432 Duffy St is a 3-bedroom, 2-bathroom detached home in Cobourg, listed for $675,000. It has 1100-1500 sq ft of living space.
1Renovated, refreshed and ready for its next chapter.
2Terry Fox Public School is just steps away, while Northumberland Hills Hospital, restaurants, shopping and everyday amenities are all close at hand.
3With convenient access to Highway 401 for commuters, this is a thoughtfully renovated home in an established Cobourg neighbourhood where schools, services and community are all within easy reach.
Renovated, refreshed and ready for its next chapter. This extensively updated 3-bedroom, 2-bathroom raised bungalow delivers the kind of move-in-ready living buyers are looking for, with a beautiful new eat-in kitchen, a renovated bathroom, brand new furnace and air conditioning, and fresh paint throughout. The bright, practical layout offers comfortable everyday living with enough flexibility for a growing family, downsizers who still want room, or anyone looking to settle in without inheriting someone else's project list.The location makes life equally easy. Terry Fox Public School is just steps away, while Northumberland Hills Hospital, restaurants, shopping and everyday amenities are all close at hand. With convenient access to Highway 401 for commuters, this is a thoughtfully renovated home in an established Cobourg neighbourhood where schools, services and community are all within easy reach.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $614 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 432 Duffy St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
432 Duffy St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14107104$675,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 432 Duffy St Compares to the Cobourg Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,316
/mo
based on the purchase price of $675,000
$135,000 cash
$540,000 financed
$454,822 total interest
Principal54%$540,000
Interest46%$454,822
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cobourg
Other 2–4 bed homes for sale in Cobourg around $675K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings228Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 25 – Jul 24, 2026.
Based on 143 sales from Jul 24 – Oct 22, 2026 (111 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 432 Duffy St
How much is 432 Duffy St listed for?
432 Duffy St is listed at $675,000 (MLS® X14107104). Summitly updates the price as soon as the MLS® record changes.
Is $675,000 a good price for 432 Duffy St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Cobourg. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 432 Duffy St changed?
No — 432 Duffy St is still listed at its original asking price of $675,000.
How many bedrooms and bathrooms does 432 Duffy St have?
432 Duffy St has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Cobourg.
How much would the monthly mortgage be on 432 Duffy St?
About $3,316 a month — principal and interest on $675,000 with 20% down ($135,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 432 Duffy St?
Yes — Sunday, October 25, 1:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 432 Duffy St compare with other homes in Cobourg?
Its asking price of $675,000 is about 7% above the median sold price in Cobourg over the last 90 days, $630,000, across 143 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 432 Duffy St been sold before?
Summitly has no earlier MLS® sale or lease of 432 Duffy St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 432 Duffy St?
432 Duffy St is in Cobourg, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 432 Duffy St been on the market?
432 Duffy St was listed today (October 22, 2026).
What is the price per square foot of 432 Duffy St?
About $450 to $614 per square foot: the asking price of $675,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 432 Duffy St have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
