40 Fire Route 33 is a 3-bedroom, 3-bathroom detached home in Havelock-Belmont-Methuen, listed for $978,800. It has 1500-2000 sq ft of living space.
1Belmont lake is calling.
2The main home is spacious, inviting, and designed for real life at the lake.
3Offering 3 bedrooms, 2 bathrooms, a stunning primary suite with walk-in closet and ensuite, and plenty of room for everyone to gather after a day on the water.
3 Bed, 3 Bath Detached Home in Havelock-Belmont-Methuen
About 40 Fire Route 33
Belmont lake is calling. And this one is something special. With over 150 feet of prime waterfront on one of Ontario's most desirable lakes, this rare property offers not one, but two separate residences-a beautifully updated year-round home and a charming guest cottage-creating the ultimate waterfront package for families, entertaining, and making memories that last a lifetime. The main home is spacious, inviting, and designed for real life at the lake. Offering 3 bedrooms, 2 bathrooms, a stunning primary suite with walk-in closet and ensuite, and plenty of room for everyone to gather after a day on the water. The bright living and dining spaces capture beautiful lake views, while the unfinished lower level with high ceilings offers incredible potential for future living space, a games room, home gym, or whatever your waterfront dreams include. The cottage is exactly what a cottage should be-full of charm, warm wood finishes, a relaxed lakefront feel, 2 bedrooms, updated bathroom, kitchen, living area, sunroom, and deck. The perfect spot for guests, kids, grandparents, or anyone lucky enough to get invited for the weekend. Outside is where the magic happens. Morning coffees at the dock. Long afternoons on the boat. Fishing, swimming, paddleboarding, sunset cruises, campfires, and every summer memory you've been chasing. There's plenty of room for all the toys, all the people, and all the reasons you'll never want to leave. Adding even more appeal, you're within walking distance to the public boat launch, marina, and beach-making it easy to enjoy everything Belmont Lake has to offer. Properties like this are incredibly hard to find. Two residences. Exceptional waterfront. One of the Kawarthas' most coveted lakes. This is the kind of place families buy today and talk about for generations.
3 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $653 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 40 Fire Route 33
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Parking
6 spaces
Basement
Full
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
40 Fire Route 33 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13488458$978,800
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 40 Fire Route 33 Compares to the Havelock-Belmont-Methuen Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,809
/mo
based on the purchase price of $978,800
$195,760 cash
$783,040 financed
$659,525 total interest
Principal54%$783,040
Interest46%$659,525
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Havelock-Belmont-Methuen
Other 2–4 bed homes for sale in Havelock-Belmont-Methuen around $979K.
Average days on market48Homes sold in about 48 days on average.
Sale-to-list ratio94.3%On average, homes sold below asking.
Active listings87Homes for sale here right now.
Median vs prior 90 days+11.7%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 41 sales from Jul 24 – Oct 22, 2026 (41 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 40 Fire Route 33
How much is 40 Fire Route 33 listed for?
40 Fire Route 33 is listed at $978,800 (MLS® X13488458). Summitly updates the price as soon as the MLS® record changes.
Is $978,800 a good price for 40 Fire Route 33?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Havelock-Belmont-Methuen. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 40 Fire Route 33 changed?
No — 40 Fire Route 33 is still listed at its original asking price of $978,800.
How many bedrooms and bathrooms does 40 Fire Route 33 have?
40 Fire Route 33 has 3 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Havelock-Belmont-Methuen.
How much would the monthly mortgage be on 40 Fire Route 33?
About $4,809 a month — principal and interest on $978,800 with 20% down ($195,760), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 40 Fire Route 33 compare with other homes in Havelock-Belmont-Methuen?
Its asking price of $978,800 is about 86% above the median sold price in Havelock-Belmont-Methuen over the last 90 days, $526,000, across 41 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 40 Fire Route 33 been sold before?
Summitly has no earlier MLS® sale or lease of 40 Fire Route 33 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 40 Fire Route 33?
40 Fire Route 33 is in Havelock-Belmont-Methuen, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 40 Fire Route 33 been on the market?
119 days — 40 Fire Route 33 was listed on June 25, 2026.
What is the price per square foot of 40 Fire Route 33?
About $489 to $653 per square foot: the asking price of $978,800 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 40 Fire Route 33 have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 40 Fire Route 33 have a basement, and is it finished?
