How can Zara help?Zara · AI virtual agent · 24/7 · free
Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Lots & Land in Bayham
About 40 Chapel Street
Build your picture-perfect home on this 0.75 acre vacant lot located in the beautiful countryside of Southwestern Ontario. With close proximity to small town amenities and beaches, this is an exceptional place to call home. Note: roadside services will be available such as electricity, water,sewer, gas, landline phone/TV cable, and fibre internet.
Bayham land priced at $379,900 — book a tour to see if it fits your search.
Inside 40 Chapel St
Every detail from the listing, in one place.
Type
Land
Features & systems
Lot & land
Lot size (sqft)
0
Listing & possession
Property class
Vacant Land
40 Chapel St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,866
/mo
based on the purchase price of $379,900
$75,980 cash
$303,920 financed
$255,980 total interest
Principal54%$303,920
Interest46%$255,980
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Chapel Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 40 Chapel St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 40 Chapel St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Average days on market88Homes sold in about 88 days on average.
Sale-to-list ratio96.7%On average, homes sold below asking.
Active listings60Homes for sale here right now.
Median vs prior 90 days+3.9%Compared with Apr 17 – Jul 16, 2026: prices up.
Based on 30 sales from Jul 16 – Oct 14, 2026 (31 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 40 Chapel St
How much is 40 Chapel St listed for?
40 Chapel St is listed at $379,900 (MLS® X13517194). Summitly updates the price as soon as the MLS® record changes.
Has the price of 40 Chapel St changed?
Yes — it was first listed at $399,900 and is now $379,900, a drop of $20,000 (5.0%).
How many bedrooms and bathrooms does 40 Chapel St have?
The listing for 40 Chapel St doesn't publish its bedroom and bathroom count. It is a lot in Bayham.
How much would the monthly mortgage be on 40 Chapel St?
About $1,866 a month — principal and interest on $379,900 with 20% down ($75,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 40 Chapel St compare with other homes in Bayham?
Its asking price of $379,900 is about 36% below the median sold price in Bayham over the last 90 days, $597,500, across 30 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 40 Chapel St been sold before?
Summitly has no earlier MLS® sale or lease of 40 Chapel St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 40 Chapel St?
40 Chapel St is in Bayham, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 40 Chapel St been on the market?
104 days — 40 Chapel St was listed on July 2, 2026.
What is the lot size of 40 Chapel St?
The lot is 25.995 acres, as published in the listing.
What is the land transfer tax on 40 Chapel St?
About $4,174 in Ontario land transfer tax at the asking price of $379,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 40 Chapel St or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
What is the property tax for 40 Chapel St?
The listing for 40 Chapel St doesn't publish the annual property tax. The property tax calculator linked at the foot of this page gives an estimate for Bayham.