Welcome to this spacious detached 1 1/2 storey home in a convenient Lindsay location. Plenty of flexibility for a variety of lifestyles.The main floor features bedroom or home office, 2nd floor 2 rooms and a functional layout suited to everyday family living, while the finished lower level offers two additional bedrooms, or Rec room a second bathroom-ideal for multi-generational living, growing families, students, guests, or those seeking additional space for an investment opportunity. This property provides a generous outdoor setting with room to enjoy, garden, play, or personalize to suit your needs. Move-in ready with opportunity to add your own style over time, this home offers a practical combination of space, versatility, and location. Conveniently located near grocery stores, restaurants, and everyday amenities, this is a great opportunity to enjoy comfortable living in the heart of Lindsay. Great Lot & Back Yard! Property is Sold As is Where is.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $414 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 40 St Patrick St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
6 spaces
Basement
Finished
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
40 St Patrick St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,235
/mo
based on the purchase price of $454,900
$90,980 cash
$363,920 financed
$306,516 total interest
Principal54%$363,920
Interest46%$306,516
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 2–5 bed homes for sale in Kawartha Lakes around $455K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings933Homes for sale here right now.
Median vs prior 90 days−3.0%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 513 sales from Jul 25 – Oct 23, 2026 (356 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 40 St Patrick St
How much is 40 St Patrick St listed for?
40 St Patrick St is listed at $454,900 (MLS® X13722660). Summitly updates the price as soon as the MLS® record changes.
Is $454,900 a good price for 40 St Patrick St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 40 St Patrick St changed?
Yes — it was first listed at $489,000 and is now $454,900, a drop of $34,100 (7.0%).
How many bedrooms and bathrooms does 40 St Patrick St have?
40 St Patrick St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 40 St Patrick St?
About $2,235 a month — principal and interest on $454,900 with 20% down ($90,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 40 St Patrick St compare with other homes in Kawartha Lakes?
Its asking price of $454,900 is about 25% below the median sold price in Kawartha Lakes over the last 90 days, $607,500, across 513 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 40 St Patrick St been sold before?
Summitly has no earlier MLS® sale or lease of 40 St Patrick St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 40 St Patrick St?
40 St Patrick St is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 40 St Patrick St been on the market?
56 days — 40 St Patrick St was listed on August 28, 2026.
What is the price per square foot of 40 St Patrick St?
About $303 to $414 per square foot: the asking price of $454,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 40 St Patrick St have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 40 St Patrick St have a basement, and is it finished?
