How much is 431 Albert St listed for?

431 Albert St is listed at $799,000 (MLS® X13801168). Summitly updates the price as soon as the MLS® record changes.

Is $799,000 a good price for 431 Albert St?

Summitly rates it Good Deal: the asking price is 3% to 10% below Zara's estimate, an estimate built from recent sales in South Huron. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out.

Has the price of 431 Albert St changed?

Yes — it was first listed at $899,000 and is now $799,000, a drop of $100,000 (11.1%).

How many bedrooms and bathrooms does 431 Albert St have?

431 Albert St has 3 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in South Huron.

How much would the monthly mortgage be on 431 Albert St?

About $3,925 a month — principal and interest on $799,000 with 20% down ($159,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 431 Albert St compare with other homes in South Huron?

Its asking price of $799,000 is about 86% above the median sold price in South Huron over the last 90 days, $430,000, across 55 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 431 Albert St been sold before?

Summitly has no earlier MLS® sale or lease of 431 Albert St on record from the last two years. Older records aren't shown under TRREB rules.

Where is 431 Albert St?

431 Albert St is in South Huron, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 431 Albert St been on the market?

44 days — 431 Albert St was listed on September 18, 2026.

What is the price per square foot of 431 Albert St?

About $320 to $400 per square foot: the asking price of $799,000 over the 2,000–2,500 sq ft the listing gives as its size range.

Does 431 Albert St have parking or a garage?

Yes — the listing gives 5 parking spaces. Garage: Yes.

Does 431 Albert St have a basement, and is it finished?

The listing describes the basement as: Full, Partially Finished.

For saleGood Deal

DetachedOn market 44 daysPrice drop · $100,000 off (-11.1%)

431 Albert St, South Huron

Name: 431 Albert Street
SKU: X13801168
Price: 799000 CAD
Availability: InStock

South Huron, ON · · MLS® X13801168Updated October 31, 2026

$799,000Est. $3,925/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 2000–2500sq ft
Parking spaces: 5

Type Detached
Lot 50 acres
Garage Yes
Basement Full, Partially Finished

What you should know

431 Albert St is a 3-bedroom, 2-bathroom detached home in South Huron, listed for $799,000. It has 2000-2500 sq ft of living space.

Equally impressive are the substantial investments already completed to enhance efficiency and minimize operating costs, including updated electrical and plumbing systems, a heat pump and window replacement and more.
Current utilities are approx. $140/month for hydro and $345/ month for natural gas, supporting over 3,000 square ft of finished living space and an outdoor private retreat that takes entertaining to another level.
The principal living and dining rooms offer elegant spaces for everyday living, and the redesigned kitchen introduces a fresh, contemporary feel.

Ask Zara:

3 Bed, 2 Bath Detached Home in South Huron

About 431 Albert Street

With the best of modern executive living and character that isn't easily replicated today, the Benjamin O'Neil House is a rare offering. Compared to similar executive properties in larger centres, this home presents an exceptional opportunity to enjoy an elevated lifestyle without the premium price tag. Equally impressive are the substantial investments already completed to enhance efficiency and minimize operating costs, including updated electrical and plumbing systems, a heat pump and window replacement and more. Current utilities are approx. $140/month for hydro and $345/ month for natural gas, supporting over 3,000 square ft of finished living space and an outdoor private retreat that takes entertaining to another level. An expansive Wolf high-density deck, outdoor kitchen, hot tub and a 16 x 16 ft pavilion with a stone fireplace create an exceptional four-season outdoor living experience that resembles more of a private resort than a backyard. Inside, this exceptional residence showcases original 8.5 ft front doors, soaring ceilings, intricate plaster medallions, transoms, rich red pine floors and oversized windows. The principal living and dining rooms offer elegant spaces for everyday living, and the redesigned kitchen introduces a fresh, contemporary feel. Upstairs, 3 spacious bedrooms provide comfort and privacy, including the primary suite with its own sitting room. The spa-inspired bathroom blends classic charm with modern indulgence, featuring heated floors, a clawfoot tub and a 7 ft glass shower. A finished lower offers guest accommodations, a bathroom, a recreation room featuring an 85 inch theatre screen, a home office with heated floors and a hidden speakeasy-inspired wine room. Located 40 minutes from London and Stratford, and just 20 minutes to Lake Huron, this home offers a distinctive opportunity to move in and enjoy substantial restoration, modern mechanical upgrades, historic character and exceptional executive amenities at outstanding value.

3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $400 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 431 Albert St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 5 spacesYes garage
Basement: Full, Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 5

Interior

Basement: Full · Partially Finished

Lot & land

Lot size (sqft): 0.302

Listing & possession

Property style: 2-Storey
Property class: Detached

431 Albert St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13801168−$100,000 (11.1%)$799,000
Sep 18, 2026For saleListedThis listingMLS® X13801168$899,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 431 Albert St Compares to the South Huron Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Good Deal· based on 103 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

South Huron market, last 90 days

Median sold price: $430,000
Average sold price: $550,019
Average days on market: 66
Homes sold: 55

Closed sales on the TRREB MLS®.

Full South Huron market report

Recently sold nearby in South Huron

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home431 Albert Street 3 bd · 2 ba · 2,000 sqft	$799,000asking	$400	—	—
171 Francis Street 2 bd · 2 ba · 1,100 sqft
36 Orchard Street 3 bd · 2 ba · 1,100 sqft
154 Thomas Street 2 bd · 1 ba · 700 sqft
60 Greene Street 3 bd · 3 ba · 1,500 sqft
70257 Blackbush Line 4 bd · 2 ba · 2,000 sqft
41574 Kirkton Road 3 bd · 1 ba · 700 sqft

171 Francis Street
2 bd · 2 ba · 1,100 sqft
36 Orchard Street
3 bd · 2 ba · 1,100 sqft
154 Thomas Street
2 bd · 1 ba · 700 sqft
60 Greene Street
3 bd · 3 ba · 1,500 sqft
70257 Blackbush Line
4 bd · 2 ba · 2,000 sqft
41574 Kirkton Road
3 bd · 1 ba · 700 sqft

Living in South Huron: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Loading schools, parks, groceries and more nearby…

How long is your commute?

From 431 Albert St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 431 Albert St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,925; 20% down · 25 years · 5.5% assumed
Property tax: $439; 0.66% mill rate · ON
Total per month: $4,364; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,925

/mo

based on the purchase price of $799,000

Down payment20%

$159,800 cash

Amortization25 yr

$639,200 financed

Rate5.50%

$538,374 total interest

Principal54%$639,200

Interest46%$538,374

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: SUTTON GROUP - SELECT REALTY INC., BrokerageMLS® X13801168 · Listing data last updated October 31, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 17· $400/sq ft

Estimated monthly mortgage$3,925/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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431 Albert St, South Huron

What you should know