Looking for a place to call home and run a business as well ? Great downtown property with Zoning that allows for a small home based business. Main floor Great room is 23" x 17 ' and could be used as office space, yoga studio, reception, showroom , art studio, the possibilities are endless. Main floor has a kitchen as well as a 4 pc bath and bedroom/office. Upstairs are 3 bedrooms with a family room and 3 pc bath. there is a separate outside staircase entrance to this level. The house was once used as a duplex and there are 2 hydro meters. Ceramic and hardwood floors throughout ( vinyl in the bathrooms ). Close to 2 plazas and walking distance to 3 schools, medical and lots more. Immediate Possession.
4 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $409 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 42 North St
Every detail from the listing, in one place.
Type
Detached
Style
Other
Living space
1100-1500 sq ftas stated on the listing
Parking
1 space
Basement
Partial Basement, Unfinished
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Partial Basement · Unfinished
Lot & land
Lot size (sqft)
3336
Listing & possession
Property style
Other
Property class
Detached
42 North St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,211
/mo
based on the purchase price of $450,000
$90,000 cash
$360,000 financed
$303,214 total interest
Principal54%$360,000
Interest46%$303,214
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 3–4 bed homes for sale in St. Catharines around $450K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings757Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 24 – Jul 23, 2026.
Based on 574 sales from Jul 23 – Oct 21, 2026 (501 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
42 North St is listed at $450,000 (MLS® X13727952). Summitly updates the price as soon as the MLS® record changes.
Is $450,000 a good price for 42 North St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 42 North St changed?
No — 42 North St is still listed at its original asking price of $450,000.
How many bedrooms and bathrooms does 42 North St have?
42 North St has 4 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in St. Catharines.
Is 42 North St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 2.2 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 42 North St?
About $2,211 a month — principal and interest on $450,000 with 20% down ($90,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 42 North St compare with other homes in St. Catharines?
Its asking price of $450,000 is about 18% below the median sold price in St. Catharines over the last 90 days, $550,000, across 574 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 42 North St been sold before?
Yes — Summitly has 2 earlier MLS® listings of 42 North St on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 42 North St?
42 North St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 42 North St been on the market?
51 days — 42 North St was listed on August 31, 2026.
What is the price per square foot of 42 North St?
About $300 to $409 per square foot: the asking price of $450,000 over the 1,100–1,500 sq ft the listing gives as its size range.
