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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    40 Ridgeway Avenue

    Pineridge/Westminster Woods·Guelph, ON·N1L 1G8·Near Arkell Road & Gordon Street

    • 3 beds
    Guelph real estate›X13427734
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Visit REALTOR website for additional information. Fantastic opportunity in South Guelph. Welcome to 40 Ridgeway Avenue. This opportunity sits on an 80' x 182' lot (.334ac). The existing home is solid but could use some updating and/or expansion. Alternatively, with the right vision and contractor, you could build a larger home or a multi-unit residence as has been done over the years in the neighbourhood. Plenty of possibilities exist in this neighborhood. The home is one of the originals on the street & its foundation is solid & and it already has city sewer and water connections. A large living room is on the main level along with an eat-in kitchen. Upstairs there are three bedrooms & a four-piece bathroom. The lower level offers a large recreation room with a gas fireplace and a 3 piece bathroom. Full height basement with laundry and a workshop and plenty of storage. Outside there is an attached single garage as well and a huge driveway with ample parking. Get your creative juices flowing and imagine the possibilities here.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 10, 2026ListedCurrentFor sale$699,000 —X13427734This page
    Mar 17, 2026Previously listedTer$825,000 —X12893108View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 40 Ridgeway Avenue
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Park
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,434
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $482
    0.83% mill rate · ON
    The market

    How this home sits in the Guelph market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Guelph market right now

    Average sold price, days on market, and closed-transaction count for Guelph — sourced from MLS®.

    • Avg sold price
      $775,156
      Last 30 days
    • Median sold price
      $739,000
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      429
      MLS® transactions
    Full Guelph market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 40 Ridgeway Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 40 Ridgeway Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 40 Ridgeway Avenue listed for?

      40 Ridgeway Avenue is listed at $699,000 on the MLS® (listing X13427734). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 40 Ridgeway Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $699,000
    $0 / sqft · MLS® X13427734
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $775,156
    $713,144Confidence range$837,168
    Asking vs estimate
    ↓below
    −$76,156
    (-9.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Guelph sell in about 31 days — this one has been listed 4 days.

    Avg sold price
    $775,156
    Median sold
    $739,000
    Avg days on market
    31
    Recently sold
    429
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    This opportunity sits on an 80' x 182' lot (.334ac).
  7. A large living room is on the main level along with an eat-in kitchen.
  8. The lower level offers a large recreation room with a gas fireplace and a 3 piece bathroom.
  9. Outside there is an attached single garage as well and a huge driveway with ample parking.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    7
    Driveway
    Other
  12. Interior

    6
    Basement
    Partial Basement, Partially Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Lower Level
    Accessibility
    N
  13. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block, Poured Concrete
    Pool
    None
  14. Lot & land

    2
    Year built
    51-99
    Zoning
    RIB
  15. Listing & possession

    3
    Occupancy
    Negotiable
    Property style
    Sidesplit
    Property class
    Detached
  16. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom
      8.2 × 11.8 ft
    • Living Room
      10.6 × 19.5 ft
    • Dining Room
      7.0 × 8.1 ft
    • Primary Bedroom
      11.6 × 7.7 ft
    • Bedroom
      12.5 × 9.5 ft
    • Kitchen
      12.1 × 5.6 ft

    Lower level

    1 room
    • Family Room
      14.8 × 17.4 ft

    Basement level

    2 rooms
    • Utility Room
      19.6 × 8.7 ft
    • Workshop
      19.6 × 9.7 ft
    Combined estimate
    $3,916
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,434
    /mo
    based on the purchase price of $699,000
    $139,800 cash
    $559,200 financed
    $470,993 total interest
    Monthly payment$3,434/ month
    Principal54%$559,200
    Interest46%$470,993

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Guelph

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 113 Fife Road
      Sold
      Sign in for price
      113 Fife Road
      Detached
    • 158 Waterloo Avenue
      Sold
      Sign in for price
      158 Waterloo Avenue
      Detached
    • 78 Essex Street
      Sold
      Sign in for price
      78 Essex Street
      Detached
    • 24 Julia Drive
      Sold
      Sign in for price
      24 Julia Drive
      Detached
    • 12 Delmar Boulevard
      Sold
      Sign in for price
      12 Delmar Boulevard
      Detached
    • 48 Sunnylea Crescent
      Sold
      Sign in for price
      48 Sunnylea Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    40 Ridgeway AvenueThis home3 / 27,001,100$699,000ask———
    113 Fife Road3 / 21,100—
    158 Waterloo Avenue2 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Guelph

    Active listings within ±20% of this asking price.

    • 141 STARWOOD DR
      $799,900
      141 STARWOOD DR
      Detached 3 4
    • 314 PAISLEY Road
      $799,900
      314 PAISLEY Road
      Detached 3 3
    • 113 Applewood Crescent
      $749,900
      113 Applewood Crescent
      Detached 3 2
    • 2 Westmount Road
      $799,000
      2 Westmount Road
      Detached 3 2
    • 49 Schiedel Drive
      $819,900
      49 Schiedel Drive
      Detached 3 2
    • 96 Beaumont Crescent
      $799,900
      96 Beaumont Crescent
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of PG DIRECT REALTY LTD. · displayed on Summitly per MLS® data-share rules

    40 Ridgeway Avenue is a 3-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 40 Ridgeway Avenue built?

    40 Ridgeway Avenue was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 40 Ridgeway Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 40 Ridgeway Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 40 Ridgeway Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $699,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 40 Ridgeway Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 40 Ridgeway Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 40 Ridgeway Avenue in?

    40 Ridgeway Avenue is in Pineridge/Westminster Woods, Guelph. The 'Neighbourhood' section below links to the live Guelph real estate hub with average sold price, days on market, and current inventory.

  26. Is Guelph a good place to live?

    Guelph is one of ON's actively-tracked Summitly markets. The full Guelph real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 78 Essex Street
    3 / 1
    700
    —
    24 Julia Drive3 / 2700—
    12 Delmar Boulevard3 / 2700—
    48 Sunnylea Crescent2 / 2700—