Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 63 days

    436 12th Street W

    Owen Sound·Owen Sound, ON·N4K 3V7·Near 12St W and 4th Ave W

    • 4 beds
    Owen Sound real estate›X13041648
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 436 12th St W in Owen Sound - a move-in ready 2.5-storey red brick home that perfectly blends timeless character with modern updates.From the moment you arrive, the inviting covered front porch and beautifully maintained gardens set the tone. Inside, you'll find a bright, airy interior that has been tastefully updated while still showcasing charming original details.This spacious home offers 4 bedrooms and 1.5 bathrooms, including a fully finished attic that provides a versatile space-ideal as a stunning primary retreat or additional living area. The main floor features a convenient laundry and mudroom, perfect for busy households.The kitchen is equipped with updated appliances, and the main bathroom adds a touch of luxury with heated floors. Major updates include a new furnace (2022) and a newly built 2-car carport (2023) completed with permits. One of the standout features is the south-facing second-floor patio-an ideal spot to enjoy your morning coffee or unwind in the sun throughout the day. Step outside to enjoy the partially fenced backyard-perfect for relaxing, entertaining, or letting kids and pets play.A wonderful opportunity to own a character-filled home with modern comforts in a great Owen Sound location.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 24, 2026ListedCurrentFor sale$449,000 —X13041648This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 436 12th Street W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,206
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $321
    0.86% mill rate · ON
    The market

    How this home sits in the Owen Sound market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Owen Sound market right now

    Average sold price, days on market, and closed-transaction count for Owen Sound — sourced from MLS®.

    • Avg sold price
      $496,632
      Last 30 days
    • Median sold price
      $487,500
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      73
      MLS® transactions
    Full Owen Sound market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 436 12th Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 436 12th Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 436 12th Street W listed for?

      436 12th Street W is listed at $449,000 on the MLS® (listing X13041648). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 436 12th Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $449,000
    $0 / sqft · MLS® X13041648
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $586,026
    $539,144Confidence range$632,908
    Asking vs estimate
    ↓below
    −$137,026
    (-23.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Owen Sound sell in about 43 days — this one has been listed 63 days.

    Avg sold price
    $496,632
    Median sold
    $487,500
    Avg days on market
    43
    Recently sold
    73
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    The main floor features a convenient laundry and mudroom, perfect for busy households.The kitchen is equipped with updated appliances, and the main bathroom adds a touch of luxury with heated floors.
  6. Major updates include a new furnace (2022) and a newly built 2-car carport (2023) completed with permits.
  7. One of the standout features is the south-facing second-floor patio-an ideal spot to enjoy your morning coffee or unwind in the sun throughout the day.
  8. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  9. Parking & garage

    4
    Garage
    Carport
    Garage spaces
    2
    Parking spaces
    3
    Driveway
    1
  10. Interior

    5
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    12
    Laundry level
    Main Level
  11. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Shingles
    Foundation
    Stone
    Pool
    None
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bathroom
      2 Pc Bath
      4.9 × 2.8 ft
    • Foyer
      9.7 × 6.7 ft
    • Laundry
      9.2 × 8.1 ft
    • Kitchen
      14.4 × 10.2 ft
    • Living Room
      13.0 × 12.0 ft
    • Dining Room
      14.4 × 11.4 ft

    Second level

    5 rooms
    • Bedroom 3
      13.7 × 8.7 ft
    • Bedroom 2
      14.6 × 8.2 ft
    • Bedroom 4
      11.8 × 11.8 ft
    • Bathroom
      4 pc bath · heated floor
      9.6 × 5.5 ft
    • Office
      9.8 × 9.6 ft

    Third level

    1 room
    • Primary Bedroom
      21.7 × 10.4 ft
    Combined estimate
    $2,527
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,206
    /mo
    based on the purchase price of $449,000
    $89,800 cash
    $359,200 financed
    $302,541 total interest
    Monthly payment$2,206/ month
    Principal54%$359,200
    Interest46%$302,541

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Owen Sound

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1391 8th Avenue
      Sold
      Sign in for price
      1391 8th Avenue
      Detached
    • 240 5th A Avenue
      Sold
      Sign in for price
      240 5th A Avenue
      Detached
    • 538 12th Street
      Sold
      Sign in for price
      538 12th Street
      Detached
    • 2022 7th Avenue
      Sold
      Sign in for price
      2022 7th Avenue
      Detached
    • 2669 3rd Avenue
      Sold
      Sign in for price
      2669 3rd Avenue
      Detached
    • 714 4th Avenue
      Sold
      Sign in for price
      714 4th Avenue
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    436 12th Street WThis home4 / 215,002,000$449,000ask———
    1391 8th Avenue3 / 2700—
    240 5th A Avenue3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Owen Sound

    Active listings within ±20% of this asking price.

    • 435 13th Street
      $529,000
      435 13th Street
      Detached 3 1
    • 1762 6th Avenue
      $525,000
      1762 6th Avenue
      Detached 3 2
    • 2326 4th Avenue
      $489,900
      2326 4th Avenue
      Detached 3 2
    • 701 5th Street
      $420,000
      701 5th Street
      Detached 4 1
    • 701 5th Street
      $420,000
      701 5th Street
      Detached 4 1
    • 1670 3rd Avenue
      $449,000
      1670 3rd Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Royal LePage Locations North · displayed on Summitly per MLS® data-share rules

    436 12th Street W is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 436 12th Street W built?

    The year built for 436 12th Street W isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 436 12th Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 436 12th Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 436 12th Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $449,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 436 12th Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 436 12th Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 436 12th Street W in?

    436 12th Street W is in Owen Sound, Owen Sound. The 'Neighbourhood' section below links to the live Owen Sound real estate hub with average sold price, days on market, and current inventory.

  23. Is Owen Sound a good place to live?

    Owen Sound is one of ON's actively-tracked Summitly markets. The full Owen Sound real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 538 12th Street
    3 / 1
    1,100
    —
    2022 7th Avenue3 / 21,100—
    2669 3rd Avenue3 / 1700—
    714 4th Avenue5 / 32,000—