DetachedOn market 58 days

401 Algoma Cres, Georgian Bluffs

Name: 401 Algoma Crescent
SKU: X13706170
Price: 985000 CAD
Availability: InStock

Georgian Bluffs, ON · · MLS® X13706170Updated September 3, 2026

$985,000Est. $4,839/mo mortgage

Bedrooms: 2
Bathrooms: 3
Living space: 1500–2000sq ft
Parking spaces: 8

Type Detached
Garage Yes
Basement Finished

What you should know

401 Algoma Cres is a 2-bedroom, 3-bathroom detached home in Georgian Bluffs, listed for $985,000. It has 1500-2000 sq ft of living space.

Are You Looking For A Private Lot Backing Onto Serene Trees & Greenspace With Georgian Bay Views , Offering Peace, Privacy & Natural Views In The Prestigious Cobble Beach Golf Resort?
The Open Concept Den/Office Provides The Perfect Space For Working From Home, Reading Or Enjoying A Quiet Retreat.
The Custom "Exquisite Design" Kitchen Is Both Stylish & Functional, Complete With A Large Centre Island & Stainless Steel Appliances.

Ask Zara:

2 Bed, 3 Bath Detached Home in Georgian Bluffs

About 401 Algoma Crescent

Are You Looking For A Private Lot Backing Onto Serene Trees & Greenspace With Georgian Bay Views , Offering Peace, Privacy & Natural Views In The Prestigious Cobble Beach Golf Resort? Then 401 Algoma Crescent May Be The Perfect Fit. This Beautifully Designed 2736 SqFt (Finished) Berner Built Bungalow (Somerset Model) Features A Large Covered Front Porch That Welcomes You Into A Bright Foyer. The Open Concept Den/Office Provides The Perfect Space For Working From Home, Reading Or Enjoying A Quiet Retreat. A Well Appointed Guest Bedroom Sits Just Steps From A 4-Piece Bathroom, Providing A Comfortable & Private Retreat For Family And Guests. The Custom "Exquisite Design" Kitchen Is Both Stylish & Functional, Complete With A Large Centre Island & Stainless Steel Appliances. The Great Room Boasts A Dramatic Double-Raised Ceiling, Cozy Gas Fireplace & Expansive Windows Overlooking The Deck & Tranquil Treed Backdrop. The Dining Area Features Elegant French Doors That Lead To A Covered Porch & Deck, Ideal For Your Year Round BBQs & Effortless Indoor-Outdoor Entertaining. The Primary Suite Offers A Relaxing Retreat Complete With A Beautifully Appointed 4-Piece Ensuite With Elegant Porcelain Tiles, An Oversized Shower & A Custom Walk-In Closet. Convenience Meets Function With Main Floor Laundry Offering A Spacious Double Closet, Storage Closet & Direct Access To The Double Car Garage Which Includes A Custom Slat Storage Wall And A Sleek Polyaspartic-Coated Floor. Need More Space For Family Or Guests? The Lower Level Features A Spacious Family Room Or Gym Area, A Third Bedroom, A Convenient 3-Piece Bathroom & An Oversized Storage Room With Future Bedroom Potential, Complemented By An Additional Storage/Utility Space To Keep Everything Effortlessly Organized. Enjoy Resort-Style Living With Access To Golf, Tennis, A Beach Club, Dining, Spa, Scenic Trails And More, All Within This Sought-After Community.

2 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $657 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 401 Algoma Cres

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1500-2000 sq ftas stated on the listing
Parking: 8 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 8

Interior

Basement: Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

401 Algoma Cres Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 24, 2026For saleListedThis listingMLS® X13706170$985,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 401 Algoma Cres Compares to the Georgian Bluffs Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 107 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Georgian Bluffs market, last 90 days

Median sold price: $640,000
Average sold price: $783,334
Average days on market: 62
Homes sold: 61

Closed sales on the TRREB MLS®.

Full Georgian Bluffs market report

Recently sold nearby in Georgian Bluffs

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home401 Algoma Crescent 2 bd · 3 ba · 1,500 sqft	$985,000asking	$657	—	—
458 Princess Street 2 bd · 2 ba · 700 sqft
173 Lakeview Crescent 2 bd · 2 ba · 1,100 sqft
871 16th Street 3 bd · 2 ba · 700 sqft
444 Balmy Beach Road 4 bd · 1 ba · 1,500 sqft
115 Ivy Drive 2 bd · 2 ba · 1,100 sqft
318588 GREY RD 1 N/A 1 bd · 1 ba · 700 sqft

458 Princess Street
2 bd · 2 ba · 700 sqft
173 Lakeview Crescent
2 bd · 2 ba · 1,100 sqft
871 16th Street
3 bd · 2 ba · 700 sqft
444 Balmy Beach Road
4 bd · 1 ba · 1,500 sqft
115 Ivy Drive
2 bd · 2 ba · 1,100 sqft
318588 GREY RD 1 N/A
1 bd · 1 ba · 700 sqft

Living in Georgian Bluffs: Location & Amenities

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Costs, Mortgage & Rental Return for 401 Algoma Cres

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,839; 20% down · 25 years · 5.5% assumed
Property tax: $542; 0.66% mill rate · ON
Total per month: $5,381; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,839

/mo

based on the purchase price of $985,000

Down payment20%

$197,000 cash

Amortization25 yr

$788,000 financed

Rate5.50%

$663,703 total interest

Principal54%$788,000

Interest46%$663,703

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Century 21 Millennium Inc., BrokerageMLS® X13706170 · Listing data last updated September 3, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 23· $657/sq ft

Estimated monthly mortgage$4,839/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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