Turnkey Triplex with Strong Cash Flow Just Minutes from Downtown St. Catharines. Fully tenanted and well-maintained, this income-generating property features three all-inclusive units: two spacious 2-bedroom units and one 1-bedroom unit, each with its own 4-piece bathroom.The upper and lower units were extensively renovated in 2020 with updated kitchens, bathrooms, flooring, appliances, and fresh paint. Additional improvements include newer second-floor windows and a sump pump, both installed in 2020, helping minimize future maintenance costs.Conveniently located near downtown, transit, shopping, restaurants, parks, and other amenities, the property benefits from strong rental demand and immediate cash flow. An excellent opportunity for investors seeking a turnkey asset or first-time buyers looking to significantly offset their mortgage with rental income.
5 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $454 per square foot. Chat with Zara if you'd like a deeper read on whether this triplex fits your budget and timing.
Inside 4 Manchester Ave
Every detail from the listing, in one place.
Type
Triplex
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spaces
Basement
Apartment
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Apartment
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Triplex
4 Manchester Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13469520$499,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 4 Manchester Ave Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,456
/mo
based on the purchase price of $499,900
$99,980 cash
$399,920 financed
$336,838 total interest
Principal54%$399,920
Interest46%$336,838
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 4 Manchester Ave
Homes for sale in St. Catharines
Every active St. Catharines MLS® listing, updated all day.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings763Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 24 – Jul 23, 2026.
Based on 574 sales from Jul 23 – Oct 21, 2026 (501 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
4 Manchester Ave is listed at $499,900 (MLS® X13469520). Summitly updates the price as soon as the MLS® record changes.
Is $499,900 a good price for 4 Manchester Ave?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4 Manchester Ave changed?
No — 4 Manchester Ave is still listed at its original asking price of $499,900.
How many bedrooms and bathrooms does 4 Manchester Ave have?
4 Manchester Ave has 5 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a triplex in St. Catharines.
Is 4 Manchester Ave close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 2.4 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 4 Manchester Ave?
About $2,456 a month — principal and interest on $499,900 with 20% down ($99,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 4 Manchester Ave compare with other homes in St. Catharines?
Its asking price of $499,900 is about 9% below the median sold price in St. Catharines over the last 90 days, $550,000, across 574 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4 Manchester Ave been sold before?
Summitly has no earlier MLS® sale or lease of 4 Manchester Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4 Manchester Ave?
4 Manchester Ave is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4 Manchester Ave been on the market?
124 days — 4 Manchester Ave was listed on June 19, 2026.
What is the price per square foot of 4 Manchester Ave?
About $333 to $454 per square foot: the asking price of $499,900 over the 1,100–1,500 sq ft the listing gives as its size range.