DetachedListed yesterday

431 Victoria Beach Rd, Cramahe

Name: 431 Victoria Beach Road
SKU: X14155020
Price: 1449000 CAD
Availability: InStock

Cramahe, ON · · MLS® X14155020Updated November 5, 2026

$1,449,000Est. $7,119/mo mortgage

Bedrooms: 4
Bathrooms: 4
Living space: 3000–3500sq ft
Parking spaces: 24

Type Detached
Garage Yes
Basement Full, Finished with Walk-Out

What you should know

431 Victoria Beach Rd is a 4-bedroom, 4-bathroom detached home in Cramahe, listed for $1,449,000. It has 3000-3500 sq ft of living space.

It features a full kitchen, separate laundry, & a split-bedroom layout with a primary retreat including ensuite washroom & kitchenette, plus 2 additional bedrooms & 2 washrooms.
An ideal guest suite, in-law apartment, or income-generating rental.Storage & flexibility abound: a 3-car garage, plus a 4th 2 car tandem, RV or large boat garage with EV & RV charging.
BasementFull, Finished with Walk-Out, as described in the listing.

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4 Bed, 4 Bath Detached Home in Cramahe

About 431 Victoria Beach Road

Welcome to your private Waterfront Estate - where luxury living meets the shores of Lake Ontario.Set on a tranquil, park-like 1.84-acre lot with your own private beach, this custom-built bungalow offers 5,074 sq ft of exceptional living space designed around 1 thing: The Lake. Floor-to-ceiling windows span the entire south side on both levels, framing unobstructed panoramic views of Lake Ontario that change with every season & every hour of the day.The 3,446 sq ft main floor features a split bedroom plan, anchored by a chef's kitchen overlooking the water - complete with an extended island, stunning waterfall quartz counters, & seating for every friend & family member you can gather. The primary retreat includes a private sitting room, en-suite washroom & multiple large closets. 3 additional bedrooms, 2 washrooms, & a generous family room complete this layout. & for year-round wellness, a cedar-lined pool room houses an indoor swim spa with a lap current & convenient motorized cover.The lower level is a 1,628 sq ft fully finished, self-contained residence with 5 walkouts to the lake - all with floor-to-ceiling windows flooding the space with light & waterfront views. It features a full kitchen, separate laundry, & a split-bedroom layout with a primary retreat including ensuite washroom & kitchenette, plus 2 additional bedrooms & 2 washrooms. An ideal guest suite, in-law apartment, or income-generating rental.Storage & flexibility abound: a 3-car garage, plus a 4th 2 car tandem, RV or large boat garage with EV & RV charging. Workshop or storage loft above the garage, & a 3rd-floor loft with future potential for additional living space.Zoned for both family living & Bed & Breakfast use, this property presents an exceptional lifestyle opportunity or income-generating investment.All of this just 10 minutes from Highway 401, 1 hour from Toronto, steps from downtown Colborne & Brighton & minutes to Presqu'ile Provincial Park.

4 bedrooms, 4 bathrooms, about 3,000 sq ft, works out to roughly $483 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 431 Victoria Beach Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 3000-3500 sq ftas stated on the listing
Parking: 24 spacesYes garage
Basement: Full, Finished with Walk-Out

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 24

Interior

Basement: Full · Finished with Walk-Out

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

431 Victoria Beach Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 5, 2026For saleListedThis listingMLS® X14155020$1,449,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 431 Victoria Beach Rd Compares to the Cramahe Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 74 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Cramahe market, last 90 days

Median sold price: $647,168
Average sold price: $659,734
Average days on market: 96
Homes sold: 53

Closed sales on the TRREB MLS®.

Full Cramahe market report

Recently sold nearby in Cramahe

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home431 Victoria Beach Road 4 bd · 4 ba · 3,000 sqft	$1,449,000asking	$483	—	—
14137 Little Lake Road 3 bd · 2 ba · 1,500 sqft
8 Merriman Court 4 bd · 2 ba · 2,000 sqft
716 Penryn Road 3 bd · 2 ba · 1,500 sqft
333 Arthurs Lane 4 bd · 2 ba · 1,500 sqft
170 Cowie Road 3 bd · 2 ba · 1,500 sqft
19A Park Street 3 bd · 1 ba · 1,100 sqft

14137 Little Lake Road
3 bd · 2 ba · 1,500 sqft
8 Merriman Court
4 bd · 2 ba · 2,000 sqft
716 Penryn Road
3 bd · 2 ba · 1,500 sqft
333 Arthurs Lane
4 bd · 2 ba · 1,500 sqft
170 Cowie Road
3 bd · 2 ba · 1,500 sqft
19A Park Street
3 bd · 1 ba · 1,100 sqft

Living in Cramahe: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 431 Victoria Beach Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $7,119; 20% down · 25 years · 5.5% assumed
Property tax: $797; 0.66% mill rate · ON
Total per month: $7,916; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$7,119

/mo

based on the purchase price of $1,449,000

Down payment20%

$289,800 cash

Amortization25 yr

$1,159,200 financed

Rate5.50%

$976,351 total interest

Principal54%$1,159,200

Interest46%$976,351

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: HARVEY KALLES REAL ESTATE LTD., BrokerageMLS® X14155020 · Listing data last updated November 5, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 4· $483/sq ft

Estimated monthly mortgage$7,119/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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