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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 28 days

    40590 Shore Rd Allowance Road

    Rural Brock·Brock, ON·L0K 1B0·Near Shore Rd Allowance Rd and S. Harbour Lane

    • 2 beds
    Brock real estate›N13416352
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 40590 Shore Road Allowance on Thorah Island (Lake Simcoe). This is a Rare waterfront opportunity on pristine Lake Simcoe! Discover the ultimate island escape just 90 minutes from Toronto. Situated on the shores of Lake Simcoe, this property features some of the clearest, Fresh Lake waters in Southern Ontario-a true paradise for swimming, fishing, and boating enthusiasts. Attention handy buyers, construction enthusiasts, and designers: this property is your ultimate Lake Simcoe canvas. Offering a solidly built home with excellent structural bones and a premium metal roof already in place, the heavy lifting is done. Bring your vision, and your personal design touches to transform this rock-solid structure into a bespoke, lifelong family Gem. Enjoy unparalleled privacy on Thorah Island while remaining just a short boat ride away from all mainland amenities. Don't miss the chance to create your own custom masterpiece on the breathtaking waters of Lake Simcoe. Schedule your private island viewing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 8, 2026ListedCurrentFor sale$299,000 —N13416352This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 40590 Shore Rd Allowance Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,469
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $173
    0.69% mill rate · ON
    The market

    How this home sits in the Brock market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Brock market right now

    Average sold price, days on market, and closed-transaction count for Brock — sourced from MLS®.

    • Avg sold price
      $683,861
      Last 30 days
    • Median sold price
      $656,250
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      44
      MLS® transactions
    Full Brock market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 40590 Shore Rd Allowance Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 40590 Shore Rd Allowance Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 40590 Shore Rd Allowance Road listed for?

      40590 Shore Rd Allowance Road is listed at $299,000 on the MLS® (listing N13416352). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 40590 Shore Rd Allowance Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $299,000
    $0 / sqft · MLS® N13416352
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $499,219
    $459,281Confidence range$539,156
    Asking vs estimate
    ↓below
    −$200,219
    (-40.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Brock sell in about 38 days — this one has been listed 28 days.

    Avg sold price
    $683,861
    Median sold
    $656,250
    Avg days on market
    38
    Recently sold
    44
    See comparable sales
    Welcome to 40590 Shore Road Allowance on Thorah Island (Lake Simcoe).
  6. Attention handy buyers, construction enthusiasts, and designers: this property is your ultimate Lake Simcoe canvas.
  7. Don't miss the chance to create your own custom masterpiece on the breathtaking waters of Lake Simcoe.
  8. Schedule your private island viewing today!
  9. Ask Zara a follow-up
    Septic
  10. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  11. Interior

    4
    Basement
    Crawl Space, Half
    Family room
    N
    Kitchens
    1
    Total rooms
    6
  12. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Block
    Waterfront
    Y
    Pool
    None
  13. Listing & possession

    3
    Occupancy
    tba
    Property style
    2-Storey
    Property class
    Detached
  14. Combined estimate
    $1,642
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,469
    /mo
    based on the purchase price of $299,000
    $59,800 cash
    $239,200 financed
    $201,469 total interest
    Monthly payment$1,469/ month
    Principal54%$239,200
    Interest46%$201,469

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Brock

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • C21973 Brock Road
      Sold
      Sign in for price
      C21973 Brock Road
      Detached
    • 27 Church Street
      Sold
      Sign in for price
      27 Church Street
      Detached
    • 40586B Shore Rd Allowance Road
      Sold
      Sign in for price
      40586B Shore Rd Allowance Road
      Detached
    • 108 Sixth Street
      Sold
      Sign in for price
      108 Sixth Street
      Detached
    • 25725 Maple Beach Road
      Sold
      Sign in for price
      25725 Maple Beach Road
      Detached
    • 42 Doble Street
      Sold
      Sign in for price
      42 Doble Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    40590 Shore Rd Allowance RoadThis home2 / 111,001,500$299,000ask———
    C21973 Brock Road3 / 22,000—
    27 Church Street2 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Brock

    Active listings within ±20% of this asking price.

    • 1142 Concession 4 Concession
      $339,000
      1142 Concession 4 Concession
      Detached 1 1
    • B40854 South Harbour Lane
      $319,900
      B40854 South Harbour Lane
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of LPT REALTY · displayed on Summitly per MLS® data-share rules

    40590 Shore Rd Allowance Road is a 2-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 40590 Shore Rd Allowance Road built?

    The year built for 40590 Shore Rd Allowance Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 40590 Shore Rd Allowance Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 40590 Shore Rd Allowance Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 40590 Shore Rd Allowance Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $299,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 40590 Shore Rd Allowance Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 40590 Shore Rd Allowance Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 40590 Shore Rd Allowance Road in?

    40590 Shore Rd Allowance Road is in Rural Brock, Brock. The 'Neighbourhood' section below links to the live Brock real estate hub with average sold price, days on market, and current inventory.

  24. Is Brock a good place to live?

    Brock is one of ON's actively-tracked Summitly markets. The full Brock real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 40586B Shore Rd Allowance Road
    1 / 1
    1,100
    —
    108 Sixth Street4 / 32,000—
    25725 Maple Beach Road3 / 11,100—
    42 Doble Street2 / 31,100—