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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
3 Bed, 2 Bath Detached Home in Chapleau
About 41 Elgin Street
Charming 3-Bedroom, 2-Bath Home – Move-In Ready in a Great Small-Town Location! This lovely 3-bedroom, 2-bath home offers the perfect mix of modern updates and original character — all set in a friendly small-town neighbourhood. From the moment you arrive, you’ll notice the fresh siding and great curb appeal, inviting you right in. Inside, the updated kitchen features stylish finishes, plenty of storage, and a bright, open feel that makes family meals and gatherings easy. Both bathrooms have been refreshed, offering comfort and convenience for busy mornings. You’ll love that this home still holds a bit of its original charm, with details that add warmth and personality throughout. With all the major updates done, it’s truly move-in ready — just bring your furniture and make it your own! Highlights include: 3 comfortable bedrooms, 2 updated bathrooms. Modern, refreshed kitchen. Updated siding and exterior. Original character features for timeless charm. Great location close to schools, parks, and amenities. Perfect for first-time buyers or those looking for a cozy, easy-to-maintain family home, this property offers value, comfort, and small-town living at its best. Schedule your private viewing today and see why this home is the perfect place to start your next chapter!
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $182 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 41 Elgin St
Every detail from the listing, in one place.
Type
Detached
Style
Other
Living space
1100-1500 sq ftas stated on the listing
Basement
Partial Basement, Unfinished
Features & systems
Interior
Basement
Partial Basement · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Other
Property class
Detached
41 Elgin St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$982
/mo
based on the purchase price of $199,900
$39,980 cash
$159,920 financed
$134,695 total interest
Principal54%$159,920
Interest46%$134,695
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Zara · AI virtual agent
Ask about 41 Elgin St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
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Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Chapleau
Other 2-bed homes for sale in Chapleau around $200K.
41 Elgin St is listed at $199,900 (MLS® X13887090). Summitly updates the price as soon as the MLS® record changes.
Has the price of 41 Elgin St changed?
Yes — it was first listed at $220,000 and is now $199,900, a drop of $20,100 (9.1%).
How many bedrooms and bathrooms does 41 Elgin St have?
41 Elgin St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Chapleau.
How much would the monthly mortgage be on 41 Elgin St?
About $982 a month — principal and interest on $199,900 with 20% down ($39,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Has 41 Elgin St been sold before?
Summitly has no earlier MLS® sale or lease of 41 Elgin St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 41 Elgin St?
41 Elgin St is in Chapleau, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 41 Elgin St been on the market?
154 days — 41 Elgin St was listed on May 11, 2026.
What is the price per square foot of 41 Elgin St?
About $133 to $182 per square foot: the asking price of $199,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 41 Elgin St have a basement, and is it finished?
The listing describes the basement as: Partial Basement, Unfinished.
What is the lot size of 41 Elgin St?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 41 Elgin St?
About $1,724 in Ontario land transfer tax at the asking price of $199,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 41 Elgin St or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
