DetachedListed today

40 Bernadine St, Toronto

Name: 40 Bernadine Street
SKU: E14128306
Price: 899000 CAD
Availability: InStock

Toronto, ON · M1P 4M2 · MLS® E14128306Updated October 29, 2026

$899,000Est. $4,417/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 2

Type Detached
Garage Yes
Basement Finished with Walk-Out

What you should know

40 Bernadine St is a 3-bedroom, 2-bathroom detached home in Toronto, listed for $899,000. It has 1100-1500 sq ft of living space.

The eat-in kitchen walks out to the raised deck, making indoor-outdoor living refreshingly easy.
A dedicated laundry room and cellar add practical storage, while the built-in garage offers direct basement access and space for the car, tools and weekend projects.
A hardscaped patio and garden shed round out a yard equally suited to entertaining, gardening or doing absolutely nothing at all.

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2 Upcoming Open Houses at 40 Bernadine St

Drop in during an open house, or book a private viewing at a time that suits you.

Saturday, October 312:00 PM – 4:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)
Sunday, November 12:00 PM – 4:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

3 Bed, 2 Bath Detached Home in Toronto

About 40 Bernadine Street

In the heart of Scarborough City Centre, this sun-filled raised bungalow pairs everyday convenience with space, privacy and flexibility. A modern façade, expansive private drive and impressive 50ft, pool-sized lot set the stage for a home that feels welcoming from the moment you walk through the door. The bright main level features dramatic near-floor-to-ceiling windows in the elegant living room and an oversized dining room ready for family dinners or holiday gatherings. The eat-in kitchen walks out to the raised deck, making indoor-outdoor living refreshingly easy. Three spacious bedrooms include a primary with room for a king-sized bed, all served by a 4pc. bathroom. Downstairs is no afterthought. A private, above-grade separate entrance opens to a bright, versatile lower level with its own kitchen, full 4pc. bathroom, cozy family room with gas fireplace and sunlit fourth bedroom with room to sleep, work or play. Ideal for extended family, guests or the grown child whose departure date remains a mystery. A dedicated laundry room and cellar add practical storage, while the built-in garage offers direct basement access and space for the car, tools and weekend projects. The deep, private backyard is made for everything from dinners on the expansive deck to lazy hours in the hammock nook. A hardscaped patio and garden shed round out a yard equally suited to entertaining, gardening or doing absolutely nothing at all. Walk to Scarborough Town Centre for shopping, dining and daily essentials (plus a few wants). Birkdale Recreation Centre and the nearby ravine are about a five-minute walk away. Sought-after schools including St. Victor and St. Andrew's, multiple bus routes and Highway 401 just two minutes away make getting around easy. The planned Scarborough Centre subway station adds future rapid-transit appeal. Space to grow, room to gather and a backyard worth lingering in. This is Scarborough living with all the right connections.

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $817 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 40 Bernadine St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow-Raised
Living space: 1100-1500 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Finished with Walk-Out

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Finished with Walk-Out

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow-Raised
Property class: Detached

40 Bernadine St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 29, 2026For saleListedThis listingMLS® E14128306$899,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 40 Bernadine St Compares to the Toronto Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Good Deal· based on 16,089 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Toronto market, last 90 days

Median sold price: $840,000
Average sold price: $1,080,530
Average days on market: 32
Homes sold: 9,287

Closed sales on the TRREB MLS®.

Full Toronto market report

Recently sold nearby in Toronto

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home40 Bernadine Street 3 bd · 2 ba · 1,100 sqft	$899,000asking	$817	—	—
71 Yorkview Drive 4 bd · 5 ba · 3,500 sqft
594 Woburn Avenue 4 bd · 3 ba · 3,000 sqft
290 Margueretta Street 3 bd · 1 ba · 700 sqft
12 Longhope Place 3 bd · 3 ba · 1,100 sqft
63 St Clements Avenue 4 bd · 4 ba · 2,500 sqft
96 Summerhill Avenue 5 bd · 4 ba · 2,500 sqft

71 Yorkview Drive
4 bd · 5 ba · 3,500 sqft
594 Woburn Avenue
4 bd · 3 ba · 3,000 sqft
290 Margueretta Street
3 bd · 1 ba · 700 sqft
12 Longhope Place
3 bd · 3 ba · 1,100 sqft
63 St Clements Avenue
4 bd · 4 ba · 2,500 sqft
96 Summerhill Avenue
5 bd · 4 ba · 2,500 sqft

Living in Toronto: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 40 Bernadine St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,417; 20% down · 25 years · 5.5% assumed
Property tax: $494; 0.66% mill rate · ON
Total per month: $4,911; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,417

/mo

based on the purchase price of $899,000

Down payment20%

$179,800 cash

Amortization25 yr

$719,200 financed

Rate5.50%

$605,755 total interest

Principal54%$719,200

Interest46%$605,755

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: REAL ESTATE HOMEWARD, BrokerageMLS® E14128306 · Listing data last updated October 29, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 28· $817/sq ft

Estimated monthly mortgage$4,417/moMortgage only · 20% down · 5.5% assumed

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Open house Saturday, October 31 · 2:00 PM – 4:00 PMAdd to calendar

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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2 Upcoming Open Houses at 40 Bernadine St

Drop in during an open house, or book a private viewing at a time that suits you.

3 Bed, 2 Bath Detached Home in Toronto