DetachedListed yesterday

3938 Main St, Niagara Falls

Name: 3938 Main Street
SKU: X14132338
Price: 490000 CAD
Availability: InStock

Niagara Falls, ON · · MLS® X14132338Updated October 30, 2026

$490,000Est. $2,407/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 8

Type Detached
Garage Yes
Basement Full, Unfinished

What you should know

3938 Main St is a 3-bedroom, 2-bathroom detached home in Niagara Falls, listed for $490,000. It has 1100-1500 sq ft of living space.

The main floor includes a living room with a gas fireplace, an updated kitchen with granite countertops, backsplash and added pantry storage, plus an office and separate dining area.
Off the garage is a heated three-season room that adds another useful space for relaxing or entertaining.
The basement is full and unfinished, providing additional storage and workspace.

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3 Bed, 2 Bath Detached Home in Niagara Falls

About 3938 Main Street

3938 Main Street is a well-maintained 3-bedroom, 2-bath home in Chippawa with 1,372 sq. ft. above grade, a 56 x 165 ft. lot and a detached 2-car garage. The main floor includes a living room with a gas fireplace, an updated kitchen with granite countertops, backsplash and added pantry storage, plus an office and separate dining area. Off the garage is a heated three-season room that adds another useful space for relaxing or entertaining. The home has seen a number of updates over the years, including roof shingles on the house and garage, an updated upper bathroom, widened concrete driveway, upper rear deck, granite countertops, eavestroughs with gutter guards and screen doors. The basement is full and unfinished, providing additional storage and workspace. Located in Chippawa with access to the Welland River, parks, schools, restaurants and other nearby amenities. Flexible possession available.

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $445 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 3938 Main St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 8 spacesYes garage
Basement: Full, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 8

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

3938 Main St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 29, 2026For saleListedThis listingMLS® X14132338$490,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 3938 Main St Compares to the Niagara Falls Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 746 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara Falls market, last 90 days

Median sold price: $570,000
Average sold price: $618,095
Average days on market: 45
Homes sold: 436

Closed sales on the TRREB MLS®.

Full Niagara Falls market report

Recently sold nearby in Niagara Falls

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home3938 Main Street 3 bd · 2 ba · 1,100 sqft	$490,000asking	$445	—	—
7106 Woodgate Street 5 bd · 3 ba · 3,000 sqft
4564 Fourth Avenue 3 bd · 2 ba · 700 sqft
7710 Vincent Street 3 bd · 3 ba · 1,100 sqft
7030 HAROVICS Lane 3 bd · 3 ba · 2,000 sqft
6280 Taylor Street 2 bd · 1 ba · 700 sqft
6762 Cherrygrove Road 4 bd · 2 ba · 1,100 sqft

7106 Woodgate Street
5 bd · 3 ba · 3,000 sqft
4564 Fourth Avenue
3 bd · 2 ba · 700 sqft
7710 Vincent Street
3 bd · 3 ba · 1,100 sqft
7030 HAROVICS Lane
3 bd · 3 ba · 2,000 sqft
6280 Taylor Street
2 bd · 1 ba · 700 sqft
6762 Cherrygrove Road
4 bd · 2 ba · 1,100 sqft

Living in Niagara Falls: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 3938 Main St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,407; 20% down · 25 years · 5.5% assumed
Property tax: $270; 0.66% mill rate · ON
Total per month: $2,677; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,407

/mo

based on the purchase price of $490,000

Down payment20%

$98,000 cash

Amortization25 yr

$392,000 financed

Rate5.50%

$330,167 total interest

Principal54%$392,000

Interest46%$330,167

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: EXP REALTY, BrokerageMLS® X14132338 · Listing data last updated October 30, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 28· $445/sq ft

Estimated monthly mortgage$2,407/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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