4 Pearl St #"O" is a 3-bedroom, 1-bathroom condo townhouse in Smiths Falls, listed for $269,000. It has 1400-1599 sq ft of living space.
1AN INCREDIBLE & SPACIOUS 4-Level end-unit condo townhome in the heart of smiths falls!
2Welcome to this affordable and uniquely designed 4-level end-unit townhome, offering an incredible amount of living space, versatility, and convenience!
3Head up to the fourth-level loft, an impressive and versatile space with endless possibilities!
AN INCREDIBLE & SPACIOUS 4-Level end-unit condo townhome in the heart of smiths falls! Welcome to this affordable and uniquely designed 4-level end-unit townhome, offering an incredible amount of living space, versatility, and convenience! Ideally situated directly behind Settler's Ridge Mall in Smiths Falls, this property puts shopping, restaurants, and everyday amenities just moments from your doorstep. Step inside to discover a bright and inviting main level featuring carpet-free living with laminate and ceramic flooring, a comfortable living and dining area, and a functional kitchen perfect for everyday living and entertaining. The second level offers two generously sized bedrooms and a full 4-piece bathroom, while the third level features a spacious primary bedroom and the added convenience of a separate laundry room.But there's more! Head up to the fourth-level loft, an impressive and versatile space with endless possibilities! Whether you envision a cozy family room, home office, kids' playroom, entertainment retreat, or potential fourth bedroom, this bonus level provides the flexibility to suit your lifestyle. Outside, enjoy your own patio overlooking green space, the perfect spot to relax with your morning coffee or unwind after a busy day.Adding even more value, the condo fees include building insurance, common area maintenance, property management, water, sewer and parking, making for convenient, low-maintenance living. Whether you're a first-time buyer, growing family, downsizer, or investor looking for an affordable opportunity, this unique property has so much to offer! Four levels of living space, a fantastic location, and exceptional value, all in one incredible package! Quick possession available!
3 bedrooms, 1 bathroom, about 1,400 sq ft, works out to roughly $192 per square foot. Chat with Zara if you'd like a deeper read on whether this condo townhouse fits your budget and timing.Ask Zara a follow-up
Inside 4 Pearl St #"O"
Every detail from the listing, in one place.
Type
Condo Townhouse
Style
Multi-Level
Living space
1400-1599 sq ftas stated on the listing
Parking
1 space
Basement
None
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Multi-Level
Property class
Condo Townhouse
4 Pearl St #"O" Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13886086$269,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 4 Pearl St #"O" Compares to the Smiths Falls Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,322
/mo
based on the purchase price of $269,000
$53,800 cash
$215,200 financed
$181,255 total interest
Principal54%$215,200
Interest46%$181,255
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 4 Pearl St #"O"
Homes for sale in Smiths Falls
Every active Smiths Falls MLS® listing, updated all day.
Average days on market51Homes sold in about 51 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings87Homes for sale here right now.
Median vs prior 90 days−9.2%Compared with Apr 14 – Jul 13, 2026: prices down.
Based on 61 sales from Jul 13 – Oct 11, 2026 (48 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 4 Pearl St #"O"
How much is 4 Pearl St #"O" listed for?
4 Pearl St #"O" is listed at $269,000 (MLS® X13886086). Summitly updates the price as soon as the MLS® record changes.
Is $269,000 a good price for 4 Pearl St #"O"?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Smiths Falls. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4 Pearl St #"O" changed?
No — 4 Pearl St #"O" is still listed at its original asking price of $269,000.
How many bedrooms and bathrooms does 4 Pearl St #"O" have?
4 Pearl St #"O" has 3 bedrooms and 1 bathroom, with about 1,400–1,599 square feet of living space. It is a condo townhouse in Smiths Falls.
How much would the monthly mortgage be on 4 Pearl St #"O"?
About $1,322 a month — principal and interest on $269,000 with 20% down ($53,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 4 Pearl St #"O" compare with other homes in Smiths Falls?
Its asking price of $269,000 is about 25% below the median sold price in Smiths Falls over the last 90 days, $359,900, across 61 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4 Pearl St #"O" been sold before?
Summitly has no earlier MLS® sale or lease of 4 Pearl St #"O" on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4 Pearl St #"O"?
4 Pearl St #"O" is in Smiths Falls, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4 Pearl St #"O" been on the market?
4 Pearl St #"O" was listed today (October 11, 2026).
What is the price per square foot of 4 Pearl St #"O"?
About $168 to $192 per square foot: the asking price of $269,000 over the 1,400–1,599 sq ft the listing gives as its size range.
Does 4 Pearl St #"O" have parking or a garage?
Yes — the listing gives 1 parking space.
Does 4 Pearl St #"O" have a basement, and is it finished?
