DetachedOn market 112 days

431 Moira Rd, Centre Hastings

Name: 431 Moira Road
SKU: X13508352
Price: 924900 CAD
Availability: InStock

Centre Hastings, ON · · MLS® X13508352Updated September 26, 2026

$924,900Est. $4,544/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 10.5

Type Detached
Lot 17.495 acres
Garage Yes
Basement Partially Finished

What you should know

431 Moira Rd is a 3-bedroom, 2-bathroom detached home in Centre Hastings, listed for $924,900. It has 1500-2000 sq ft of living space.

Nestled on 12 acres of beautifully maintained land, this 1,800 sq ft, 3 bedroom, 2 bathroom Cape Cod-inspired raised bungalow offers the perfect blend of charm, space, and rural privacy.
A bright eat-in kitchen opens to a spacious living room with a gas fireplace and French doors leading to a covered back porch.
A separate dining room provides an ideal space for entertaining.

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3 Bed, 2 Bath Detached Home in Centre Hastings

About 431 Moira Road

Welcome to your own private country retreat. Nestled on 12 acres of beautifully maintained land, this 1,800 sq ft, 3 bedroom, 2 bathroom Cape Cod-inspired raised bungalow offers the perfect blend of charm, space, and rural privacy. Surrounded by manicured grounds and mature trees, the property backs onto Rawdon Creek and includes a small pond. A bright eat-in kitchen opens to a spacious living room with a gas fireplace and French doors leading to a covered back porch. A separate dining room provides an ideal space for entertaining. The lower level expands your living space with a large family room featuring a woodstove, along with an office and laundry area. Unique hidden bookcase doors lead to additional storage, while a second hidden door reveals a small workbench area adding both character and functionality. Outside, the property continues to impress with a detached garage/workshop/barn with a mezzanine and open pastureland ideal for hobby farming. Additional features include forced-air propane heating, central air conditioning, Culligan water treatment system, UV and carbon filtration, and updated mechanicals including sump pump, well pump, sludge pump, and eavestroughs (2019-2020). All appliances included. Conveniently located just 2 km from Highway 62 and approx. 21 km north of Belleville, offering peaceful rural living without sacrificing access to town.

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $617 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 431 Moira Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1500-2000 sq ftas stated on the listing
Parking: 10.5 spacesYes garage
Basement: Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 10.5

Interior

Basement: Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

431 Moira Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jul 1, 2026For saleListedThis listingMLS® X13508352$924,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 431 Moira Rd Compares to the Centre Hastings Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 57 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Centre Hastings market, last 90 days

Median sold price: $492,000
Average sold price: $487,139
Average days on market: 58
Homes sold: 35

Closed sales on the TRREB MLS®.

Full Centre Hastings market report

Recently sold nearby in Centre Hastings

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home431 Moira Road 3 bd · 2 ba · 1,500 sqft	$924,900asking	$617	—	—
26 Marmora Street 3 bd · 1 ba · 1,100 sqft
22 Queen Victoria Street 3 bd · 1 ba · 1,100 sqft
225 St Lawrence Street 5 bd · 1 ba · 1,500 sqft
539 Lahey Road 3 bd · 1 ba · 1,100 sqft
191 Emerson Road 5 bd · 2 ba · 1,100 sqft
193 St. Lawrence Street 2 bd · 1 ba · 1,100 sqft

26 Marmora Street
3 bd · 1 ba · 1,100 sqft
22 Queen Victoria Street
3 bd · 1 ba · 1,100 sqft
225 St Lawrence Street
5 bd · 1 ba · 1,500 sqft
539 Lahey Road
3 bd · 1 ba · 1,100 sqft
191 Emerson Road
5 bd · 2 ba · 1,100 sqft
193 St. Lawrence Street
2 bd · 1 ba · 1,100 sqft

Living in Centre Hastings: Location & Amenities

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How long is your commute?

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Costs, Mortgage & Rental Return for 431 Moira Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,544; 20% down · 25 years · 5.5% assumed
Property tax: $509; 0.66% mill rate · ON
Total per month: $5,053; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,544

/mo

based on the purchase price of $924,900

Down payment20%

$184,980 cash

Amortization25 yr

$739,920 financed

Rate5.50%

$623,207 total interest

Principal54%$739,920

Interest46%$623,207

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: EKORT REALTY LTD., BrokerageMLS® X13508352 · Listing data last updated September 26, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Jun 30· $617/sq ft

Estimated monthly mortgage$4,544/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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