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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 67 days

    Unit #6 — 428 Queen Street W

    St. Marys·St. Marys, ON·N4X 0C8·Near Queen St W / Pelissier

    • 2 beds
    St. Marys real estate›X12403968
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Pol Quality Homes is thrilled to announce the launch of a new condominium project in St. Marys, ON. This development features beautifully designed one- and two-bedroom units. Features include: In-Suite Laundry, Hard Surface Countertops, Stainless steel appliance package, Premium Vinyl Plank Flooring, One Exclusive Parking Space, Walking Distance to Local Amenities. This project presents exceptional opportunity for first time home buyers looking to enter the real estate market or investment opportunities, especially for clients seeking strong cash flow potential! Construction is already underway, with Phase 1 expected to be completed by the end of 2025. Secure your unit today and take advantage of this incredible opportunity. Contact us for more details or to schedule a consultation.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Pol Quality Homes is thrilled to announce the launch of a new condominium project in St.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Sep 15, 2025ListedCurrentFor sale$399,900 —X12403968This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit #6 — 428 Queen Street W
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Greenbelt/Conservation
    • Hospital
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,965
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $220
    0.66% mill rate · ON
    The market

    How this home sits in the St. Marys market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Marys market right now

    Average sold price, days on market, and closed-transaction count for St. Marys — sourced from MLS®.

    • Avg sold price
      $563,081
      Last 30 days
    • Median sold price
      $550,750
      Middle of the market
    • Days on market
      90 d
      Avg from list to close
    • Closed last 30d
      42
      MLS® transactions
    Full St. Marys market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit #6 — 428 Queen Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit #6 — 428 Queen Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit #6 — 428 Queen Street W listed for?

      Unit #6 — 428 Queen Street W is listed at $399,900 on the MLS® (listing X12403968). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit #6 — 428 Queen Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 800-899 sqft
  3. Condo Townhouse
  4. Built New
  5. Asking
    $399,900
    $0 / sqft · MLS® X12403968
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $411,049
    $378,165Confidence range$443,933
    Asking vs estimate
    ≈in-line
    −$11,149
    (-2.7%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Marys sell in about 90 days — this one has been listed 67 days.

    Avg sold price
    $563,081
    Median sold
    $550,750
    Avg days on market
    90
    Recently sold
    42
    See comparable sales
  7. This development features beautifully designed one- and two-bedroom units.
  8. Features include: In-Suite Laundry, Hard Surface Countertops, Stainless steel appliance package, Premium Vinyl Plank Flooring, One Exclusive Parking Space, Walking Distance to Local Amenities.
  9. Construction is already underway, with Phase 1 expected to be completed by the end of 2025.
  10. Ask Zara a follow-up

    Parking & garage

    3
    Garage
    None
    Parking spaces
    1
    Driveway
    1
  11. Interior

    6
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Laundry level
    Main Level
    Elevator
    N
  12. Exterior & construction

    6
    Exterior
    Brick, Stone
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Park/Greenbelt
    Patio
    Open
    Balcony
    Open
  13. Lot & land

    2
    Year built
    New
    Zoning
    R2
  14. Listing & possession

    3
    Possession
    2025-12-31T00:00:00.000-00:00
    Property style
    1 Storey/Apt
    Property class
    Condo Townhouse
  15. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bedroom
      11.3 × 9.0 ft
    • Bathroom
      4 Pc Bath
      0.0 × 0.0 ft
    • Dining Room
      13.3 × 10.0 ft
    • Bedroom
      10.0 × 10.0 ft
    • Kitchen
      8.4 × 13.6 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $200
    per month
    Maintenance fee includes
    • Parking
    Building details
    • Unit6
    • Storeys (building)2
    • ExposureNorth
    • LockerNone
    • Parking typeSurface
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corp0
    • Property managerStratford Property Management
    Building amenities
    • Visitor Parking
  16. River/Stream
  17. School
  18. Combined estimate
    $2,185
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,965
    /mo
    based on the purchase price of $399,900
    $79,980 cash
    $319,920 financed
    $269,457 total interest
    Monthly payment$1,965/ month
    Principal54%$319,920
    Interest46%$269,457

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and condo fees.

    Comparable condo townhouses that just sold in St. Marys

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 428 Queen Street
      Sold
      Sign in for price
      428 Queen Street
      Condo Townhouse
    • 20 Southvale Road
      Sold
      Sign in for price
      20 Southvale Road
      Condo Townhouse
    • 20 Southvale Road
      Sold
      Sign in for price
      20 Southvale Road
      Condo Townhouse
    • 428 Queen Street
      Sold
      Sign in for price
      428 Queen Street
      Condo Townhouse
    • 428 Queen Street
      Sold
      Sign in for price
      428 Queen Street
      Condo Townhouse
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit #6 — 428 Queen Street WThis home2 / 1800,899$399,900ask———
    428 Queen Street2 / 1800—
    20 Southvale Road3 / 21,200—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo townhouses in St. Marys

    Active listings within ±20% of this asking price.

    • 428 Queen Street
      $329,900
      428 Queen Street
      Condo Townhouse 1 1
    • 428 Queen Street
      $324,900
      428 Queen Street
      Condo Townhouse 2 1
    • 428 Queen Street
      $329,900
      428 Queen Street
      Condo Townhouse 1 1
    • 428 Queen Street
      $359,900
      428 Queen Street
      Condo Townhouse 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of RE/MAX A-B Realty Ltd · displayed on Summitly per MLS® data-share rules

    Unit #6 — 428 Queen Street W is a 2-bedroom, 1-bath, 800-899 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was Unit #6 — 428 Queen Street W built?

    Unit #6 — 428 Queen Street W was built in New. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  24. What is the property tax for Unit #6 — 428 Queen Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit #6 — 428 Queen Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on Unit #6 — 428 Queen Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $399,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has Unit #6 — 428 Queen Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit #6 — 428 Queen Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is Unit #6 — 428 Queen Street W in?

    Unit #6 — 428 Queen Street W is in St. Marys, St. Marys. The 'Neighbourhood' section below links to the live St. Marys real estate hub with average sold price, days on market, and current inventory.

  28. Is St. Marys a good place to live?

    St. Marys is one of ON's actively-tracked Summitly markets. The full St. Marys real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 20 Southvale Road
    3 / 2
    1,200
    —
    428 Queen Street2 / 1900—
    428 Queen Street2 / 1900—