St. Thomas, ON · · MLS® X13808478Updated
$512,900Est. $2,520/mo mortgage
44 Elgin St is a 2-bedroom, 1-bathroom detached home in St. Thomas, listed for $512,900. It has 2000-2500 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Welcome to 44 Elgin Street! This stunning two storey yellow brick home offers a beautiful combination of a classic century home with modern touches. Located with access to the downtown and many other amenities. The main level boasts a grand foyer which leads you to the living room, formal dining room, office area, updated kitchen, breakfast area, side entrance, family room with access to large deck area and partially fenced yard, main floor laundry and a two piece bathroom. Moving to the second level by a century old curved staircase is the generous size primary bedroom, a second bedroom, den (could be 3rd bedroom), updated 4 piece bathroom and just off the hallway is access to the second floor open porch area (updated at the same time the front porch was updated). This home was recently painted throughout. Don't miss out on the opportunity to own this stunning Century Home with some modern touches. 2 car parking at the side of the house off of St Anne's Place.
2 bedrooms, 1 bathroom, about 2,000 sq ft, works out to roughly $256 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
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Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
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Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
Full St. Thomas market reportSold prices are shown free to signed-in members, as board rules require.
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6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home44 Elgin Street 2 bd · 1 ba · 2,000 sqft | $512,900asking | $256 | — | — |
| 3 Sutherland Court 2 bd · 3 ba · 1,100 sqft | ||||
| 29 Augusta Crescent 3 bd · 2 ba · 1,100 sqft | ||||
| 86 Kains Street 5 bd · 1 ba · 1,500 sqft | ||||
| 27 Cook Crescent 3 bd · 1 ba · 1,100 sqft | ||||
| 90 Dunkirk Drive 3 bd · 1 ba · 700 sqft | ||||
| 14 Glanworth Avenue 4 bd · 2 ba · 700 sqft |
2 bd · 3 ba · 1,100 sqft
3 bd · 2 ba · 1,100 sqft
5 bd · 1 ba · 1,500 sqft
3 bd · 1 ba · 1,100 sqft
3 bd · 1 ba · 700 sqft
4 bd · 2 ba · 700 sqft
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20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Listing brokerage: ROYAL LEPAGE TRILAND REALTY, BrokerageMLS® X13808478 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 2–4 bed homes for sale in St. Thomas around $513K.
Homes for sale in St. Thomas
Every active St. Thomas MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 238 sales from Aug 5 – Nov 3, 2026 (165 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
44 Elgin St is listed at $512,900 (MLS® X13808478). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 44 Elgin St is still listed at its original asking price of $512,900.
44 Elgin St has 2 bedrooms and 1 bathroom, with about 2,000–2,500 square feet of living space. It is a detached home in St. Thomas.
About $2,520 a month — principal and interest on $512,900 with 20% down ($102,580), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $512,900 is about 2% below the median sold price in St. Thomas over the last 90 days, $525,000, across 238 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 44 Elgin St on record from the last two years. Older records aren't shown under TRREB rules.
44 Elgin St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
43 days — 44 Elgin St was listed on September 21, 2026.
About $205 to $256 per square foot: the asking price of $512,900 over the 2,000–2,500 sq ft the listing gives as its size range.
Yes — the listing gives 2 parking spaces.
The listing describes the basement as: Unfinished.
