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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    42 St. Paul Street W

    Ridley·St. Catharines, ON·L2S 2C2·Near Louth St.

      0
    • Vacant Land
    St. Catharines real estate›X13587176
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

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    Overview

    What this listing tells us

    Property description

    Unlock the potential of this exceptional infill development site at 42 St. Paul Street West, ideally located just minutes from Downtown St. Catharines, the GO Station, Ridley College, Ridley Heights, and the Marotta Family Hospital. This vacant 53' x 179' (approx.) lot is zoned M1 and presents an outstanding opportunity for developers and investors looking to capitalize on the growing demand for quality rental housing. The property includes an approved design concept for a 3-storey, 8 unit apartment building, featuring eight spacious 2-bedroom, 1-bathroom suites. The proposed scale offers an achievable and cost-effective development opportunity, making it well suited for small to mid-sized developers seeking a manageable project in a strong rental market. Site Plan, Grading and Servicing Plan and Planning Report available for review. Its central location provides residents with convenient access to public transit, major employment centres, schools, healthcare, shopping, restaurants, and recreational amenities, making it an attractive location for long-term tenants. Whether you're expanding your development portfolio or seeking your next purpose-built rental project, this property offers the ideal combination of location, zoning, and development potential in one of Niagara's fastest-growing urban markets.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 21, 2026ListedCurrentFor sale$599,000 —X13587176This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Lot & land

      1
      Zoning
      M1
    • Listing & possession

      3
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 42 St. Paul Street W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,943
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $432
    0.87% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 42 St. Paul Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 42 St. Paul Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 42 St. Paul Street W listed for?

      42 St. Paul Street W is listed at $599,000 on the MLS® (listing X13587176). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 42 St. Paul Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. < .50 ac lot
  2. Asking
    $599,000
    MLS® X13587176
    Chat Zara
  3. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for St. Catharines.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    • Unlock the potential of this exceptional infill development site at 42 St.
    • This vacant 53' x 179' (approx.) lot is zoned M1 and presents an outstanding opportunity for developers and investors looking to capitalize on the growing demand for quality rental housing.
    • The property includes an approved design concept for a 3-storey, 8 unit apartment building, featuring eight spacious 2-bedroom, 1-bathroom suites.
    • Site Plan, Grading and Servicing Plan and Planning Report available for review.
    Ask Zara a follow-up
    Occupancy
    Anytime
    Property style
    Other
    Property class
    Vacant Land
    Combined estimate
    $3,375
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,943
    /mo
    based on the purchase price of $599,000
    $119,800 cash
    $479,200 financed
    $403,612 total interest
    Monthly payment$2,943/ month
    Principal54%$479,200
    Interest46%$403,612

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable vacant lands that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 18 Tasker Street
      Sold
      Sign in for price
      18 Tasker Street
      Vacant Land
    • 32-34 CHELSEA Street
      Sold
      Sign in for price
      32-34 CHELSEA Street
      Vacant Land
    • 82 Oliver Lane & 4 Forestwood Drive
      Sold
      Sign in for price
      82 Oliver Lane & 4 Forestwood Drive
      Vacant Land
    • 170 Oakdale Avenue
      Sold
      Sign in for price
      170 Oakdale Avenue
      Vacant Land
    • 23 RAYMOND Street
      Sold
      Sign in for price
      23 RAYMOND Street
      Vacant Land
    • 2 MARSTEN Drive
      Sold
      Sign in for price
      2 MARSTEN Drive
      Vacant Land
    AddressBd / BaSqftSold$/sqft% of askSold
    42 St. Paul Street WThis home0 / 0—$599,000ask———
    18 Tasker Street4 / 4——
    32-34 CHELSEA Street0 / 0——
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More vacant lands in St. Catharines

    Active listings within ±20% of this asking price.

    • 189-191 Queenston Street
      $699,900
      189-191 Queenston Street
      Vacant Land
    • 381 St. Paul Street
      $549,800
      381 St. Paul Street
      Vacant Land
    • 37 ARTHUR Street
      $499,900
      37 ARTHUR Street
      Vacant Land
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  4. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  5. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  6. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  7. Public listing courtesy of ROYAL LEPAGE NRC REALTY · displayed on Summitly per MLS® data-share rules

    42 St. Paul Street W is a vacant land at St. Catharines, ON. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  8. When was 42 St. Paul Street W built?

    The year built for 42 St. Paul Street W isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  9. What is the property tax for 42 St. Paul Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 42 St. Paul Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  10. How much would the monthly mortgage be on 42 St. Paul Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $599,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  11. Has 42 St. Paul Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 42 St. Paul Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  12. What neighbourhood is 42 St. Paul Street W in?

    42 St. Paul Street W is in Ridley, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  13. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  14. 82 Oliver Lane & 4 Forestwood Drive
    0 / 0
    —
    —
    170 Oakdale Avenue0 / 0——
    23 RAYMOND Street0 / 0——
    2 MARSTEN Drive0 / 0——