Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale Listed 4 days ago

    4 Chapel Street

    Picton Ward·Prince Edward County, ON·K0K 2T0·Near Picton Main St. & Chapel St.

    • 2 beds
    Prince Edward County real estate›X13545326
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Visit REALTOR website for additional information. Cottage-style house in Picton a half block from Main Street yet hidden away in a grove of maple, basswood and walnut trees. Home for a family or artist with a winterized detached garage as an office-studio-workshop. Built around 1940 in a neighbourhood of 6 other similar homes. A private lane from Chapel Street leads to a shared cul-de-sac for additional parking. Three storage spaces are easily accessible in the upstairs bedrooms and a ladder to the attic above the office. There is a perimeter fence with 2 gates, 3 doors into the house, and newer insulated windows throughout the house. Mail delivery at the Main Street post office with free box and 24/7 door key. New gutter guards easy to clean fall leaves and spring buds. 10x10' steel garden shed included. Newer washer and dryer and electric oven and dishwasher, and refrigerator, all included. One of Prince Edward County's most historic and eclectic neighbourhoods, interesting business owners, community parades, Remembrance Day ceremonies at the Cenotaph, Christmas concerts at Picton United Church, The Manse Inn, and two brew pubs only steps away. Just a 2-minute stroll to Delhi Park with a dog park and walking trails along Marsh Creek into scenic carriage roads through Glenwood Cemetery and the maple-hemlock woodlands on Macaulay Mountain.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 9, 2026ListedCurrentFor sale$539,000 —X13545326This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4 Chapel Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Fenced Yard
    • Marina
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,648
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $187
    0.42% mill rate · ON
    The market

    How this home sits in the Prince Edward County market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Prince Edward County market right now

    Average sold price, days on market, and closed-transaction count for Prince Edward County — sourced from MLS®.

    • Avg sold price
      $688,394
      Last 30 days
    • Median sold price
      $634,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      147
      MLS® transactions
    Full Prince Edward County market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4 Chapel Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4 Chapel Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4 Chapel Street listed for?

      4 Chapel Street is listed at $539,000 on the MLS® (listing X13545326). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4 Chapel Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $539,000
    $0 / sqft · MLS® X13545326
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $502,528
    $462,325Confidence range$542,730
    Asking vs estimate
    ↑above
    +$36,472
    (+7.3%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Prince Edward County sell in about 52 days — this one has been listed 4 days.

    Avg sold price
    $688,394
    Median sold
    $634,000
    Avg days on market
    52
    Recently sold
    147
    See comparable sales
    • Home for a family or artist with a winterized detached garage as an office-studio-workshop.
    • A private lane from Chapel Street leads to a shared cul-de-sac for additional parking.
    • Three storage spaces are easily accessible in the upstairs bedrooms and a ladder to the attic above the office.
    • New gutter guards easy to clean fall leaves and spring buds. 10x10' steel garden shed included.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    6
    Driveway
    Available
  8. Interior

    4
    Basement
    Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    8
  9. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete
    View
    Downtown, Trees/Woods
    Pool
    None
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  11. Room-by-room · 15 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Den
      11.0 × 5.0 ft
    • Other
      8.0 × 3.0 ft
    • Sitting
      6.0 × 12.0 ft
    • Foyer
      5.0 × 9.0 ft
    • Living Room
      12.5 × 14.0 ft
    • Kitchen
      9.5 × 12.0 ft
    • Dining Room
      11.0 × 9.0 ft
    • Bathroom
      11.0 × 7.5 ft

    Second level

    3 rooms
    • Bathroom
      8.0 × 5.0 ft
    • Bedroom
      11.0 × 10.0 ft
    • Bedroom
      11.0 × 9.0 ft

    Basement level

    4 rooms
    • Other
      11.5 × 8.0 ft
    • Other
      10.0 × 10.0 ft
    • Other
      6.0 × 4.0 ft
    • Utility Room
      11.0 × 8.0 ft
  12. Wooded/Treed
  13. Combined estimate
    $2,835
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,648
    /mo
    based on the purchase price of $539,000
    $107,800 cash
    $431,200 financed
    $363,184 total interest
    Monthly payment$2,648/ month
    Principal54%$431,200
    Interest46%$363,184

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Prince Edward County

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1647 County 10 Road
      Sold
      Sign in for price
      1647 County 10 Road
      Detached
    • 22 Bongards Lane
      Sold
      Sign in for price
      22 Bongards Lane
      Detached
    • 5 Diverbelt Drive
      Sold
      Sign in for price
      5 Diverbelt Drive
      Detached
    • 39 Conger Drive
      Sold
      Sign in for price
      39 Conger Drive
      Detached
    • 1167 County Rd 18
      Sold
      Sign in for price
      1167 County Rd 18
      Detached
    • 92 Bishop Lane
      Sold
      Sign in for price
      92 Bishop Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4 Chapel StreetThis home2 / 27,001,100$539,000ask———
    1647 County 10 Road3 / 32,000—
    22 Bongards Lane3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Prince Edward County

    Active listings within ±20% of this asking price.

    • 96 Bishop Lane
      $525,000
      96 Bishop Lane
      Detached 3 1
    • 19 County Rd 18 Road
      $619,900
      19 County Rd 18 Road
      Detached 3 2
    • 50 County Road 18
      $624,900
      50 County Road 18
      Detached 3 2
    • 1581 County Rd 10
      $450,000
      1581 County Rd 10
      Detached 2 1
    • 7 Maple Avenue
      $550,000
      7 Maple Avenue
      Detached 3 2
    • 20 Argyle Crescent
      $608,888
      20 Argyle Crescent
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of PG DIRECT REALTY LTD. · displayed on Summitly per MLS® data-share rules

    4 Chapel Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 4 Chapel Street built?

    The year built for 4 Chapel Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 4 Chapel Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4 Chapel Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 4 Chapel Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $539,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 4 Chapel Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4 Chapel Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 4 Chapel Street in?

    4 Chapel Street is in Picton Ward, Prince Edward County. The 'Neighbourhood' section below links to the live Prince Edward County real estate hub with average sold price, days on market, and current inventory.

  23. Is Prince Edward County a good place to live?

    Prince Edward County is one of ON's actively-tracked Summitly markets. The full Prince Edward County real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 5 Diverbelt Drive
    3 / 2
    700
    —
    39 Conger Drive2 / 31,500—
    1167 County Rd 184 / 42,500—
    92 Bishop Lane5 / 42,000—