment bar-perfect for hosting family and friends all summer long.

Ask Zara:

5 Bed, 3 Bath Detached Home in Niagara Falls

About 3812 Garner Road

Welcome to a truly exceptional Resort Style property, where space, privacy, and lifestyle come together! This impressive detached bungalow sits on over an acre an acre Land in a peaceful, soughtafter neighbourhood and offers over 3,200 sq. ft. of living space. Featuring 5 spacious bedrooms, 4 bathrooms, and a fully finished walk-up basement, this home is designed for both comfortable family living and unforgettable entertaining. Step inside to discover beautiful custom cabinetry, abundant storage, and rooms flooded with natural light. The finished lower level adds incredible versatility, while the walk-up provides convenient access to the outdoors. Step outside to your own private retreat featuring a sparkling swimming pool, private tennis court, two storage sheds, and an impressive custom entertainment bar-perfect for hosting family and friends all summer long. With 14+ parking spaces, generous outdoor space, and endless possibilities for recreation and entertaining, this is far more than a home-it's a lifestyle. A rare opportunity to enjoy the space and privacy of a large property while being nestled in a quiet neighbourhood.

5 bedrooms, 3 bathrooms, about 3,000 sq ft, works out to roughly $440 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 3812 Garner Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 3000-3500 sq ftas stated on the listing
Parking: 14 spacesYes garage
Basement: Finished with Walk-Out

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 14

Interior

Basement: Finished with Walk-Out

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

3812 Garner Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 20, 2026For saleListedThis listingMLS® X14108052$1,320,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 3812 Garner Rd Compares to the Niagara Falls Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 722 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara Falls market, last 90 days

Median sold price: $568,500
Average sold price: $619,466
Average days on market: 43
Homes sold: 429

Closed sales on the TRREB MLS®.

Full Niagara Falls market report

Recently sold nearby in Niagara Falls

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home3812 Garner Road 5 bd · 3 ba · 3,000 sqft	$1,320,000asking	$440	—	—
8868 Angie Drive 4 bd · 2 ba · 2,000 sqft
2459 Noella Crescent 4 bd · 3 ba · 2,000 sqft
4628 Baldwin Avenue 4 bd · 3 ba · 2,500 sqft
4218 Drummond Road 4 bd · 2 ba · 1,100 sqft
5783 Jake Crescent 4 bd · 3 ba · 2,000 sqft
6634 Sam Iorfida Drive 5 bd · 4 ba · 2,500 sqft

8868 Angie Drive
4 bd · 2 ba · 2,000 sqft
2459 Noella Crescent
4 bd · 3 ba · 2,000 sqft
4628 Baldwin Avenue
4 bd · 3 ba · 2,500 sqft
4218 Drummond Road
4 bd · 2 ba · 1,100 sqft
5783 Jake Crescent
4 bd · 3 ba · 2,000 sqft
6634 Sam Iorfida Drive
5 bd · 4 ba · 2,500 sqft

Living in Niagara Falls: Location & Amenities

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Costs, Mortgage & Rental Return for 3812 Garner Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $6,485; 20% down · 25 years · 5.5% assumed
Property tax: $726; 0.66% mill rate · ON
Total per month: $7,211; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$6,485

/mo

based on the purchase price of $1,320,000

Down payment20%

$264,000 cash

Amortization25 yr

$1,056,000 financed

Rate5.50%

$889,429 total interest

Principal54%$1,056,000

Interest46%$889,429

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: THE REAL ESTATE OFFICE INC., BrokerageMLS® X14108052 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 19· $440/sq ft

Estimated monthly mortgage$6,485/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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