This fourplex presents an excellent investment opportunity. The property boasts ample parking for both guests and tenants, and the lot may have potential for future development. Situated on almost three-quarters of an acre, three of the four one bedroom units are currently occupied by long-term tenants, creating a stable income stream. Consider finishing the unoccupied bachelor style loft unit and living there, covering your expenses with the income from the other three units. This is an ideal chance for those looking to expand their portfolio of income properties.
3 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $260 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this fourplex fits your budget and timing.
Inside 431 Albert St
Every detail from the listing, in one place.
Type
Fourplex
Style
2-Storey
Living space
2500-3000 sq ftas stated on the listing
Parking
15 spaces
Basement
Unfinished, Partial Basement
Features & systems
Parking & garage
Parking spaces
15
Interior
Basement
Unfinished · Partial Basement
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Fourplex
431 Albert St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13041610$649,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 431 Albert St Compares to the Strathroy-Caradoc Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,193
/mo
based on the purchase price of $649,900
$129,980 cash
$519,920 financed
$437,909 total interest
Principal54%$519,920
Interest46%$437,909
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 431 Albert St
Homes for sale in Strathroy-Caradoc
Every active Strathroy-Caradoc MLS® listing, updated all day.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio97.2%On average, homes sold below asking.
Active listings149Homes for sale here right now.
Median vs prior 90 days−3.5%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 138 sales from Jul 25 – Oct 23, 2026 (93 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 431 Albert St
How much is 431 Albert St listed for?
431 Albert St is listed at $649,900 (MLS® X13041610). Summitly updates the price as soon as the MLS® record changes.
Is $649,900 a good price for 431 Albert St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Strathroy-Caradoc. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 431 Albert St changed?
No — 431 Albert St is still listed at its original asking price of $649,900.
How many bedrooms and bathrooms does 431 Albert St have?
431 Albert St has 3 bedrooms and 3 bathrooms, with about 2,500–3,000 square feet of living space. It is a fourplex in Strathroy-Caradoc.
How much would the monthly mortgage be on 431 Albert St?
About $3,193 a month — principal and interest on $649,900 with 20% down ($129,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 431 Albert St compare with other homes in Strathroy-Caradoc?
Its asking price of $649,900 is about 12% above the median sold price in Strathroy-Caradoc over the last 90 days, $580,000, across 138 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 431 Albert St been sold before?
Summitly has no earlier MLS® sale or lease of 431 Albert St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 431 Albert St?
431 Albert St is in Strathroy-Caradoc, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 431 Albert St been on the market?
182 days — 431 Albert St was listed on April 24, 2026.
What is the price per square foot of 431 Albert St?
About $217 to $260 per square foot: the asking price of $649,900 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 431 Albert St have parking or a garage?
Yes — the listing gives 15 parking spaces.
Does 431 Albert St have a basement, and is it finished?
The listing describes the basement as: Unfinished, Partial Basement.
