Prime Pembroke Duplex - $2,065/Mo Gross Income - Fully occupied with reliable tenants. This two-storey property in a sought-after neighborhood features two self-contained 2-bedroom units (Upper unit rents for: $1,055 | Main unit rents for: $1,010). Tenants pay natural gas and hydro; separate meters for each unit. Some recent updates include two gas furnaces, newer deck/stairs (2023) from the upper unit to the ground, and main-floor A/C. Dual entrances, two driveways, and detached garage enhance tenant privacy and appeal. Stable, reliable occupancy. Ideal for investors seeking immediate cash flow or an affordable option for those looking to live in one unit while renting the other. Book your showing today!
4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $163 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 403 Mackay St
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Separate Entrance, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Separate Entrance · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Duplex
403 Mackay St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13691294$325,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 403 Mackay St Compares to the Pembroke Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,597
/mo
based on the purchase price of $325,000
$65,000 cash
$260,000 financed
$218,988 total interest
Principal54%$260,000
Interest46%$218,988
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Mackay Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 403 Mackay St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 403 Mackay St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Pembroke
Other 3–5 bed homes for sale in Pembroke around $325K.
Average days on market40Homes sold in about 40 days on average.
Sale-to-list ratio97.3%On average, homes sold below asking.
Active listings76Homes for sale here right now.
Median vs prior 90 days+2.8%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 95 sales from Jul 24 – Oct 22, 2026 (67 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 403 Mackay St
How much is 403 Mackay St listed for?
403 Mackay St is listed at $325,000 (MLS® X13691294). Summitly updates the price as soon as the MLS® record changes.
Is $325,000 a good price for 403 Mackay St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Pembroke. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 403 Mackay St changed?
No — 403 Mackay St is still listed at its original asking price of $325,000.
How many bedrooms and bathrooms does 403 Mackay St have?
403 Mackay St has 4 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a duplex in Pembroke.
How much would the monthly mortgage be on 403 Mackay St?
About $1,597 a month — principal and interest on $325,000 with 20% down ($65,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 403 Mackay St compare with other homes in Pembroke?
Its asking price of $325,000 is about 12% below the median sold price in Pembroke over the last 90 days, $370,000, across 95 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 403 Mackay St been sold before?
Summitly has no earlier MLS® sale or lease of 403 Mackay St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 403 Mackay St?
403 Mackay St is in Pembroke, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 403 Mackay St been on the market?
65 days — 403 Mackay St was listed on August 18, 2026.
What is the price per square foot of 403 Mackay St?
About $130 to $163 per square foot: the asking price of $325,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 403 Mackay St have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
Does 403 Mackay St have a basement, and is it finished?
The listing describes the basement as: Separate Entrance, Unfinished.
