42 Church St W is an 11-bedroom, 4-bathroom fourplex in Smiths Falls, listed for $799,000. It has 3500-5000 sq ft of living space.
1Located in an area benefiting from major community upgrades, including: New water treatment plant, New community center, New high school, Expansion of the existing hospital.
2Three 3-bed units & one 2 bed unit, cash cow.
3This property's upscale surroundings and historic charm make it especially attractive to reliable tenants.
Welcome to this beautiful Victorian brick 4-plex, ideally situated in one of Smiths Falls' most prestigious and historically rich neighborhoods where the upper management of the railroad formerly lived. This quiet, residential area offers charm and tranquility, while being just two blocks from the main business district and all amenities in the revitalized downtown core. The property is also conveniently located near the UNESCO World Heritage Site Rideau Canal, offering access to scenic walking trails and outdoor recreation. It features: Fully tenanted building with strong rental demand, Four separate hydro meters, New forced-air gas furnace. Located in an area benefiting from major community upgrades, including: New water treatment plant, New community center, New high school, Expansion of the existing hospital. This is an excellent rental market, with the majority of Canopy Tweed employees wanting to live in Smiths Falls close to their workplace, in an area of beautiful homes which will attract good tenants because of the upscale atmosphere. Three 3-bed units & one 2 bed unit, cash cow. This property's upscale surroundings and historic charm make it especially attractive to reliable tenants. RENTS; (1) $1,550 (2) $1,695 (3) $1,625 (4) $2,050
11 bedrooms, 4 bathrooms, about 3,500 sq ft, works out to roughly $228 per square foot. Chat with Zara if you'd like a deeper read on whether this fourplex fits your budget and timing.
Inside 42 Church St W
Every detail from the listing, in one place.
Type
Fourplex
Style
2-Storey
Living space
3500-5000 sq ftas stated on the listing
Parking
6 spaces
Basement
Other, Unfinished
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Other · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Fourplex
42 Church St W Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,925
/mo
based on the purchase price of $799,000
$159,800 cash
$639,200 financed
$538,374 total interest
Principal54%$639,200
Interest46%$538,374
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Keep looking near 42 Church St W
Homes for sale in Smiths Falls
Every active Smiths Falls MLS® listing, updated all day.
Average days on market54Homes sold in about 54 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings90Homes for sale here right now.
Median vs prior 90 days−9.9%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 60 sales from Jul 24 – Oct 22, 2026 (49 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 42 Church St W
How much is 42 Church St W listed for?
42 Church St W is listed at $799,000 (MLS® X13000088). Summitly updates the price as soon as the MLS® record changes.
Is $799,000 a good price for 42 Church St W?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Smiths Falls. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 42 Church St W changed?
Yes — it was first listed at $889,900 and is now $799,000, a drop of $90,900 (10.2%).
How many bedrooms and bathrooms does 42 Church St W have?
42 Church St W has 11 bedrooms and 4 bathrooms, with about 3,500–5,000 square feet of living space. It is a fourplex in Smiths Falls.
How much would the monthly mortgage be on 42 Church St W?
About $3,925 a month — principal and interest on $799,000 with 20% down ($159,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 42 Church St W compare with other homes in Smiths Falls?
Its asking price of $799,000 is about 119% above the median sold price in Smiths Falls over the last 90 days, $364,950, across 60 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 42 Church St W been sold before?
Summitly has no earlier MLS® sale or lease of 42 Church St W on record from the last two years. Older records aren't shown under TRREB rules.
Where is 42 Church St W?
42 Church St W is in Smiths Falls, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 42 Church St W been on the market?
191 days — 42 Church St W was listed on April 14, 2026.
What is the price per square foot of 42 Church St W?
About $160 to $228 per square foot: the asking price of $799,000 over the 3,500–5,000 sq ft the listing gives as its size range.
Does 42 Church St W have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 42 Church St W have a basement, and is it finished?
The listing describes the basement as: Other, Unfinished.
