Welcome to this cherished family home in the heart of downtown Whitby, lovingly cared for by its original owners. Offering 4 spacious bedrooms, 3 bathrooms, and set on an impressive 163-foot deep lot, this home is ready for a new family to create lasting memories.Inside, you'll find generous living spaces designed for everyday family life, while outside, the expansive backyard, with deck boards all replaced last year, offers plenty of room for children to play, family gatherings, summer barbecues, and future possibilities. The pride of ownership is evident throughout, reflecting years of care and attention.Perfectly located in a mature, family-friendly neighbourhood, you'll enjoy being just minutes from schools, parks, churches, shopping, restaurants, the GO Train, and Highway 401, making commuting and daily errands effortless. This is a rare opportunity to put down roots in a home that has been the backdrop for a lifetime of family memories and is ready to welcome its next chapter. Upgrades: Two new toilets upstairs bathroom. Windows at back of house Approx. 2023, Furnace and Ac Approx. 2021 - maintained yearly, Shingles 2012, Deck boards all replaced last year.
4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $445 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 409 Gilbert St E
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
409 Gilbert St E Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E13715456$889,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 409 Gilbert St E Compares to the Whitby Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,367
/mo
based on the purchase price of $889,000
$177,800 cash
$711,200 financed
$599,017 total interest
Principal54%$711,200
Interest46%$599,017
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Whitby
Other 3–4 bed homes for sale in Whitby around $889K.
Average days on market26Homes sold in about 26 days on average.
Sale-to-list ratio98.8%On average, homes sold below asking.
Active listings503Homes for sale here right now.
Median vs prior 90 days+0.1%Compared with Apr 15 – Jul 14, 2026: prices up.
Based on 629 sales from Jul 14 – Oct 12, 2026 (422 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
409 Gilbert St E is listed at $889,000 (MLS® E13715456). Summitly updates the price as soon as the MLS® record changes.
Is $889,000 a good price for 409 Gilbert St E?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Whitby. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 409 Gilbert St E changed?
No — 409 Gilbert St E is still listed at its original asking price of $889,000.
How many bedrooms and bathrooms does 409 Gilbert St E have?
409 Gilbert St E has 4 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Whitby.
Is 409 Gilbert St E close to transit?
The nearest rapid-transit station is Whitby GO Station (Lakeshore East GO), about 1.4 km (about a 18-minute walk) in a straight line. Oshawa GO Station is about 4.2 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 409 Gilbert St E?
About $4,367 a month — principal and interest on $889,000 with 20% down ($177,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 409 Gilbert St E compare with other homes in Whitby?
Its asking price of $889,000 is about the same as the median sold price in Whitby over the last 90 days, $873,000, across 629 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 409 Gilbert St E been sold before?
Summitly has no earlier MLS® sale or lease of 409 Gilbert St E on record from the last two years. Older records aren't shown under TRREB rules.
Where is 409 Gilbert St E?
409 Gilbert St E is in Whitby, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 409 Gilbert St E been on the market?
47 days — 409 Gilbert St E was listed on August 26, 2026.
What is the price per square foot of 409 Gilbert St E?
About $356 to $445 per square foot: the asking price of $889,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 409 Gilbert St E have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
