4020 Main St is a 4-bedroom, 2-bathroom duplex in Niagara Falls, listed for $669,000. It has 2500-3000 sq ft of living space.
1The main floor features a 1-bedroom residential unit plus an additional space, formerly used as a storefront, offering the opportunity to create a second main-floor residential unit (subject to approvals).
2A rare chance to own a property with so many possibilities in this sought-after Chippawa location!
3BasementCrawl Space, as described in the listing.
Welcome to this versatile commercial/residential property offering endless possibilities for investors, entrepreneurs or multi-generational families! Currently configured as two residential units, this property presents exciting potential for conversion into a three-unit income property. The main floor features a 1-bedroom residential unit plus an additional space, formerly used as a storefront, offering the opportunity to create a second main-floor residential unit (subject to approvals). The upper level boasts a spacious, well-maintained 3-bedroom apartment with plenty of natural light and comfortable living space.Adding even more value is the impressive 30' x 25' heated garage/workshop at the rear, featuring a radiant gas tube heater, 60 AMP electrical service, 12-foot ceilings and two overhead doors (9' x 9' and 9' wide). An additional 14.6' x 25' storage room provides excellent space for equipment, inventory or extra storage.Situated on a generous lot along a main artery in the heart of Chippawa, this property enjoys a fantastic location just steps from the Welland River (affectionately known as "The Crick"), a nearby boat launch and the charming downtown square. Whether you're looking to live in one unit while generating rental income, expand your investment portfolio, operate a business, or explore the potential for a triplex conversion, this property offers exceptional flexibility and opportunity. A rare chance to own a property with so many possibilities in this sought-after Chippawa location!
4 bedrooms, 2 bathrooms, about 2,500 sq ft, works out to roughly $268 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 4020 Main St
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
2500-3000 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Crawl Space
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Duplex
4020 Main St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14168832$669,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 4020 Main St Compares to the Niagara Falls Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,287
/mo
based on the purchase price of $669,000
$133,800 cash
$535,200 financed
$450,779 total interest
Principal54%$535,200
Interest46%$450,779
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara Falls
Other 3–6 bed homes for sale in Niagara Falls around $669K.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings727Homes for sale here right now.
Median vs prior 90 days+5.0%Compared with May 15 – Aug 13, 2026: prices up.
Based on 447 sales from Aug 13 – Nov 11, 2026 (299 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 4020 Main St
How much is 4020 Main St listed for?
4020 Main St is listed at $669,000 (MLS® X14168832). Summitly updates the price as soon as the MLS® record changes.
Is $669,000 a good price for 4020 Main St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Niagara Falls. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4020 Main St changed?
No — 4020 Main St is still listed at its original asking price of $669,000.
How many bedrooms and bathrooms does 4020 Main St have?
4020 Main St has 4 bedrooms and 2 bathrooms, with about 2,500–3,000 square feet of living space. It is a duplex in Niagara Falls.
How much would the monthly mortgage be on 4020 Main St?
About $3,287 a month — principal and interest on $669,000 with 20% down ($133,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 4020 Main St compare with other homes in Niagara Falls?
Its asking price of $669,000 is about 17% above the median sold price in Niagara Falls over the last 90 days, $572,500, across 447 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4020 Main St been sold before?
Summitly has no earlier MLS® sale or lease of 4020 Main St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4020 Main St?
4020 Main St is in Niagara Falls, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4020 Main St been on the market?
1 day — 4020 Main St was listed on November 10, 2026.
What is the price per square foot of 4020 Main St?
About $223 to $268 per square foot: the asking price of $669,000 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 4020 Main St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 4020 Main St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
