Centrally located 4 bedroom single family home. Close to amenities and the local hospital. The main floor is spacious with living room and adjoining dining room that leads into the kitchen. Adjacent to the kitchen is a convenient powder room. Off the kitchen is a large storage room that could be converted into a tv room or play room for little ones. Upstairs you have the large master bedroom and 2 additional generous sized bedroom as well as the 4 pc bath. There is plenty of storage on the second level with a walk-in closet adjacent to the bathroom and an additional closet off the hallway. The lower level is home to the laundry and storage. The main level and upstairs has recently been painted and flooring has been replaced. Updates include: roof approximately 7-8 years old. Natural gas furnace is approximately 12 years old. Natural gas hot water heater, approximately 12 years old, owned. Outside you have a spacious backyard with plenty of room for little ones to play or for family bbq's. Make this your new family home.
4 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $283 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 42 Elmsley St S
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
1 space
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0.18
Listing & possession
Property style
2-Storey
Property class
Detached
42 Elmsley St S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13724028$424,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 42 Elmsley St S Compares to the Smiths Falls Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,087
/mo
based on the purchase price of $424,900
$84,980 cash
$339,920 financed
$286,302 total interest
Principal54%$339,920
Interest46%$286,302
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Smiths Falls
Other 3–4 bed homes for sale in Smiths Falls around $425K.
Average days on market53Homes sold in about 53 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings88Homes for sale here right now.
Median vs prior 90 days−11.1%Compared with Apr 23 – Jul 22, 2026: prices down.
Based on 61 sales from Jul 22 – Oct 20, 2026 (48 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 42 Elmsley St S
How much is 42 Elmsley St S listed for?
42 Elmsley St S is listed at $424,900 (MLS® X13724028). Summitly updates the price as soon as the MLS® record changes.
Is $424,900 a good price for 42 Elmsley St S?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Smiths Falls. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 42 Elmsley St S changed?
No — 42 Elmsley St S is still listed at its original asking price of $424,900.
How many bedrooms and bathrooms does 42 Elmsley St S have?
42 Elmsley St S has 4 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Smiths Falls.
How much would the monthly mortgage be on 42 Elmsley St S?
About $2,087 a month — principal and interest on $424,900 with 20% down ($84,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 42 Elmsley St S compare with other homes in Smiths Falls?
Its asking price of $424,900 is about 18% above the median sold price in Smiths Falls over the last 90 days, $359,900, across 61 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 42 Elmsley St S been sold before?
Summitly has no earlier MLS® sale or lease of 42 Elmsley St S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 42 Elmsley St S?
42 Elmsley St S is in Smiths Falls, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 42 Elmsley St S been on the market?
53 days — 42 Elmsley St S was listed on August 28, 2026.
What is the price per square foot of 42 Elmsley St S?
About $212 to $283 per square foot: the asking price of $424,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 42 Elmsley St S have parking or a garage?
Yes — the listing gives 1 parking space.
Does 42 Elmsley St S have a basement, and is it finished?
The listing describes the basement as: Unfinished.
