Welcome to Wilmot Creek and life by the lake! Nestled along the shores of Lake Ontario, this sought-after adult lifestyle community of Wilmot Creek offers comfortable, low-maintenance living in a vibrant community setting. This 2-bedroom, 2-bathroom bungalow features updated windows, vinyl flooring and modern bathrooms. Step inside to a bright and spacious open concept living area, thoughtfully designed for both everyday comfort and entertaining. A separate laundry room and pantry with garage access adds everyday functionality, while the crawl space provides additional storage. Outside, you can relax or entertain in your gazebo and hot tub this summer. Plus, the enclosed front porch, garage and parking for three vehicles offers everyday convenience. Residents enjoy driveway and road snow removal, along with access to resort-style amenities including a 9-hole golf course, recreation centre, tennis and pickleball courts, lawn bowling, horseshoes, pools, gym, sauna, and more.
2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $632 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 40 Niagara Trl
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Crawl Space
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
40 Niagara Trl Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E13812796$695,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 40 Niagara Trl Compares to the Clarington Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,414
/mo
based on the purchase price of $695,000
$139,000 cash
$556,000 financed
$468,298 total interest
Principal54%$556,000
Interest46%$468,298
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Clarington
Other 1–4 bed homes for sale in Clarington around $695K.
Average days on market25Homes sold in about 25 days on average.
Sale-to-list ratio98.9%On average, homes sold below asking.
Active listings553Homes for sale here right now.
Median vs prior 90 days−2.3%Compared with May 15 – Aug 13, 2026: prices down.
Based on 543 sales from Aug 13 – Nov 11, 2026 (434 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 40 Niagara Trl
How much is 40 Niagara Trl listed for?
40 Niagara Trl is listed at $695,000 (MLS® E13812796). Summitly updates the price as soon as the MLS® record changes.
Is $695,000 a good price for 40 Niagara Trl?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Clarington. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 40 Niagara Trl changed?
No — 40 Niagara Trl is still listed at its original asking price of $695,000.
How many bedrooms and bathrooms does 40 Niagara Trl have?
40 Niagara Trl has 2 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Clarington.
How much would the monthly mortgage be on 40 Niagara Trl?
About $3,414 a month — principal and interest on $695,000 with 20% down ($139,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 40 Niagara Trl compare with other homes in Clarington?
Its asking price of $695,000 is about 6% below the median sold price in Clarington over the last 90 days, $737,500, across 543 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 40 Niagara Trl been sold before?
Summitly has no earlier MLS® sale or lease of 40 Niagara Trl on record from the last two years. Older records aren't shown under TRREB rules.
Where is 40 Niagara Trl?
40 Niagara Trl is in Clarington, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 40 Niagara Trl been on the market?
50 days — 40 Niagara Trl was listed on September 22, 2026.
What is the price per square foot of 40 Niagara Trl?
About $463 to $632 per square foot: the asking price of $695,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 40 Niagara Trl have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 40 Niagara Trl have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
