42 Church St W is a 3-bedroom, 2-bathroom detached home in Cramahe, listed for $229,900. It has 1100-1500 sq ft of living space.
1All brick bungalow built in 1980 on an oversize in-town lot measuring approx. 60ft x 180ft.
2The large lot allows for many larger home designs including a home with an attached or detached garage (Buyer to check with the municipality regarding permits).
3Living room is located at the front of the house with a bay window, while the kitchen & dining area are at the back.
All brick bungalow built in 1980 on an oversize in-town lot measuring approx. 60ft x 180ft. The home suffered an electrical fire in the lower back right of the basement causing significant smoke damage & some structural damage to the floor system between the basement & the main floor on the right, back side of the house. The majority of home appears to be structurally sound but Buyers to do their due diligence. Newer windows were recently installed & the concrete block foundation appears intact. Renovation options include: 1. restructure where needed & rebuild (will likely involve removing smoke-damaged drywall), 2. tear the house down to the foundation & build new, or 3. tear down home completely & start with brand new. The large lot allows for many larger home designs including a home with an attached or detached garage (Buyer to check with the municipality regarding permits). The current home layout offers 3 bedrooms on the main floor & a full 4 piece bathroom. Living room is located at the front of the house with a bay window, while the kitchen & dining area are at the back. A door between the upper & lower levels lead to a larger rear deck & back entrance offers potential for an in-law suite on the lower level. The lower level features a large recreation room running the entire width of the house, a den/office, a second bathroom (3piece) & a co-located laundry & utility room. Natural gas runs to the property as well as municipal water & sewer, despite the lot being over 0.25 acres (all services have been disconnected from the property). Visitors must be accompanied by a licensed realtor & use extreme caution when viewing the home. Located in the heart of Colborne in Northumberland County with close proximity to Highway 401 for commuters. Colborne is home of THE BIG APPLE restaurant & petting zoo, plus offers easy access to great waterfront & beaches to the South. Great potential to acquire a fixer upper for land value & generate some sweat equity.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $209 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 42 Church St W
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spaces
Basement
Full, Partially Finished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Full · Partially Finished
Lot & land
Lot size (sqft)
0.256
Listing & possession
Property style
Bungalow
Property class
Detached
42 Church St W Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14157332$229,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 42 Church St W Compares to the Cramahe Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
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An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,129
/mo
based on the purchase price of $229,900
$45,980 cash
$183,920 financed
$154,909 total interest
Principal54%$183,920
Interest46%$154,909
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Keep looking near 42 Church St W
Homes for sale in Cramahe
Every active Cramahe MLS® listing, updated all day.
Average days on market96Homes sold in about 96 days on average.
Sale-to-list ratio97.7%On average, homes sold below asking.
Active listings86Homes for sale here right now.
Median vs prior 90 days−0.7%Compared with May 10 – Aug 8, 2026: prices down.
Based on 53 sales from Aug 8 – Nov 6, 2026 (32 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 42 Church St W
How much is 42 Church St W listed for?
42 Church St W is listed at $229,900 (MLS® X14157332). Summitly updates the price as soon as the MLS® record changes.
Is $229,900 a good price for 42 Church St W?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cramahe. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 42 Church St W changed?
No — 42 Church St W is still listed at its original asking price of $229,900.
How many bedrooms and bathrooms does 42 Church St W have?
42 Church St W has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Cramahe.
How much would the monthly mortgage be on 42 Church St W?
About $1,129 a month — principal and interest on $229,900 with 20% down ($45,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 42 Church St W compare with other homes in Cramahe?
Its asking price of $229,900 is about 64% below the median sold price in Cramahe over the last 90 days, $647,168, across 53 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 42 Church St W been sold before?
Summitly has no earlier MLS® sale or lease of 42 Church St W on record from the last two years. Older records aren't shown under TRREB rules.
Where is 42 Church St W?
42 Church St W is in Cramahe, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 42 Church St W been on the market?
42 Church St W was listed today (November 6, 2026).
What is the price per square foot of 42 Church St W?
About $153 to $209 per square foot: the asking price of $229,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 42 Church St W have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 42 Church St W have a basement, and is it finished?
The listing describes the basement as: Full, Partially Finished.
