44 Lowell Ave is a 4-bedroom, 2-bathroom duplex in St. Catharines, listed for $424,900. It has 1500-2000 sq ft of living space.
1CHARM, SPACE & Versatility in this st.
2Listing agents are happy to assist in securing tenants prior to closing!Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining.
3The seller is also willing to add a single front-yard parking space if desired.
CHARM, SPACE & Versatility in this st. Catharines duplex! Whether you're looking for a smart investment, an owner-occupied opportunity or the perfect multigenerational living arrangement, this charming 2-unit duplex offers plenty of possibilities!The extra-spacious main floor unit is filled with character, featuring beautiful hardwood flooring throughout, 2 generous bedrooms, a 4-piece bathroom, a functional kitchen and a bright, open-concept living and dining area with plenty of room to entertain. Enjoy direct access to the quaint, fully fenced backyard, along with convenient basement access for laundry and storage.The second-floor unit offers a bright and inviting 2-bedroom layout with a practical kitchen and comfortable living space. With estimated monthly rental potential of approximately $1,950 for the main floor and $1,700 for the upper unit, this property offers excellent income potential. Listing agents are happy to assist in securing tenants prior to closing!Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining. The seller is also willing to add a single front-yard parking space if desired. Location is another standout feature! Conveniently situated close to schools, parks, public transit, shopping and everyday amenities, with quick access to both the QEW and Highway 406. Just minutes from the vibrant downtown St. Catharines hub, with its fantastic restaurants, shops and entertainment!Notable updates include a new sewer line (2025), roof improvements including a newer portion of the rear roof replaced in 2026 and the remaining 8-10 years old, an owned hot water tank (approx. 5 years), removal of all knob-and-tube wiring, two 100-amp breaker panels and a high-efficiency furnace (approx. 5 years).Live in 1, rent the other, or add a versatile income property to your portfolio! The two estimated rents total $3,650/month or $43,800/year in potential gross rental income, which is a nice selling feature for investors.
4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $283 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 44 Lowell Ave
Every detail from the listing, in one place.
Type
Duplex
Style
1 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Basement
Full, Unfinished
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Duplex
44 Lowell Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14094072$424,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 44 Lowell Ave Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,087
/mo
based on the purchase price of $424,900
$84,980 cash
$339,920 financed
$286,302 total interest
Principal54%$339,920
Interest46%$286,302
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 3–4 bed homes for sale in St. Catharines around $425K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings757Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 24 – Jul 23, 2026.
Based on 574 sales from Jul 23 – Oct 21, 2026 (501 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
44 Lowell Ave is listed at $424,900 (MLS® X14094072). Summitly updates the price as soon as the MLS® record changes.
Is $424,900 a good price for 44 Lowell Ave?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 44 Lowell Ave changed?
No — 44 Lowell Ave is still listed at its original asking price of $424,900.
How many bedrooms and bathrooms does 44 Lowell Ave have?
44 Lowell Ave has 4 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a duplex in St. Catharines.
Is 44 Lowell Ave close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 1.9 km (about a 24-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 44 Lowell Ave?
About $2,087 a month — principal and interest on $424,900 with 20% down ($84,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 44 Lowell Ave compare with other homes in St. Catharines?
Its asking price of $424,900 is about 23% below the median sold price in St. Catharines over the last 90 days, $550,000, across 574 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 44 Lowell Ave been sold before?
Summitly has no earlier MLS® sale or lease of 44 Lowell Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 44 Lowell Ave?
44 Lowell Ave is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 44 Lowell Ave been on the market?
2 days — 44 Lowell Ave was listed on October 19, 2026.
What is the price per square foot of 44 Lowell Ave?
About $212 to $283 per square foot: the asking price of $424,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 44 Lowell Ave have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.
