DetachedOn market 50 daysPrice drop · $100,000 off (-12.5%)

44 Hamilton Ave, Cobourg

Name: 44 Hamilton Avenue
SKU: X13783306
Price: 699000 CAD
Availability: InStock

Cobourg, ON · · MLS® X13783306Updated October 30, 2026

$699,000Est. $3,434/mo mortgage

Bedrooms: 2
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 3

Type Detached
Garage Yes
Basement Finished, Full

What you should know

44 Hamilton Ave is a 2-bedroom, 2-bathroom detached home in Cobourg, listed for $699,000. It has 1100-1500 sq ft of living space.

The open-concept living & dining areas are a perfect blend of calm & contemporary style, featuring a cozy wood-burning fireplace & large picture window with views of the lush, expansive backyard.
Recently renovated Baths are updated w/tile, new vanities, modern fixtures, flooring.
This home is surrounded by renovated mid-century homes and custom new builds situated on executive-sized, maturely landscaped lots.

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2 Bed, 2 Bath Detached Home in Cobourg

About 44 Hamilton Avenue

A private, park-like setting in a desired neighbourhood is the backdrop for this classic brick bungalow with modern updates. An oversized 91.01 x 157.90 ft privacy treed lot (.44 acres) backs onto peaceful, tree-lined Fitzhugh Lane. Enjoy a short stroll to the lakefront or a 2 km walk to downtown. This home offers a fantastic layout that is perfect for those who love to cook & entertain. A modern kitchen, butcher's block countertops, ample cabinetry, SS appliances, and an abundance of natural light. The open-concept living & dining areas are a perfect blend of calm & contemporary style, featuring a cozy wood-burning fireplace & large picture window with views of the lush, expansive backyard. Original hardwood floors. Glass doors in Dining Room area lead to a bright 3-season sunroom & out to the freshly stained back deck & backyard. The MN FL Lndry Closet is conveniently beside the Kitchen. Recently renovated Baths are updated w/tile, new vanities, modern fixtures, flooring. The large Primary bedroom was expanded & includes a walk-in closet & 3-piece Ensuite Bath with Glass Shower & Tile accents. The Guest Bedroom & a full, updated 4 pce bath complete the MN FL layout. Downstairs, a versatile recently renovated Rec Room/Den with new, durable, luxury vinyl laminate flooring & pot lights. There is also a Storage room, a Workshop area & with the side entrance to the LL there is the potential for an in-law suite. Located in a sought-after area with excellent schools. This home is surrounded by renovated mid-century homes and custom new builds situated on executive-sized, maturely landscaped lots. Stroll to the Lakefront or downtown. Convenient to all amenities with quick access to the 401 or VIA station. Additional features include a garage, a 3-season sunroom, and a walk-out to the deck, all set on a fabulous, mature lot. An exceptional bungalow! ***Professional photos to follow soon once tenant has vacated some photos virtually staged**

2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $635 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 44 Hamilton Ave

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Finished, Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Finished · Full

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

44 Hamilton Ave Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13783306−$100,000 (12.5%)$699,000
Sep 11, 2026For saleListedThis listingMLS® X13783306$799,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 44 Hamilton Ave Compares to the Cobourg Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 255 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Cobourg market, last 90 days

Median sold price: $628,000
Average sold price: $659,120
Average days on market: 45
Homes sold: 148

Closed sales on the TRREB MLS®.

Full Cobourg market report

Recently sold nearby in Cobourg

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home44 Hamilton Avenue 2 bd · 2 ba · 1,100 sqft	$699,000asking	$635	—	—
81 D'arcy Street 3 bd · 1 ba · 700 sqft
432 Nickerson Drive 3 bd · 2 ba · 1,100 sqft
846 Ontario Street 3 bd · 2 ba · 1,500 sqft
269 Morgan Street 2 bd · 3 ba · 1,100 sqft
344 D'arcy Street 3 bd · 2 ba · 1,100 sqft
567 Daintry Crescent 3 bd · 2 ba · 1,100 sqft

81 D'arcy Street
3 bd · 1 ba · 700 sqft
432 Nickerson Drive
3 bd · 2 ba · 1,100 sqft
846 Ontario Street
3 bd · 2 ba · 1,500 sqft
269 Morgan Street
2 bd · 3 ba · 1,100 sqft
344 D'arcy Street
3 bd · 2 ba · 1,100 sqft
567 Daintry Crescent
3 bd · 2 ba · 1,100 sqft

Living in Cobourg: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 44 Hamilton Ave

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,434; 20% down · 25 years · 5.5% assumed
Property tax: $384; 0.66% mill rate · ON
Total per month: $3,818; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,434

/mo

based on the purchase price of $699,000

Down payment20%

$139,800 cash

Amortization25 yr

$559,200 financed

Rate5.50%

$470,993 total interest

Principal54%$559,200

Interest46%$470,993

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Century 21 United Realty Inc., BrokerageMLS® X13783306 · Listing data last updated October 30, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 10· $635/sq ft

Estimated monthly mortgage$3,434/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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