Over five acres of privacy, two separate homes and Port Stanley's beaches, harbour, shops and restaurants just minutes away. At 4045 Union Road in Southwold, mature trees screen the grounds, and broad lawns give way to a wooded ravine. The open lawn offers room for gardens, backyard games and family gatherings, while the ravine gives the property a secluded feel. The covered front porch is a spot for morning coffee, an afternoon read or sitting outside through a summer rain.The three-bedroom main home makes the most of its setting. The living room measures approximately 23 by 21 feet, with a wall of windows that brings in natural light and looks out toward the trees. There's room to arrange seating around the view and still have space for family and friends to gather. A separate dining area gives you room for a larger table, while the breakfast nook offers a more casual spot for everyday meals. The separate two-storey residence gives extended family or overnight guests a place of their own. For families looking to bring generations together, the two homes offer a practical setup. You can share the grounds and get together for dinner while keeping separate living spaces and your own daily routines. Head into Port Stanley for coffee, spend the afternoon on the Lake Erie shoreline or meet friends for dinner by the harbour. A few minutes later, you're back on the porch with the trees in view. That short trip from the village to your own wooded acreage is what makes 4045 Union Road such an unusual find.
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $666 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 4045 Union Rd
Every detail from the listing, in one place.
Type
Detached
Style
Sidesplit
Living space
1500-2000 sq ftas stated on the listing
Parking
10 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
10
Interior
Basement
None
Lot & land
Lot size (sqft)
5.059
Listing & possession
Property style
Sidesplit
Property class
Detached
4045 Union Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14163624$999,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 4045 Union Rd Compares to the Southwold Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,908
/mo
based on the purchase price of $999,000
$199,800 cash
$799,200 financed
$673,136 total interest
Principal54%$799,200
Interest46%$673,136
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Southwold
Other 3–4 bed homes for sale in Southwold around $999K.
Average days on market82Homes sold in about 82 days on average.
Sale-to-list ratio98.4%On average, homes sold below asking.
Active listings69Homes for sale here right now.
Median vs prior 90 days−23.1%Compared with May 14 – Aug 12, 2026: prices down.
Based on 22 sales from Aug 12 – Nov 10, 2026 (19 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 4045 Union Rd
How much is 4045 Union Rd listed for?
4045 Union Rd is listed at $999,000 (MLS® X14163624). Summitly updates the price as soon as the MLS® record changes.
Is $999,000 a good price for 4045 Union Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Southwold. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4045 Union Rd changed?
No — 4045 Union Rd is still listed at its original asking price of $999,000.
How many bedrooms and bathrooms does 4045 Union Rd have?
4045 Union Rd has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Southwold.
How much would the monthly mortgage be on 4045 Union Rd?
About $4,908 a month — principal and interest on $999,000 with 20% down ($199,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 4045 Union Rd?
Yes — Sunday, November 15, 1:00 PM – 3:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 4045 Union Rd compare with other homes in Southwold?
Its asking price of $999,000 is about 62% above the median sold price in Southwold over the last 90 days, $615,000, across 22 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4045 Union Rd been sold before?
Summitly has no earlier MLS® sale or lease of 4045 Union Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4045 Union Rd?
4045 Union Rd is in Southwold, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4045 Union Rd been on the market?
1 day — 4045 Union Rd was listed on November 9, 2026.
What is the price per square foot of 4045 Union Rd?
About $500 to $666 per square foot: the asking price of $999,000 over the 1,500–2,000 sq ft the listing gives as its size range.
