3965 Hilltop Rd is a 3-bedroom, 1-bathroom detached home in Ramara, listed for $528,000. It has 700-1100 sq ft of living space.
1Affordable Lake Simcoe Living!
2This charming 3-bedroom bungalow sits on a generous 60 x 200 ft lot, offering plenty of outdoor space andparking for up to 6 vehicles.
3Brandnew updates with Kitchen, Washroom, Floor, New painting and furnace (2019), sumppump (2019), making this home move-in ready with great potential.
Affordable Lake Simcoe Living! Welcome to 3965 Hilltop Rd in the beautiful community of Ramara, just walking minutes fromthe shores of Lake Simcoe. This charming 3-bedroom bungalow sits on a generous 60 x 200 ft lot, offering plenty of outdoor space andparking for up to 6 vehicles. Perfect for first-time buyers, weekend cottage seekers, or investors, this property provides a rare opportunity toown near Lake Simcoe at an affordable price. Enjoy easy access to nearby beaches, boating, fishing, and year-round outdoor recreation, allwithin approximately 90 minutes from Toronto. Brandnew updates with Kitchen, Washroom, Floor, New painting and furnace (2019), sumppump (2019), making this home move-in ready with great potential. Whether you're looking for a peaceful retreat, starter home, or weekendescape from the city, this property offers incredible value in one of Ontario's most desirable lakefront regions.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $754 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 3965 Hilltop Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
6 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
3965 Hilltop Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S13877862$528,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 3965 Hilltop Rd Compares to the Ramara Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,594
/mo
based on the purchase price of $528,000
$105,600 cash
$422,400 financed
$355,772 total interest
Principal54%$422,400
Interest46%$355,772
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Ramara
Other 2–4 bed homes for sale in Ramara around $528K.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio94.5%On average, homes sold below asking.
Active listings243Homes for sale here right now.
Median vs prior 90 days−3.0%Compared with Apr 12 – Jul 11, 2026: prices down.
Based on 76 sales from Jul 11 – Oct 9, 2026 (42 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 3965 Hilltop Rd
How much is 3965 Hilltop Rd listed for?
3965 Hilltop Rd is listed at $528,000 (MLS® S13877862). Summitly updates the price as soon as the MLS® record changes.
Is $528,000 a good price for 3965 Hilltop Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Ramara. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 3965 Hilltop Rd changed?
No — 3965 Hilltop Rd is still listed at its original asking price of $528,000.
How many bedrooms and bathrooms does 3965 Hilltop Rd have?
3965 Hilltop Rd has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Ramara.
How much would the monthly mortgage be on 3965 Hilltop Rd?
About $2,594 a month — principal and interest on $528,000 with 20% down ($105,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 3965 Hilltop Rd compare with other homes in Ramara?
Its asking price of $528,000 is about 23% below the median sold price in Ramara over the last 90 days, $684,000, across 76 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 3965 Hilltop Rd been sold before?
Summitly has no earlier MLS® sale or lease of 3965 Hilltop Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 3965 Hilltop Rd?
3965 Hilltop Rd is in Ramara, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 3965 Hilltop Rd been on the market?
1 day — 3965 Hilltop Rd was listed on October 8, 2026.
What is the price per square foot of 3965 Hilltop Rd?
About $480 to $754 per square foot: the asking price of $528,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 3965 Hilltop Rd have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 3965 Hilltop Rd have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
