DetachedListed today

4 Bancroft Rd, St. Thomas

Name: 4 Bancroft Road
SKU: X14177328
Price: 683000 CAD
Availability: InStock

St. Thomas, ON · · MLS® X14177328Updated November 13, 2026

$683,000Est. $3,355/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 2000–2500sq ft
Parking spaces: 4

Type Detached
Lot 100 × 40.3
Garage Yes
Basement Full

What you should know

4 Bancroft Rd is a 3-bedroom, 2-bathroom detached home in St. Thomas, listed for $683,000. It has 2000-2500 sq ft of living space.

Other virtual tours of 4 bedroom plans avail to view on Palumbo homes website. palumbohomes.ca Great curb appeal in this Atlantic plan , 3 bedroom home.
Standard features include 9 foot ceilings on the main level with 8 ft. interior doors, 10 pot lights, gourmet kitchen by Casey's Kitchen Designs with quartz countertops, large Island, and pantry.
Large Primary bedroom with spa ensuite to include, large vanity with double undermount sink, quartz countertops, free standing tub and large shower with spa glass enclosure.

Ask Zara:

3 Bed, 2 Bath Detached Home in St. Thomas

About 4 Bancroft Road

!TO BE BUILT! ATLANTIC Model now Open 42 Lucas Rd. *****NEW HST Housing rebate in effect to qualified buyers . Listing Price reflects the Builder $35,000.00 Builder Bonus and the HST/GST new construction Rebate . This is the Atlantic Modern Farmhouse design Plan by Palumbo. Homes in ST Thomas. Other virtual tours of 4 bedroom plans avail to view on Palumbo homes website. palumbohomes.ca Great curb appeal in this Atlantic plan , 3 bedroom home. Modern in design and light and bright with large windows throughout. Standard features include 9 foot ceilings on the main level with 8 ft. interior doors, 10 pot lights, gourmet kitchen by Casey's Kitchen Designs with quartz countertops, large Island, and pantry. Large Primary bedroom with spa ensuite to include, large vanity with double undermount sink, quartz countertops, free standing tub and large shower with spa glass enclosure. Large walk in closet . All standard flooring is Stone Polymer 7 inch wide plank flooring throughout every room. Mudroom has built in bench . Farm house front elevation features James Hardie composite siding and brick and paver stone driveway. . Please see info on palumbohomes.ca Manorwood Sales package Feature sheet in the attachments tab. Virtual tour is of prior model with similar upgrades . Premium lot backing onto Storm Water Management Area.

3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $342 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 4 Bancroft Rd

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Lot size: 100 x 40.3
Parking: 4 spacesYes garage
Basement: Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Full

Lot & land

Lot dimensions: 100 x 40.3
Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

4 Bancroft Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 13, 2026For saleListedThis listingMLS® X14177328$683,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 4 Bancroft Rd Compares to the St. Thomas Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 401 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Thomas market, last 90 days

Median sold price: $521,000
Average sold price: $533,418
Average days on market: 43
Homes sold: 234

Closed sales on the TRREB MLS®.

Full St. Thomas market report

Recently sold nearby in St. Thomas

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home4 Bancroft Road 3 bd · 2 ba · 2,000 sqft	$683,000asking	$342	—	—
18 Pullen Avenue 3 bd · 2 ba · 1,100 sqft
35 Leger Avenue 3 bd · 2 ba · 1,500 sqft
26 Arthur Avenue 4 bd · 3 ba · 2,000 sqft
19 Kensington Court 3 bd · 1 ba · 1,500 sqft
46 Rosebery Place 3 bd · 2 ba · 1,500 sqft
180 Forest Avenue 2 bd · 2 ba · 700 sqft

18 Pullen Avenue
3 bd · 2 ba · 1,100 sqft
35 Leger Avenue
3 bd · 2 ba · 1,500 sqft
26 Arthur Avenue
4 bd · 3 ba · 2,000 sqft
19 Kensington Court
3 bd · 1 ba · 1,500 sqft
46 Rosebery Place
3 bd · 2 ba · 1,500 sqft
180 Forest Avenue
2 bd · 2 ba · 700 sqft

Living in St. Thomas: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 4 Bancroft Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,355; 20% down · 25 years · 5.5% assumed
Property tax: $376; 0.66% mill rate · ON
Total per month: $3,731; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,355

/mo

based on the purchase price of $683,000

Down payment20%

$136,600 cash

Amortization25 yr

$546,400 financed

Rate5.50%

$460,212 total interest

Principal54%$546,400

Interest46%$460,212

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Bancroft Road? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 4 Bancroft Rd with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 4 Bancroft Rd day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: SUTTON GROUP - SELECT REALTY, BrokerageMLS® X14177328 · Listing data last updated November 13, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 12· $342/sq ft

Estimated monthly mortgage$3,355/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in St. Thomas

Other 2–4 bed homes for sale in St. Thomas around $683K.

See all 3-bedroom homes for sale in St. Thomas

Homes for sale in St. Thomas

Every active St. Thomas MLS® listing, updated all day.

All St. Thomas MLS® listings