Step back in time and discover a home with a story to tell! This stately 1922 Edwardian-style residence is brimming with charm, character, and original architectural details that are becoming increasingly difficult to find. Set in one of Oshawa's most established neighborhoods and backing directly onto Alexandra Park, this distinctive home offers exceptional space and endless possibilities for growing families, multi-generational living, or buyers looking to create something truly special.From the moment you arrive, you'll appreciate the presence and craftsmanship of this character-filled home. Highlights include three inviting porches, beautiful original wood trim and doors, impressive 10" baseboards, double French pocket doors, and timeless stained-glass windows. A separate side entrance to the basement adds further flexibility and potential.The location is hard to beat! Enjoy Alexandra Park right beyond your backyard, while Dr. S.J. Phillips Public School, O'Neill Collegiate & Vocational Institute, and Lakeridge Health Oshawa are all just a short 5-minute walk away.Ready for your decorating vision, this is an exciting opportunity to preserve the beauty and character of a bygone era while creating a home perfectly suited to your own style. Important updates include roof (2016), electrical (2015), gas furnace/boiler (2024), and some newer basement windows.A rare opportunity to own a spacious, character-filled century home in an exceptional Oshawa location.
4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $350 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 408 Simcoe St N
Every detail from the listing, in one place.
Type
Detached
Style
2 1/2 Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Separate Entrance, Partially Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Separate Entrance · Partially Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2 1/2 Storey
Property class
Detached
408 Simcoe St N Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14160452$699,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 408 Simcoe St N Compares to the Oshawa Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,434
/mo
based on the purchase price of $699,000
$139,800 cash
$559,200 financed
$470,993 total interest
Principal54%$559,200
Interest46%$470,993
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Oshawa
Other 3–4 bed homes for sale in Oshawa around $699K.
Average days on market29Homes sold in about 29 days on average.
Sale-to-list ratio99.2%On average, homes sold below asking.
Active listings759Homes for sale here right now.
Median vs prior 90 days−4.0%Compared with May 11 – Aug 9, 2026: prices down.
Based on 664 sales from Aug 9 – Nov 7, 2026 (540 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 408 Simcoe St N
How much is 408 Simcoe St N listed for?
408 Simcoe St N is listed at $699,000 (MLS® E14160452). Summitly updates the price as soon as the MLS® record changes.
Is $699,000 a good price for 408 Simcoe St N?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Oshawa. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 408 Simcoe St N changed?
No — 408 Simcoe St N is still listed at its original asking price of $699,000.
How many bedrooms and bathrooms does 408 Simcoe St N have?
408 Simcoe St N has 4 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Oshawa.
How much would the monthly mortgage be on 408 Simcoe St N?
About $3,434 a month — principal and interest on $699,000 with 20% down ($139,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 408 Simcoe St N?
Yes — Sunday, November 8, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 408 Simcoe St N compare with other homes in Oshawa?
Its asking price of $699,000 is about 7% above the median sold price in Oshawa over the last 90 days, $652,000, across 664 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 408 Simcoe St N been sold before?
Summitly has no earlier MLS® sale or lease of 408 Simcoe St N on record from the last two years. Older records aren't shown under TRREB rules.
Where is 408 Simcoe St N?
408 Simcoe St N is in Oshawa, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 408 Simcoe St N been on the market?
1 day — 408 Simcoe St N was listed on November 6, 2026.
What is the price per square foot of 408 Simcoe St N?
About $280 to $350 per square foot: the asking price of $699,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 408 Simcoe St N have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
