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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 8 days

    400 Front Street W

    Bobcaygeon·Kawartha Lakes, ON·K0M 1L0·Near Bolton / Front St

    • 3600 sqft
    Kawartha Lakes real estate›X13460200
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jun 28
      2026-06-28T17:00:00.000-00:00 – 2026-06-28T19:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    This Stunning Lakefront Home With A Fully Finished Walkout Basement With In-Law Suite Gives You The Potential For Income In Main Home Plus 4 Income Producing Cottages. Situated On Beautiful Sturgeon Lake In Kawartha Lakes Makes This A Prime Waterfront! Main Home Boasts Expansive Lake Views From The Spacious And Bright Great Room. The Open Concept Provides For A Large Kitchen With An Island, Great For Entertaining And Has A Walkout To Your Deck To Enjoy Peaceful Evenings Or Early Morning Coffees. Upstairs You Will Find A Loft With Your Very Own Home Office. The Lower Level Has A Walkout Overlooking The Lake. Cottages Are Presently Rented And Approximately 720 Sq Ft Each With Separate Meters. This Property Is Connected To Municipal Water And Sewers. You Can Walk Or Take A Short Drive To Beautiful Bobcaygeon With Great Shopping And Many Restaurants. The Waterfront Is Crystal Clear For Swimming And There Is A Large Dock For Your Boat Or Friends Who Come To Visit By Water. Enjoy The Lovely Sunroom At The Water's Edge Mosquito Free To Wind Down At The End Of Your Day. If You're Looking For A Home Business In A Prime Location This Property Is For You. An Excellent Swimming Shoreline And Easy Access To Village Of Bobcaygeon Makes This Property A Number One Choice For Year Round Cottage Rentals. Approximately 2 Hours From GTA. Centrally Located To Lindsay And Peterborough.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 18, 2026Previously listedNew$2,324,900 —X13460202View
    Jun 18, 2026ListedCurrentFor sale$2,324,900 —X13460200This page
    Mar 18, 2026Previously listedTer$2,399,900 —X12894432View
    Mar 18, 2026Previously listedTer$2,399,900 —X12894424View
    Oct 1, 2025Previously listedExp$2,549,900 —X12437425View
    Jul 8, 2025Previously listedTer$2,749,000 —X12269714View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Electric Forced Air
      Air conditioning
      Yes
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 400 Front Street W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $11,422
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $1,185
    0.61% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $682,984
      Last 30 days
    • Median sold price
      $628,950
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      342
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 400 Front Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 400 Front Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 400 Front Street W listed for?

      400 Front Street W is listed at $2,324,900 on the MLS® (listing X13460200). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 400 Front Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. Sale Of Business
  2. Built 31-50
  3. Asking
    $2,324,900
    $646 / sqft · MLS® X13460200
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $682,984
    $628,345Confidence range$737,623
    Asking vs estimate
    ↑↑well-above
    +$1,641,916
    (+240.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 41 days — this one has been listed 8 days.

    Avg sold price
    $682,984
    Median sold
    $628,950
    Avg days on market
    41
    Recently sold
    342
    See comparable sales
    • This Stunning Lakefront Home With A Fully Finished Walkout Basement With In-Law Suite Gives You The Potential For Income In Main Home Plus 4 Income Producing Cottages.
    • Situated On Beautiful Sturgeon Lake In Kawartha Lakes Makes This A Prime Waterfront!
    • Main Home Boasts Expansive Lake Views From The Spacious And Bright Great Room.
    • The Open Concept Provides For A Large Kitchen With An Island, Great For Entertaining And Has A Walkout To Your Deck To Enjoy Peaceful Evenings Or Early Morning Coffees.
    Ask Zara a follow-up
    Sanitary
  5. Parking & garage

    3
    Garage
    None
    Parking spaces
    10
    Driveway
    10
  6. Interior

    1
    Elevator
    None
  7. Lot & land

    2
    Year built
    31-50
    Zoning
    C3
  8. Listing & possession

    3
    Occupancy
    90-120 Days
    Property style
    With Property
    Property class
    Sale Of Business
  9. Combined estimate
    $12,607
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $11,422
    /mo
    based on the purchase price of $2,324,900
    $464,980 cash
    $1,859,920 financed
    $1,566,541 total interest
    Monthly payment$11,422/ month
    Principal54%$1,859,920
    Interest46%$1,566,541

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More sale of businesss in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 71 Front Street
      $1,999,900
      71 Front Street
      Sale Of Business
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Public listing courtesy of SUTTON GROUP-HERITAGE REALTY INC. · displayed on Summitly per MLS® data-share rules

    400 Front Street W is a 3600 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was 400 Front Street W built?

    400 Front Street W was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  15. What is the property tax for 400 Front Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 400 Front Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on 400 Front Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,324,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has 400 Front Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 400 Front Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is 400 Front Street W in?

    400 Front Street W is in Bobcaygeon, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  19. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.